UK state pension and USA social security
Sep 22nd 2016, 10:03 pm
#1216
Just Joined
Joined: Sep 2015
Location: Columbia, Mo
Posts: 9
Re: UK state pension and USA social security
Hi. This site really helped me when I was researching SS and UK pensions. We are British GC holders resident in US and I have been receiving my full UK pension for about a year, based on work and voluntary contributions.
My question is whether my spouse (also UK citizen) is eligible to a UK pension based on my contributions? He has a brief work history in UK (he says 4 years). He is currently working, is 67 and has filed and suspended SS so that I can claim this next birthday.
As I am able to get SS based on his contributions, I wondered if the same held for UK? Does a spouse get a lesser amount if eligible? If he did get any UK pension would it affect my own payment?
Really appreciate the information, research, humour and advice this site offers. Thanks to all contributors.
My question is whether my spouse (also UK citizen) is eligible to a UK pension based on my contributions? He has a brief work history in UK (he says 4 years). He is currently working, is 67 and has filed and suspended SS so that I can claim this next birthday.
As I am able to get SS based on his contributions, I wondered if the same held for UK? Does a spouse get a lesser amount if eligible? If he did get any UK pension would it affect my own payment?
Really appreciate the information, research, humour and advice this site offers. Thanks to all contributors.
Sep 22nd 2016, 10:18 pm
#1217
Joined: Apr 2005
Location: Milwaukie, Oregon
Posts: 9,965
Re: UK state pension and USA social security
If you are in receipt of the old State pension, your spouse maybe able to claim based on your pension. If you are receiving the new pension which came in in April 2016, he cannot claim.
This article explains in better than I can End of 66 a week married people pension who will it affect | This is Money If you think you have a claim contact the DWP and ask. Here is the number to call for those of us who live overseas. +44 (0) 191 218 7777 8am to 6pm UK time.
This article explains in better than I can End of 66 a week married people pension who will it affect | This is Money If you think you have a claim contact the DWP and ask. Here is the number to call for those of us who live overseas. +44 (0) 191 218 7777 8am to 6pm UK time.
Last edited by lansbury; Sep 22nd 2016 at 10:35 pm. Reason: typo
Sep 22nd 2016, 10:27 pm
#1218
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Joined: Oct 2011
Location: "LA LA Land"
Posts: 2,447
Re: UK state pension and USA social security
Take a look here as well...https://www.gov.uk/government/upload...r-apr-2016.pdf
I think, as Lansbury is advising, with the recent change in Pension rules, new claimants will not be able to avail themselves of a "Spousal Pension"
edit:...WOW - I copied and pasted the link I gave you from the web site while I was there. But now I see it doesn't open...will try to figure out what's up.....sorry
I think, as Lansbury is advising, with the recent change in Pension rules, new claimants will not be able to avail themselves of a "Spousal Pension"
edit:...WOW - I copied and pasted the link I gave you from the web site while I was there. But now I see it doesn't open...will try to figure out what's up.....sorry
Last edited by MMcD; Sep 22nd 2016 at 10:30 pm.
Sep 22nd 2016, 11:19 pm
#1219
Lost in BE Cyberspace
Joined: Jul 2008
Location: Portlandia Metro
Posts: 7,425
Re: UK state pension and USA social security
Take a look here as well...https://www.gov.uk/government/upload...r-apr-2016.pdf
I think, as Lansbury is advising, with the recent change in Pension rules, new claimants will not be able to avail themselves of a "Spousal Pension"
edit:...WOW - I copied and pasted the link I gave you from the web site while I was there. But now I see it doesn't open...will try to figure out what's up.....sorry
I think, as Lansbury is advising, with the recent change in Pension rules, new claimants will not be able to avail themselves of a "Spousal Pension"
edit:...WOW - I copied and pasted the link I gave you from the web site while I was there. But now I see it doesn't open...will try to figure out what's up.....sorry
https://www.gov.uk/government/upload...r-apr-2016.pdf
Sep 22nd 2016, 11:26 pm
#1220
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Joined: Oct 2011
Location: "LA LA Land"
Posts: 2,447
Re: UK state pension and USA social security
This link appears to work, was this the same document?
https://www.gov.uk/government/upload...r-apr-2016.pdf
https://www.gov.uk/government/upload...r-apr-2016.pdf
Exactly the same. Weird....your link opens on my Mac. My own link to same pdf on same Mac - does not. Duh?
Sep 22nd 2016, 11:33 pm
#1221
Lost in BE Cyberspace
Joined: Jan 2006
Location: San Francisco
Posts: 12,865
Sep 23rd 2016, 12:05 am
#1222
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Joined: Oct 2011
Location: "LA LA Land"
Posts: 2,447
Re: UK state pension and USA social security
but that's peculiar...I only copied/pasted - never monkeyed about within the URL
ah sweet mystery of life....on the internet
Sep 23rd 2016, 10:33 pm
#1224
Joined: Apr 2005
Location: Milwaukie, Oregon
Posts: 9,965
Re: UK state pension and USA social security
Were the NI contributions deducted from your salary? If they were then I would say WEP still applies.
Sep 24th 2016, 1:18 am
#1226
BE Forum Addict
Joined: Aug 2004
Posts: 4,754
Re: UK state pension and USA social security
If that is UK dole then it was not subject to FICA and so that portion of the UK state pension would be WEP'able.
Voluntary NI paid from US wages is not WEP'able and neither are any amounts from non-wage based NI contributions. I got a couple of years of NI contributions for just being in college between ages 16 and 18 back in the 1970s.....so no WEP on those.
Voluntary NI paid from US wages is not WEP'able and neither are any amounts from non-wage based NI contributions. I got a couple of years of NI contributions for just being in college between ages 16 and 18 back in the 1970s.....so no WEP on those.
Sep 24th 2016, 1:29 am
#1227
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Joined: Jan 2014
Location: Anchorage, AK, USA
Posts: 1,347
Re: UK state pension and USA social security
If that is UK dole then it was not subject to FICA and so that portion of the UK state pension would be WEP'able.
Voluntary NI paid from US wages is not WEP'able and neither are any amounts from non-wage based NI contributions. I got a couple of years of NI contributions for just being in college between ages 16 and 18 back in the 1970s.....so no WEP on those.
Voluntary NI paid from US wages is not WEP'able and neither are any amounts from non-wage based NI contributions. I got a couple of years of NI contributions for just being in college between ages 16 and 18 back in the 1970s.....so no WEP on those.
Also, surely any voluntary NI paid while in the US is not waged-based, by definition?
Sep 24th 2016, 1:33 am
#1228
Joined: Dec 2001
Location: Dixie, ex UK
Posts: 52,439
Re: UK state pension and USA social security
NI while you're a student isn't paid for at all, it's deemed.
Sep 24th 2016, 5:03 am
#1229
Lost in BE Cyberspace
Joined: Jul 2008
Location: Portlandia Metro
Posts: 7,425
Re: UK state pension and USA social security
If that is UK dole then it was not subject to FICA and so that portion of the UK state pension would be WEP'able.
Voluntary NI paid from US wages is not WEP'able and neither are any amounts from non-wage based NI contributions. I got a couple of years of NI contributions for just being in college between ages 16 and 18 back in the 1970s.....so no WEP on those.
Voluntary NI paid from US wages is not WEP'able and neither are any amounts from non-wage based NI contributions. I got a couple of years of NI contributions for just being in college between ages 16 and 18 back in the 1970s.....so no WEP on those.
I believe you had to apply for parent credits.
https://www.citizensadvice.org.uk/be...-and-benefits/
Sep 25th 2016, 5:22 pm
#1230
Just Joined
Joined: Sep 2015
Location: Columbia, Mo
Posts: 9
Re: UK state pension and USA social security
Thanks for the very prompt advice and the number.
Friendly person at the number you gave me was very helpful. It also turns out that my husband has more years of UK employment than he first estimated.
Not a lot of concrete information up front, but the best thing to do is print the form and apply. Arrears can be paid as a lump sum or credited as extra for future payment which you probably all know.
I had thought that one needed 10 years or so of contributions to receive a pension; it seems you can get one with only 1 year's employment but this would amount only to 1/30th of the current full pension - enough to buy you a coffee.
The helpline person also said that there was still time to buy in, though on all the UK.gov information a 10 year minimum of contributions is the given condition for this, so conflicting information. We shall see.
Anyway, so far so good.
Thanks
Friendly person at the number you gave me was very helpful. It also turns out that my husband has more years of UK employment than he first estimated.
Not a lot of concrete information up front, but the best thing to do is print the form and apply. Arrears can be paid as a lump sum or credited as extra for future payment which you probably all know.
I had thought that one needed 10 years or so of contributions to receive a pension; it seems you can get one with only 1 year's employment but this would amount only to 1/30th of the current full pension - enough to buy you a coffee.
The helpline person also said that there was still time to buy in, though on all the UK.gov information a 10 year minimum of contributions is the given condition for this, so conflicting information. We shall see.
Anyway, so far so good.
Thanks
