British Expats

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-   -   US salary (https://britishexpats.com/forum/usa-57/us-salary-929859/)

Pawsington Dec 16th 2019 5:38 pm

US salary
 
How do you work out if you will have enough money or not? Husbands job offer in USA is a pay increase but I won’t be working to start off with, so I’m trying to work out if we will have enough to live on. What is a reasonable salary? Is there a website that can help us work out what we will be paying in taxes etc. We will be on the MA, NH border (probably living in NH but may end up in MA)

Boiler Dec 16th 2019 6:05 pm

Re: US salary
 
Used to be you kept the number and changed the currency, now maybe be add 20%?

lansbury Dec 16th 2019 6:10 pm

Re: US salary
 
Try this site https://www.numbeo.com/cost-of-living/comparison.jsp

MidAtlantic Dec 16th 2019 6:30 pm

Re: US salary
 
Your starting point is to ensure that the right rate is being paid for that job in the USA, using a website like this (there are many others): https://www.glassdoor.com/Salaries/p...RCH_KO0,15.htm
What can seem like a good salary in UK terms (are you in the UK?) can be a poor salary here. When you are settled on the proposed salary you then need to understand if you can live on that salary and achieve the life style you want.

christmasoompa Dec 16th 2019 6:35 pm

Re: US salary
 

Originally Posted by Pawsington (Post 12779541)
How do you work out if you will have enough money or not? Husbands job offer in USA is a pay increase but I won’t be working to start off with, so I’m trying to work out if we will have enough to live on. What is a reasonable salary? Is there a website that can help us work out what we will be paying in taxes etc. We will be on the MA, NH border (probably living in NH but may end up in MA)

You may not wish to share the info, but if you can give people a rough idea of the salary and your situation (i.e. how many in the family, what healthcare his employer will provide, what you want to do in spare time etc), then hopefully those in the area can tell you if it's a realistic salary or not.

FWIW, I'd avoid Numbeo like the plague, it's notoriously inaccurate. Hopefully as more people contribute it will get better but for now it's pretty dire IMO.

Pawsington Dec 16th 2019 7:22 pm

Re: US salary
 
Healthcare looks to be approx $300 every 2 weeks then with a 10% co pay on top (is this good or bad?) it’s blue cross blue shield.
2 adults 2 kids. Rent looks to be $3000-$4000 pcm without property taxes. We will need to buy 2 cars when we get out there.
The offer is $135k with car allowance on top. Housing looks very expensive! I thought our house in the South East of the UK was expensive!

TexanScot Dec 16th 2019 8:16 pm

Re: US salary
 

Originally Posted by Pawsington (Post 12779576)
Rent looks to be $3000-$4000 pcm without property taxes.

Unlike with Council Tax, it's only owners that pay Property Taxes in the US - not renters.

Obviously your landlord will be factoring in the cost of the taxes into your rent, but it's not like it's a separate bill that you're going to be getting on top of that.

Pawsington Dec 16th 2019 8:30 pm

Re: US salary
 

Originally Posted by TexanScot (Post 12779592)
Unlike with Council Tax, it's only owners that pay Property Taxes in the US - not renters.

Obviously your landlord will be factoring in the cost of the taxes into your rent, but it's not like it's a separate bill that you're going to be getting on top of that.

all the info I can find say that the tenant has to pay it as they are the one using the services eg education etc

tom169 Dec 16th 2019 8:31 pm

Re: US salary
 
If your husband visa allows it, do you plan on working?

Pawsington Dec 16th 2019 8:36 pm

Re: US salary
 

Originally Posted by tom169 (Post 12779596)
If your husband visa allows it, do you plan on working?

yes, we will be going for L1A which means I can work but I need to get my qualification certified by the state and I’m not sure how long that might take. Also I won’t work for the first couple of months so I can get the kids settled into school and sort out the house etc. Hopefully within 3-6 months of arrival I will work. If the state take longer to accept my qualifications then I’ll find any old job as I don’t want to be sitting on my own all day. It looks like my job will pay around 50-60k assuming I can find work.

robtuck Dec 16th 2019 8:37 pm

Re: US salary
 
When we rented, the owner paid the Property Tax.

Rule of thumb - multiply the GBP salary you both earn today by two and that should be enough in most locations to retain your standard of living, at least. Then you get more detailed and understand the variation in location vs. the UK equiv. As an example I left Swindon for just South of Atlanta, so my housing options improved a lot. If I'd moved to NYC, I'd have had to increase my salary just to stay still. That Healthcare sounds about right, don't forget you are offsetting that against the fact you pay for it via Tax in the UK. So salary is the first bit, then you need to work out your Take Home and compare that - some States have Income Tax, some don't (New Hampshire does not appear to, Mass does) at a smidge over 5%).

robtuck Dec 16th 2019 8:44 pm

Re: US salary
 
A quick google and on the NH DOJ website there is this line:

"A landlord can also include a clause to force a mid-lease rent increase if property taxes are increased."

That would suggest the Property Tax is included in the rent as standard.

Jerseygirl Dec 16th 2019 8:55 pm

Re: US salary
 

Originally Posted by Pawsington (Post 12779595)


all the info I can find say that the tenant has to pay it as they are the one using the services eg education etc

Maybe you could post a link to said information. Unlike the UK...I always uunderstood that in the US it is the property owner who is responsible for property taxes. I suppose it may be different from state to state.

SanDiegogirl Dec 16th 2019 9:10 pm

Re: US salary
 
Agree .... never heard of a renter paying any separate Property tax. That is paid by the property owner. However, the rent will undoubtedly cover some portion of the property taxes as well as maintenance/upkeep.

Pawsington Dec 16th 2019 9:11 pm

Re: US salary
 
Thank you, I must have been mistaken about property taxes, thinking it was like council taxes. That makes life a little easier!


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