UK State pension for non-UK spouse abroad
Latest initiative from the Pensions Minister:
http://www.bbc.co.uk/news/uk-22423878 This may affect the financial planning for retirement in the US with a US (or other non-UK) spouse. Note, this does not pertain to those who already have the benefit. "But British pensioners and their families who currently live overseas and make such claims would not be affected." Before someone points to the inevitable question, it's unclear whether this would void the (US/UK) Totalization Agreement, or if such agreements are immune to this (proposed?) action. |
Re: UK State pension for non-UK spouse abroad
How do you get your contributions back?
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Re: UK State pension for non-UK spouse abroad
Originally Posted by theOAP
(Post 10693951)
Latest initiative from the Pensions Minister:
http://www.bbc.co.uk/news/uk-22423878 This may affect the financial planning for retirement in the US with a US (or other non-UK) spouse. Note, this does not pertain to those who already have the benefit. "But British pensioners and their families who currently live overseas and make such claims would not be affected." Before someone points to the inevitable question, it's unclear whether this would void the (US/UK) Totalization Agreement, or if such agreements are immune to this (proposed?) action. Count me sceptical that this would void the US/UK agreement. Count me even more sceptical that the UK will address the "frozen pension" provision that affects those that reside in countries that don't have a totalization agreement with the UK. |
Re: UK State pension for non-UK spouse abroad
Originally Posted by Giantaxe
(Post 10694575)
Count me sceptical that this would void the US/UK agreement.
In the UK, this has been the lead story on the radio and TV news as well as one of the main stories on most media sites today (with a lot of comments). As a result, the Minister has now issued another statement in defense of the action. It follows your point about the changes applying to those in the UK as well. http://www.bbc.co.uk/news/uk-22423878 It appears that many folk may not have fully understood all the ramifications of the new pension changes, and may have only concerned themselves with the new fixed pension amounts. |
Re: UK State pension for non-UK spouse abroad
It's becoming hard to keep up with this story. Most sites, including the BBC, have updated their original offerings constantly. Only the Mail Online has stuck by it's original release. No surprises there. The original releases on most sites made reference directly to the US, such as this:
http://www.dailymail.co.uk/news/arti...worked-UK.html |
Re: UK State pension for non-UK spouse abroad
Originally Posted by theOAP
(Post 10695018)
It's becoming hard to keep up with this story. Most sites, including the BBC, have updated their original offerings constantly. Only the Mail Online has stuck by it's original release. No surprises there. The original releases on most sites made reference directly to the US, such as this:
http://www.dailymail.co.uk/news/arti...worked-UK.html |
Re: UK State pension for non-UK spouse abroad
Originally Posted by Giantaxe
(Post 10695031)
It's pretty disgusting and playing into popular opinion to have couched the announcement of this in terms of "dastardly" foreign spouses, whilst keeping quiet on the fact that it will also affect some spouses resident in the UK.
It's pretty disgusting, full stop. Not sure how many women these days do not pay into their own pension. But for those families with only one wage earner paying NI and always told that payment will cover a spouse pension, for it to be charged is wrong. You take someones money as part of a contract you honor it. |
Re: UK State pension for non-UK spouse abroad
Originally Posted by lansbury
(Post 10695088)
It's pretty disgusting, full stop. Not sure how many women these days do not pay into their own pension. But for those families with only one wage earner paying NI and always told that payment will cover a spouse pension, for it to be charged is wrong. You take someones money as part of a contract you honor it.
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Re: UK State pension for non-UK spouse abroad
Wont it also effect same sex couples?
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Re: UK State pension for non-UK spouse abroad
Originally Posted by Boiler
(Post 10695219)
Wont it also effect same sex couples?
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Re: UK State pension for non-UK spouse abroad
So Steve Webb says: "We've got this rather odd situation where more and more of these pensions based on a spouse's record are people who may never have put anything at all into the system in the UK.
"It's not about their nationality, it's about whether they have put into the British system," And yet.. when we marry, it's perfectly moral and legal to share our partner's assets. Nowhere in a marriage does one have to have put in an equal amount in order to benefit. Nowhere in this story did I read about what happens to all the money the UK citizen DID pay into the system after it stops being paid to the partner (British or not). |
Re: UK State pension for non-UK spouse abroad
although existing claimants will continue to receive the payments for the rest of their lives.
Thank you .. |
Re: UK State pension for non-UK spouse abroad
I agree with Ray "thank you" but this, right or wrong, is scraping the barrel.
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Re: UK State pension for non-UK spouse abroad
can somebody please help.you say that this law will start from 2016.
I am the spouse of a britsh guy.my husband receives a pension from the uk as he always paid the NI in the Uk albeit we live abroad.In the year 2014 I was going to be entitled for a pension albeit I never lived in the Uk nor paid a penny. will this new law effect me,if ot does nota I will still get a pension in 2014 will it stopin 2016 or will it carry on--pls advise thank you |
Re: UK State pension for non-UK spouse abroad
sorry last line should read :
will this law effect me,if not and I will still get a pension will it stop or will it carry on --pls advise thank you |
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