UK state pension and USA social security
#961
Forum Regular
Joined: Mar 2015
Posts: 78
Re: UK state pension and USA social security
Hello Nun,
I am presently applying for SS benefits in the US. I have many years of voluntary NICs in the UK, but the SS are insisting on including all my NICs in my WEP calculation! I am very interested when you say that voluntary contributions do not count in the WEP. Do you have chapter and verse on that? I think they would listen to me if I could cite an SSA, or other official US Govt, document that says it.
Any information you could give would be helpful.
Thank you.
I am presently applying for SS benefits in the US. I have many years of voluntary NICs in the UK, but the SS are insisting on including all my NICs in my WEP calculation! I am very interested when you say that voluntary contributions do not count in the WEP. Do you have chapter and verse on that? I think they would listen to me if I could cite an SSA, or other official US Govt, document that says it.
Any information you could give would be helpful.
Thank you.
A) Voluntary contributions mean that the the pension is not earnings related and therefore not subject to WEP.
This is taken from the very definition of a pension subject to WEP - 'For a pension to cause WEP, the payment must be based on earnings for service that were not covered by Social Security.' See B1 https://secure.ssa.gov/apps10/poms.nsf/lnx/0300605360
B) On form SSA-308 there is a section which specifically asks you to identify voluntary contributions - they should then eliminate these periods from WEP.
C) Probably could use something else in their procedural system POMS if necessary. See https://secure.ssa.gov/apps10/poms.n.../0200307290#c5 Section C 5b.
Last edited by jb82; Nov 26th 2015 at 4:29 am.
#962
Just Joined
Joined: Nov 2015
Posts: 3
Re: UK state pension and USA social security
Not Nun but...
A) Voluntary contributions mean that the the pension is not earnings related and therefore not subject to WEP.
This is taken from the very definition of a pension subject to WEP - 'For a pension to cause WEP, the payment must be based on earnings for service that were not covered by Social Security.' See B1 https://secure.ssa.gov/apps10/poms.nsf/lnx/0300605360
B) On form SSA-308 there is a section which specifically asks you to identify voluntary contributions - they should then eliminate these periods from WEP.
C) Probably could use something else in their procedural system POMS if necessary. See https://secure.ssa.gov/apps10/poms.n.../0200307290#c5 Section C 5b.
A) Voluntary contributions mean that the the pension is not earnings related and therefore not subject to WEP.
This is taken from the very definition of a pension subject to WEP - 'For a pension to cause WEP, the payment must be based on earnings for service that were not covered by Social Security.' See B1 https://secure.ssa.gov/apps10/poms.nsf/lnx/0300605360
B) On form SSA-308 there is a section which specifically asks you to identify voluntary contributions - they should then eliminate these periods from WEP.
C) Probably could use something else in their procedural system POMS if necessary. See https://secure.ssa.gov/apps10/poms.n.../0200307290#c5 Section C 5b.
Thank you!! ThT is very helpful indeed!
chris_fuzz
#963
Re: UK state pension and USA social security
Voluntary UK NICs are not counted for WEP under GN 00307.290 C.5.b
https://secure.ssa.gov/apps10/poms.nsf/lnx/0200307290
https://secure.ssa.gov/apps10/poms.nsf/lnx/0200307290
#964
Just Joined
Joined: Nov 2015
Posts: 3
Re: UK state pension and USA social security
Voluntary UK NICs are not counted for WEP under GN 00307.290 C.5.b
https://secure.ssa.gov/apps10/poms.nsf/lnx/0200307290
https://secure.ssa.gov/apps10/poms.nsf/lnx/0200307290
#965
Heading for Poppyland
Joined: Jul 2007
Location: North Norfolk and northern New York State
Posts: 14,540
Re: UK state pension and USA social security
Voluntary UK NICs are not counted for WEP under GN 00307.290 C.5.b
https://secure.ssa.gov/apps10/poms.nsf/lnx/0200307290
https://secure.ssa.gov/apps10/poms.nsf/lnx/0200307290
#966
Re: UK state pension and USA social security
I'm 65 and already get my US SS, I plan to start getting my British state pension when I'm 66, that is, after deferring for one year. Do I have to approach the British authorities for the required letter detailing what percentage, or what amount, of my future British state pension is based on voluntary contributions, or does the SSA go to the British authorities direct?
Last edited by lansbury; Nov 27th 2015 at 3:57 pm.
#967
Just Joined
Joined: Sep 2014
Posts: 10
Re: UK state pension and USA social security
I am in the similar scenario. I have UK Pensions and have chosen to defer for 5 yrs when I will be 70 Yrs. During this defer time my us SS benefits will not be subject to WEP until I claimed UK Pension. I am not sure when I claimed UK Pension WEP amount will increase in line with the increase in UK Pension but recent article and my question to the author indicated that WEP amount will be the same if I would have claimed same both pension together.
I will appreciate comments from other who have taken this route and their experience.
I will appreciate comments from other who have taken this route and their experience.
#968
Just Joined
Joined: Nov 2015
Location: Washington State
Posts: 5
Re: UK state pension and USA social security
I have been reading the posts but am still confused, (function of age I assume). The question I have is this: (hypothetical figures) if I get $1000/m from my US Social Security and get $600/m from UK pension, are the numbers reduced so I get less than $1600?
What worries me is that I've paid into both, (US earned and UK partial earned and partial volunteer contribution), but don't want to lose anything.
What worries me is that I've paid into both, (US earned and UK partial earned and partial volunteer contribution), but don't want to lose anything.
#969
Re: UK state pension and USA social security
If you have paid contributions into SS for 30 years or more you will not be subject to WEP. If you have less than 30 years contributions then SS WEP will be calculated using the part of your UK pension which derives from earned contributions.
#971
Re: UK state pension and USA social security
If you have 28 years of contributions I think the most your full SS would be reduced by is 10%.
Last edited by lansbury; Nov 29th 2015 at 9:26 pm.
#972
Just Joined
Joined: Nov 2015
Location: Washington State
Posts: 5
Re: UK state pension and USA social security
Got on-line with US SS today and have 29years as of the end of 2014.
Called UK this morning and talked to a guy with a thick Geordie accent and got more info about claiming my pension. Takes about 3 months from receipt of paperwork apparently. I would like to hear from anyone who is already receiving US and UK pensions, regarding the tax situation.
Called UK this morning and talked to a guy with a thick Geordie accent and got more info about claiming my pension. Takes about 3 months from receipt of paperwork apparently. I would like to hear from anyone who is already receiving US and UK pensions, regarding the tax situation.
#975
Forum Regular
Joined: Sep 2013
Posts: 120
Re: UK state pension and USA social security
Got on-line with US SS today and have 29years as of the end of 2014.
Called UK this morning and talked to a guy with a thick Geordie accent and got more info about claiming my pension. Takes about 3 months from receipt of paperwork apparently. I would like to hear from anyone who is already receiving US and UK pensions, regarding the tax situation.
Called UK this morning and talked to a guy with a thick Geordie accent and got more info about claiming my pension. Takes about 3 months from receipt of paperwork apparently. I would like to hear from anyone who is already receiving US and UK pensions, regarding the tax situation.
Thanks