Originally Posted by Rete

Totally different than waiving waiting periods for immigrants who are new hires.

Originally Posted by Rete

Don't know why healthcare plans for immigrants should start immediately. In the majority of cases it doesn't start immediately for US citizens. Why is one favored over the other?

Originally Posted by civilservant

Benefits of being a wanted employee? My waiting period was waived when I changed jobs earlier in the year.

Originally Posted by PetrifiedExPat

Love that it is all called a benefit. My goodness we are in a pickle and some love it.

Originally Posted by civilservant

Hard to argue that it is not a perk, at least in the current insurance climate.

Originally Posted by Glasgow Girl

Have you looked at buying a regular long term plan on the marketplace, aka Obamacare, and cancelling as soon as your company insurance takes effect. You should be eligible so long as you are a LPR which you seem to be, and having just moved into the state makes you eligible to enroll now versus waiting for the Open Enrollment period. You are allowed to cancel these plans at any time. The cost will likely be between about $400 to $1,000 per month depending upon your age but it would cover you in the interim.

Originally Posted by LegalEagleTX

Only you know your risk profile and the likelihood of needing medical attention in the first 30 days. As already mentioned, not having coverage for 30 days should not be a cause of concern if you are healthy and aren’t putting yourself in undue risk. So perhaps forgoing horse riding and other risky endeavours until you have coverage while in the meantime self-insuring? This would leave you exposed to picking up medical costs yourself. I recently fractured my wrist and paid $250 for x-rays, radiologist report, splint and prescription, whereas through my medical insurance my deductible and co-pay would have been well over a thousand had I seen a specialist in-network. Sometimes insurance does not save you money and the only cost that is 100% certain is your premium.

Originally Posted by Giantaxe

What you should be asking is why some employers don’t provide insurance from day 1.

Originally Posted by Rete

Simple reason. There is a probation period for new hires, normally 90 days, and until the new employee has passed that probation period, it is time and expensive to place an unknown entity on the healthcare policy.

Originally Posted by michen

Yep it's more if I get in a traffic accident or whatnot.

Originally Posted by Rete

Be glad your employer doesn't go along with many US employers who do not start non-federal benefits until 90 days after employment starts. That includes healthcare insurance.

Don't know why healthcare plans for immigrants should start immediately. In the majority of cases it doesn't start immediately for US citizens. Why is one favored over the other?

Originally Posted by Rete

Simple reason. There is a probation period for new hires, normally 90 days, and until the new employee has passed that probation period, it is time and expensive to place an unknown entity on the healthcare policy.

Originally Posted by Giantaxe

Pfft. Responsible employers manage this from day 1 so this is just a lame excuse. Thank goodness I worked in an industry where employees generally were valued rather than being left in the lurch like this.

Originally Posted by PetrifiedExPat

I found that even with USCIS! And I ripped them a new one!