Which US bank do you use?
Sep 7th 2007, 3:58 am
#32
Joined: May 2006
Posts: 2,717
Re: Which US bank do you use?
My first US credit card account was a secured credit card - I basically gave them $2,000 to keep in there sweaty palms for almost a year without them paying a single cent of interest. After 10 months or so they changed the card to a regular type and sent me a check for the $2,000.
On the cards anniversary they wanted to charge me $29 a year 'servicing fee' or some other crap. Having always paid in full on time, and now having a great credit rating I called to cancel the credit card. An agent later called asking me to stay if they waived the fee. I agreed. The week later my card was cancelled anyway; and all my online statements gone forever :curse: They of course apologized for the error.
Corresponding via the online message centre was like speaking to a retard; example:
"I would like to change my address, but when I click the link in the control panel the system says I have not been a customer long enough to do that."
response " Thank you for contacting Bank of America, to change your address please click the link in your control panel"
WaMu gave me free checking (including free checks); They also gave me a $7k limit credit card, that doesn't incur charges. I recently got a Discover card that gives me 5% back on gas purchases and 1% on everything else. Its set to pay in full from my WaMu account each month. So its like using my old BoA debit card, but I actually earn money instead. You get all the usual extended purchase protection; free insurance on your hire car or flight tickets etc. too.
On the cards anniversary they wanted to charge me $29 a year 'servicing fee' or some other crap. Having always paid in full on time, and now having a great credit rating I called to cancel the credit card. An agent later called asking me to stay if they waived the fee. I agreed. The week later my card was cancelled anyway; and all my online statements gone forever :curse: They of course apologized for the error.
Corresponding via the online message centre was like speaking to a retard; example:
"I would like to change my address, but when I click the link in the control panel the system says I have not been a customer long enough to do that."
response " Thank you for contacting Bank of America, to change your address please click the link in your control panel"
WaMu gave me free checking (including free checks); They also gave me a $7k limit credit card, that doesn't incur charges. I recently got a Discover card that gives me 5% back on gas purchases and 1% on everything else. Its set to pay in full from my WaMu account each month. So its like using my old BoA debit card, but I actually earn money instead. You get all the usual extended purchase protection; free insurance on your hire car or flight tickets etc. too.
Last edited by Pony; Sep 7th 2007 at 4:01 am.
A lady such as yourself should not know such things. Go wash your mouth out
Sep 7th 2007, 4:39 am
#35
.
Joined: Nov 2002
Location: Where bad things rarely happen in movies
Posts: 8,933
Sep 7th 2007, 4:43 am
#36
Up Yir Kilt
Joined: Oct 2002
Location: Scotland > London > San Francisco
Posts: 672
Re: Which US bank do you use?
I was using Citibank both in the UK and here in CA.
Personally think they are all pretty much the same, once you have a 1M or more in your account then they will pay attention!
FYI - I don't
Personally think they are all pretty much the same, once you have a 1M or more in your account then they will pay attention!
FYI - I don't
Sep 7th 2007, 4:45 am
#37
Joined: Jul 2007
Posts: 6,669
Re: Which US bank do you use?
Best to get a credit union for the main account and another for when you travel.
Sep 7th 2007, 2:52 pm
#39
Silly fool for love
Joined: Jul 2007
Posts: 118
Re: Which US bank do you use?
Plus they have tonnes of ATMs in San Francisco.
If you're filthy rich, check out HSBC's new International Premier...
Sadly, I lack the sufficient funds for HSBC... but their Premier accounts are fantastic according to several of my friends who use them
Sep 8th 2007, 3:22 am
#40
BE Enthusiast
Joined: Aug 2003
Location: Baltimore, MD
Posts: 409
Re: Which US bank do you use?
Another one at bank of america. I've never had a real problem with them, but then they haven't been outstanding either. I only stay with them 'cos they have good ATM coerage.
I use ING for savings, cos BoA savings rates suck ass.
I use ING for savings, cos BoA savings rates suck ass.
