Go Back  British Expats > Living & Moving Abroad > USA
Reload this Page >

Urgent help – Temporary health insurance

Urgent help – Temporary health insurance

Old Sep 29th 2016, 3:46 am
  #1  
Forum Regular
Thread Starter
 
Joined: Jan 2016
Posts: 33
UK2toUSA is an unknown quantity at this point
Default Urgent help – Temporary health insurance

Hi All,

We (family of 3 ) require temporary health insurance for the month of October only and from November onwards my employer health cover will start.

I am unable to find any info on www.healthcare.gov so please if someone know any companies or any agents in new jersey who provide temporary health covers then please let me know ( we are healthy family and I have got the certificates from our GP confirming the same + our medical records from the UK)

Thanks in advance.
UK2toUSA is offline  
Old Sep 29th 2016, 4:48 am
  #2  
Return of bouncing girl!
 
Joined: Sep 2004
Location: The Fourth Reich
Posts: 4,931
Wintersong has a reputation beyond reputeWintersong has a reputation beyond reputeWintersong has a reputation beyond reputeWintersong has a reputation beyond reputeWintersong has a reputation beyond reputeWintersong has a reputation beyond reputeWintersong has a reputation beyond reputeWintersong has a reputation beyond reputeWintersong has a reputation beyond reputeWintersong has a reputation beyond reputeWintersong has a reputation beyond repute
Default Re: Urgent help – Temporary health insurance

It looks as though you can cancel a marketplace plan at any time - Can I Cancel Marketplace Insurance When I Get a Job? - Obamacare Facts
Wintersong is offline  
Old Sep 29th 2016, 10:08 am
  #3  
Forum Regular
 
Joined: Aug 2016
Posts: 32
MrSunu is an unknown quantity at this point
Default Re: Urgent help – Temporary health insurance

Hi all, I would be interested too if anyone has information for NY. Strangely enough the healthcare.gov redirects you to nystateofhealth.ny.gov for NY but it does not work for me, is that the case for someone on BE browsing from the states?
MrSunu is offline  
Old Sep 29th 2016, 11:41 am
  #4  
BE Forum Addict
 
Joined: Aug 2013
Location: Athens GA
Posts: 1,968
MidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond repute
Default Re: Urgent help – Temporary health insurance

Originally Posted by UK2toUSA View Post
Hi All,

We (family of 3 ) require temporary health insurance for the month of October only and from November onwards my employer health cover will start.

I am unable to find any info on www.healthcare.gov so please if someone know any companies or any agents in new jersey who provide temporary health covers then please let me know ( we are healthy family and I have got the certificates from our GP confirming the same + our medical records from the UK)

Thanks in advance.
When I first came, several years ago now, I signed up with a short term policy with Blue Cross Blue Shield. It looks like they still do short term policies.
MidAtlantic is offline  
Old Sep 29th 2016, 12:13 pm
  #5  
 
Pulaski's Avatar
 
Joined: Dec 2001
Location: Dixie, ex UK
Posts: 49,521
Pulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond repute
Default Re: Urgent help – Temporary health insurance

Originally Posted by MrSunu View Post
Hi all, I would be interested too if anyone has information for NY. Strangely enough the healthcare.gov redirects you to nystateofhealth.ny.gov for NY but it does not work for me, is that the case for someone on BE browsing from the states?
The federal healthcare portal does that - directs you to the state portal if there is one, and only offers insurance policies to those in states without a state portal.

The background is that the federal government had expected that all states would leap to support the Affordable Care Act by developing their own portals, but about one third of states decided not to do so. The Federal government was left with little choice to develop a fully functional federal insurance marketplace to plug the gap left by non-participating states.
Pulaski is offline  
Old Sep 29th 2016, 12:32 pm
  #6  
Lost in BE Cyberspace
 
Boiler's Avatar
 
Joined: Mar 2004
Location: Colorado
Posts: 34,684
Boiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond repute
Default Re: Urgent help – Temporary health insurance

Welcome to NJ FamilyCare
Boiler is offline  
Old Sep 30th 2016, 3:09 am
  #7  
BE Forum Addict
 
kins's Avatar
 
Joined: Aug 2007
Location: Maine
Posts: 2,043
kins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond repute
Default Re: Urgent help – Temporary health insurance

Try ehealtth.com. It will only list plans for you if you put in that you are moving to a new area and give a move date that's in the past.

Once you have a list of companies that sells health insurance in your state then I would call the companies direct to find out about buying a plan.

BTW it doesn't make any difference how healthy you are.
kins is offline  
Old Sep 30th 2016, 11:28 am
  #8  
BE Forum Addict
 
Joined: Aug 2013
Location: Athens GA
Posts: 1,968
MidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond repute
Default Re: Urgent help – Temporary health insurance

Originally Posted by kins View Post
BTW it doesn't make any difference how healthy you are.
Except that you may choose to take a higher deductible on the basis that the risk of claiming is lower.
MidAtlantic is offline  
Old Sep 30th 2016, 12:30 pm
  #9  
BE Forum Addict
 
kins's Avatar
 
Joined: Aug 2007
Location: Maine
Posts: 2,043
kins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond repute
Default Re: Urgent help – Temporary health insurance

Originally Posted by MidAtlantic View Post
Except that you may choose to take a higher deductible on the basis that the risk of claiming is lower.
True... although I was healthy until the year I wasn't :-)

I was responding to the fact that the OP seems to think that records showing the family is healthy will make a difference to the availability or price of the family's insurance. It's a common misconception.
kins is offline  
Old Sep 30th 2016, 12:48 pm
  #10  
BE Forum Addict
 
Joined: Aug 2013
Location: Athens GA
Posts: 1,968
MidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond reputeMidAtlantic has a reputation beyond repute
Default Re: Urgent help – Temporary health insurance

Originally Posted by kins View Post
True... although I was healthy until the year I wasn't :-)
MidAtlantic is offline  
Old Sep 30th 2016, 1:03 pm
  #11  
 
Pulaski's Avatar
 
Joined: Dec 2001
Location: Dixie, ex UK
Posts: 49,521
Pulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond repute
Default Re: Urgent help – Temporary health insurance

Originally Posted by kins View Post
..... I was responding to the fact that the OP seems to think that records showing the family is healthy will make a difference to the availability or price of the family's insurance. It's a common misconception.
Well it does, but as MidAtlantic pointed out it is you that gets to take on the risk by way of a higher deductible, the insurance companies don't offer lower premiums (with the same deductible) for those with a good health record.
Pulaski is offline  
Old Sep 30th 2016, 9:19 pm
  #12  
Lost in BE Cyberspace
 
Boiler's Avatar
 
Joined: Mar 2004
Location: Colorado
Posts: 34,684
Boiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond repute
Default Re: Urgent help – Temporary health insurance

I clicked on ehealth, seems only non compliant plans.
Boiler is offline  
Old Oct 1st 2016, 6:04 pm
  #13  
BE Forum Addict
 
kins's Avatar
 
Joined: Aug 2007
Location: Maine
Posts: 2,043
kins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond repute
Default Re: Urgent help – Temporary health insurance

Originally Posted by Boiler View Post
I clicked on ehealth, seems only non compliant plans.
How odd - when I look it shows me all the same plans I see on healthcare.gov. You do need to have had a major life event have happen in the recent past to see the compliant plans, as I recall. Otherwise it just shows you non-compliant short term plans.
kins is offline  
Old Oct 1st 2016, 6:04 pm
  #14  
BE Forum Addict
 
kins's Avatar
 
Joined: Aug 2007
Location: Maine
Posts: 2,043
kins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond reputekins has a reputation beyond repute
Default Re: Urgent help – Temporary health insurance

But really, IMO you're just looking at ehealth to see which companies offer plans at all in your state, then you can call them to buy the plan directly. At least... that's how it works in Maine...
kins is offline  
Old Oct 1st 2016, 6:06 pm
  #15  
Lost in BE Cyberspace
 
Boiler's Avatar
 
Joined: Mar 2004
Location: Colorado
Posts: 34,684
Boiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond reputeBoiler has a reputation beyond repute
Default Re: Urgent help – Temporary health insurance

I was looking for short term policies.

As far as O Care is concerned much of CO only has one provider.
Boiler is offline  

Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service - Do Not Sell My Personal Information -

Copyright © 2021 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.