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Us social security

Old Jul 30th 2016, 6:16 pm
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Default Us social security

Is there a thread to learn about how social security in the USA works with your uk pension and how you claim .
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Old Jul 30th 2016, 7:08 pm
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Default Re: Us social security

No, because it doesn't! The two are totally separate and one has no bearing on the other.

You can learn about US Social Security at ssa.gov.
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Old Jul 30th 2016, 7:30 pm
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Default Re: Us social security

Originally Posted by Guindalf View Post
No, because it doesn't! The two are totally separate and one has no bearing on the other.

You can learn about US Social Security at ssa.gov.
Isn't there some small overlap, in that you can use years of one program to earn entitlement to the other, if you don't have the required minimum for eligibility?
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Old Jul 30th 2016, 8:18 pm
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Default Re: Us social security

Originally Posted by Guindalf View Post
No, because it doesn't! The two are totally separate and one has no bearing on the other.
That is incorrect which anyone who reads the thread on the topic on here would know. A UK pension can in certain circumstances trigger the Windfall Elimination Provision of SS thereby reducing the SS payment.

For information of WEP read this:- https://www.ssa.gov/pubs/EN-05-10045.pdf

Last edited by lansbury; Jul 30th 2016 at 8:20 pm.
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Old Jul 30th 2016, 8:25 pm
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Default Re: Us social security

Originally Posted by lansbury View Post
That is incorrect which anyone who reads the thread on the topic on here would know. A UK pension can in certain circumstances trigger the Windfall Elimination Provision of SS thereby reducing the SS payment.

For information of WEP read this:- https://www.ssa.gov/pubs/EN-05-10045.pdf
Yes, but that applies INCOME, as in ANY income, not specifically related to SS payments or UK pension payments, to which I was referring. I was saying that one payment towards SS is not counted towards UK pension requirements and vice versa.
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Old Jul 30th 2016, 8:38 pm
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Default Re: Us social security

Originally Posted by Guindalf View Post
Yes, but that applies INCOME, as in ANY income, not specifically related to SS payments or UK pension payments, to which I was referring. I was saying that one payment towards SS is not counted towards UK pension requirements and vice versa.
Is that what you said, sounds like a Donald Trump explanation to me of what you said, which was:-

The two are totally separate and one has no bearing on the other.
which is wrong as one can have a bearing on the other. The OP was asking how it works, with a UK pension and claiming, and didn't appear to confine their request to questions about payments.

Last edited by lansbury; Jul 30th 2016 at 8:41 pm.
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Old Jul 30th 2016, 8:43 pm
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Default Re: Us social security

OP, if you do a search, you will find a number of appropriate threads. Here is one:

http://britishexpats.com/forum/usa-5...curity-733297/

Note: but I just saw that you participated in that thread. Is there something specific that you want to know? If you just want to know how to claim, you visit each country's appropriate website and complete the forms.

Last edited by Nutmegger; Jul 30th 2016 at 8:48 pm.
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Old Jul 30th 2016, 10:37 pm
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Default Re: Us social security

I think it might be time for me to leave this forum again!
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Old Jul 31st 2016, 12:39 pm
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Default Re: Us social security

Originally Posted by Levans View Post
Is there a thread to learn about how social security in the USA works with your uk pension and how you claim .
Some of the advice in this thread is not entirely correct.

There is a Totalization Agreement between the UK and the US, which affects in several different ways how the British state pension and US SS work together, and the two schemes affect each other in more ways than just WEP.

Under some circumstances years of contributions to one scheme can be added to contributions in the other country to improve the payouts, or create payouts where there would have been none. Follow the above link and look for the "How Benefits Can Be Paid" section, about three-quarters of the way down the page.
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Old Jul 31st 2016, 3:17 pm
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Default Re: Us social security

Originally Posted by Guindalf View Post
I think it might be time for me to leave this forum again!
No, it only means that you have to read the post more accurately. I read it as to pertaining to how claiming US Social Security and a UK pension at the same time affects your total benefit. He then goes on to ask how to claim 'it' which I assume is social security since as a Brit he would know how to claim his UK pension.

The Windfall Act can do a number on what you get in ss benefits, as we found out when Canadian husband claimed his social security at age 70 having a military and old age pension from Canada.
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Old Jul 31st 2016, 4:37 pm
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Default Re: Us social security

That's fine, I was wrong, I can accept that, but there are ways of pointing it out, which one did and one did not without making the poster feel like a complete idiot! Surprisingly, it was the person who caused me to leave last time that did it correctly!
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Old Jul 31st 2016, 5:12 pm
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Default Re: Us social security

Then you know to ignore that person. Not everyone has a grip on diplomacy
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Old Aug 1st 2016, 4:32 am
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Default Re: Us social security

The US/UK totalization agreement for social security only allows payments made to one country to be used to qualify for payments in the other if you don't have enough contributions to qualify for payments. The size of that payment will be calculated only on contributions made in the country where you are claiming the benefit.

Be careful not to confuse SS and UK state pension with private pensions.
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Old Aug 1st 2016, 7:49 am
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Default Re: Us social security

I am eligible to receive US social security, UK state pension, and a UK stakeholder pension (it's defined contribution), but haven't applied for any of them yet. Am I right in thinking that WEP does not apply to my UK stakeholder pension, so there would be no advantage in emptying that pension before applying for US social security? And am I right in thinking that I should apply for my US social security before my UK state pension as during the period in between my US social security would not be reduced by WEP?
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Old Aug 1st 2016, 4:26 pm
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Default Re: Us social security

My wife's private pension counted towards WEP, as of course did her UK State pension. You need to be careful emptying a pension as there or questions on the SS claim form about lump sums you may have already received. Maybe a good idea for you to look at those forms and see what it is they ask.

If you claim SS and are not receiving another pension from a source where you didn't pay SS contributions your SS shouldn't be reduced by WEP. This assumes you don't have 30 years of SS contributions, because if you do WEP does not apply anyway.
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