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UK state pension and USA social security

UK state pension and USA social security

Old Sep 22nd 2016, 11:03 pm
  #1216  
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Default Re: UK state pension and USA social security

Hi. This site really helped me when I was researching SS and UK pensions. We are British GC holders resident in US and I have been receiving my full UK pension for about a year, based on work and voluntary contributions.
My question is whether my spouse (also UK citizen) is eligible to a UK pension based on my contributions? He has a brief work history in UK (he says 4 years). He is currently working, is 67 and has filed and suspended SS so that I can claim this next birthday.
As I am able to get SS based on his contributions, I wondered if the same held for UK? Does a spouse get a lesser amount if eligible? If he did get any UK pension would it affect my own payment?
Really appreciate the information, research, humour and advice this site offers. Thanks to all contributors.
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Old Sep 22nd 2016, 11:18 pm
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Default Re: UK state pension and USA social security

If you are in receipt of the old State pension, your spouse maybe able to claim based on your pension. If you are receiving the new pension which came in in April 2016, he cannot claim.

This article explains in better than I can End of 66 a week married people pension who will it affect | This is Money If you think you have a claim contact the DWP and ask. Here is the number to call for those of us who live overseas. +44 (0) 191 218 7777 8am to 6pm UK time.

Last edited by lansbury; Sep 22nd 2016 at 11:35 pm. Reason: typo
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Old Sep 22nd 2016, 11:27 pm
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Default Re: UK state pension and USA social security

Take a look here as well...https://www.gov.uk/government/upload...r-apr-2016.pdf

I think, as Lansbury is advising, with the recent change in Pension rules, new claimants will not be able to avail themselves of a "Spousal Pension"

edit:...WOW - I copied and pasted the link I gave you from the web site while I was there. But now I see it doesn't open...will try to figure out what's up.....sorry

Last edited by MMcD; Sep 22nd 2016 at 11:30 pm.
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Old Sep 23rd 2016, 12:19 am
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Default Re: UK state pension and USA social security

Originally Posted by MMcD View Post
Take a look here as well...https://www.gov.uk/government/upload...r-apr-2016.pdf

I think, as Lansbury is advising, with the recent change in Pension rules, new claimants will not be able to avail themselves of a "Spousal Pension"

edit:...WOW - I copied and pasted the link I gave you from the web site while I was there. But now I see it doesn't open...will try to figure out what's up.....sorry
This link appears to work, was this the same document?

https://www.gov.uk/government/upload...r-apr-2016.pdf
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Old Sep 23rd 2016, 12:26 am
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Default Re: UK state pension and USA social security

Originally Posted by mrken30 View Post
This link appears to work, was this the same document?

https://www.gov.uk/government/upload...r-apr-2016.pdf
YES!
Exactly the same. Weird....your link opens on my Mac. My own link to same pdf on same Mac - does not. Duh?
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Old Sep 23rd 2016, 12:33 am
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Default Re: UK state pension and USA social security

Originally Posted by MMcD View Post
YES!
Exactly the same. Weird....your link opens on my Mac. My own link to same pdf on same Mac - does not. Duh?
There's an "a" missing in "attachment" in your link. Maybe they corrected their error at some point.
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Old Sep 23rd 2016, 1:05 am
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Default Re: UK state pension and USA social security

Originally Posted by Giantaxe View Post
There's an "a" missing in "attachment" in your link. Maybe they corrected their error at some point.
Wow....I'm impressed....you're a super sleuth/eagle eye
but that's peculiar...I only copied/pasted - never monkeyed about within the URL
ah sweet mystery of life....on the internet
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Old Sep 23rd 2016, 7:43 pm
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Default Re: UK state pension and USA social security

so.....as UK government pensions are based only on NI contributions from April this year, does that mean it is not WEPable?
Steve
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Old Sep 23rd 2016, 11:33 pm
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Default Re: UK state pension and USA social security

Originally Posted by PKN View Post
so.....as UK government pensions are based only on NI contributions from April this year, does that mean it is not WEPable?
Steve
Were the NI contributions deducted from your salary? If they were then I would say WEP still applies.
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Old Sep 24th 2016, 1:15 am
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Default Re: UK state pension and USA social security

What about NI contributions paid when on unemployment benefit?
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Old Sep 24th 2016, 2:18 am
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Default Re: UK state pension and USA social security

Originally Posted by mrken30 View Post
What about NI contributions paid when on unemployment benefit?
If that is UK dole then it was not subject to FICA and so that portion of the UK state pension would be WEP'able.

Voluntary NI paid from US wages is not WEP'able and neither are any amounts from non-wage based NI contributions. I got a couple of years of NI contributions for just being in college between ages 16 and 18 back in the 1970s.....so no WEP on those.
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Old Sep 24th 2016, 2:29 am
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Default Re: UK state pension and USA social security

Originally Posted by nun View Post
If that is UK dole then it was not subject to FICA and so that portion of the UK state pension would be WEP'able.

Voluntary NI paid from US wages is not WEP'able and neither are any amounts from non-wage based NI contributions. I got a couple of years of NI contributions for just being in college between ages 16 and 18 back in the 1970s.....so no WEP on those.
That's confusing. Why would UK unemployment benefit be subject to WEP and UK student grants not be? Neither are based on wages.

Also, surely any voluntary NI paid while in the US is not waged-based, by definition?
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Old Sep 24th 2016, 2:33 am
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Default Re: UK state pension and USA social security

Originally Posted by Owen778 View Post
That's confusing. Why would UK unemployment benefit be subject to WEP and UK student grants not be? Neither are based on wages.

Also, surely any voluntary NI paid while in the US is not waged-based, by definition?
NI while you're a student isn't paid for at all, it's deemed.
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Old Sep 24th 2016, 6:03 am
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Default Re: UK state pension and USA social security

Originally Posted by nun View Post
If that is UK dole then it was not subject to FICA and so that portion of the UK state pension would be WEP'able.

Voluntary NI paid from US wages is not WEP'able and neither are any amounts from non-wage based NI contributions. I got a couple of years of NI contributions for just being in college between ages 16 and 18 back in the 1970s.....so no WEP on those.
I assume the same goes for parent credits and JSA credits. Just assume its all WEP'able.

I believe you had to apply for parent credits.

https://www.citizensadvice.org.uk/be...-and-benefits/
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Old Sep 25th 2016, 6:22 pm
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Default Re: UK state pension and USA social security

Thanks for the very prompt advice and the number.
Friendly person at the number you gave me was very helpful. It also turns out that my husband has more years of UK employment than he first estimated.
Not a lot of concrete information up front, but the best thing to do is print the form and apply. Arrears can be paid as a lump sum or credited as extra for future payment which you probably all know.
I had thought that one needed 10 years or so of contributions to receive a pension; it seems you can get one with only 1 year's employment but this would amount only to 1/30th of the current full pension - enough to buy you a coffee.
The helpline person also said that there was still time to buy in, though on all the UK.gov information a 10 year minimum of contributions is the given condition for this, so conflicting information. We shall see.
Anyway, so far so good.
Thanks
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