US Car Insurance - HELP

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Jul 15th 2010, 10:38 pm

#16

meauxna

Joined: Apr 2002

Posts: 35,082

Re: US Car Insurance - HELP

Quote:

Originally Posted by HarryTheSpider

Hi

Does the insurance normally have to be paid in lumps of 6 months, up front?

Does it work on a person by person basis, or is it on a car by car basis or what - just trying to do some cash flow planning before the move!

Cheers

Harry

Most companies should have a monthly billing option. State Farm charges me an extra $1/mo for this, even with automatic debit (as the form of payment) but these days it works out better for me cash-flow-wise.
The policy is 'sold' in 6 month increments though. I get a new insurance card in the mail 2X per year.

Jul 16th 2010, 3:07 am

#17

Bob

BE Site Lead

Joined: Aug 2004

Location: MA, USA

Posts: 92,170

Re: US Car Insurance - HELP

Quote:

Originally Posted by HarryTheSpider

You can pay up front, quarterly or even monthly, but they do tend to tack on a couple of extra bucks for "admin" fees if you don't pay upfront.

Jul 16th 2010, 3:26 am

#18

ChocolateBabz

Chocoholic !

Joined: Jun 2007

Location: Houston, TX - Officially Not Shit since 2009

Posts: 2,324

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Re: US Car Insurance - HELP

We started out with State Farm $2,400 for the year but this year swapped to Progressive $1800 for the year with 3x the coverage we got from State Farm. 2008 Ford Edge & 2008 VW Bug.