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Travel Insurance for UK Trip?

Travel Insurance for UK Trip?

Old Dec 5th 2010, 9:47 pm
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Default Travel Insurance for UK Trip?

Had a look around but couldn't see anything recent regarding this. My wife (USC) is coming to the UK this Christmas and New Year to visit myself and we're wondering can anyone recommend a company for travel insurance for her for this single trip? I have an annual policy for myself and usually travel there but seeing as we're only recently married and have just sent our I-130 off we thought it'd be better for her to come here in case of any complications with immigration.

Cheers for any help.
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Old Dec 5th 2010, 9:58 pm
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Default Re: Travel Insurance for UK Trip?

I have regularly used Access America

http://www.accessamerica.com/

I have always found them to be very efficient and reasonably priced.
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Old Dec 5th 2010, 10:14 pm
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Default Re: Travel Insurance for UK Trip?

Our US medical insurance covers trips outside of the US too....you might want to give your's a call
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Old Dec 5th 2010, 10:16 pm
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Default Re: Travel Insurance for UK Trip?

Originally Posted by SanDiegogirl View Post
I have regularly used Access America

http://www.accessamerica.com/

I have always found them to be very efficient and reasonably priced.
This is what I always use as well.
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Old Dec 5th 2010, 10:22 pm
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Default Re: Travel Insurance for UK Trip?

Originally Posted by lisa67 View Post
Our US medical insurance covers trips outside of the US too....you might want to give your's a call
Yes, I've mentioned that to her after seeing it on a thread from last year and she's checking that out thanks.

The accessamerica link looks pretty good value too thanks SDG.
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Old Dec 5th 2010, 10:25 pm
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Default Re: Travel Insurance for UK Trip?

This is what I got for $46 for my trip to the UK a few weeks ago.
What Your Plan Includes
Your plan includes the following coverage, up to the limits
shown. Please see your certificate/policy for information
about how our insurance works.
Benefit Coverage Limits*
Baggage Coverage $300.00*
Baggage Delay Coverage $200.00*
Concierge
Emergency Medical Transportation $50,000.00*
Emergency Medical and Dental $10,000.00*
Trip Cancellation Protection $747.04*
Travel/Trip Delay Coverage $200.00*
Trip Interruption Protection $747.06
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Old Dec 5th 2010, 10:58 pm
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Default Re: Travel Insurance for UK Trip?

http://www.insuremytrip.com
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Old Dec 12th 2010, 4:16 pm
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Default Re: Travel Insurance for UK Trip?

I use http://www.travelexinsurance.com when travelling back to the UK
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Old Dec 12th 2010, 6:13 pm
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Default Re: Travel Insurance for UK Trip?

I am using http://www.hthtravelinsurance.com/ for my upcoming trip to the UK at Christmas. They were recommended by our benefits broker at work.
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Old Dec 13th 2010, 3:08 pm
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Default Re: Travel Insurance for UK Trip?

Originally Posted by penguinbar View Post
This is what I got for $46 for my trip to the UK a few weeks ago.
What Your Plan Includes
Your plan includes the following coverage, up to the limits
shown. Please see your certificate/policy for information
about how our insurance works.
Benefit Coverage Limits*
Baggage Coverage $300.00*
Baggage Delay Coverage $200.00*
Concierge
Emergency Medical Transportation $50,000.00*
Emergency Medical and Dental $10,000.00*
Trip Cancellation Protection $747.04*
Travel/Trip Delay Coverage $200.00*
Trip Interruption Protection $747.06
As you can see from the coverage limits, you're essentially buying medical coverage, with a few minor things thrown in. If your health insurance covers emergency medical care abroad and transportation back to the US if needed (mine does), I think travel insurance is a waste of money. Save your money for insuring losses you truly can't afford.
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Old Dec 13th 2010, 4:58 pm
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Default Re: Travel Insurance for UK Trip?

Doesn't the NHS cover emergency medical care for tourists, at no charge?
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Old Dec 13th 2010, 5:02 pm
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Default Re: Travel Insurance for UK Trip?

Originally Posted by meauxna View Post
Doesn't the NHS cover emergency medical care for tourists, at no charge?
It does, and that's a good point. Not true of many other European countries though where you're likely to have to pay even for non-emergency healthcare.
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Old Dec 13th 2010, 5:07 pm
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Default Re: Travel Insurance for UK Trip?

Originally Posted by Giantaxe View Post
It does, and that's a good point. Not true of many other European countries though where you're likely to have to pay even for non-emergency healthcare.
Yeah, I'm pretty sure I was $15 out of pocket for my Greek medical visit.
(PS: you and I agree)
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Old Dec 13th 2010, 5:27 pm
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Default Re: Travel Insurance for UK Trip?

While the NHS covers emergency treatment, as I understand it, once you are admitted to hospital (as opposed to being treated in the emergency room) that becomes chargeable.

Also, your insurance covers the costs of getting you back to your home country if that is deemed necessary.

Your insurance will also cover dental treatment too I believe. Try getting an NHS dentist to treat you for an emergency
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