Originally Posted by yc2m (Post 9382194)

Folks,

Just wondered if anyone could recommend any Travel Insurance companies, who deal with pre existing medical conditions, and don't cost the earth? I'm really hoping that I can get my mum out to the US this year, but, she has a chronic illness.

Apologies if I've posted in the wrong place.

Thank you in advance. :)

Originally Posted by Jerseygirl (Post 9382529)

How old is she? Many companies won't insure elderly people. I arranged travel insurance for my MIL 18 mths ago...she was 83 and had several chronic health issues...including diabetes, cardiac problems and DVT. Insurance for 2 weeks cost over $1K.

I'm hoping :fingerscrossed: to arrange for her to come to the US for my daughter's wedding next year...she'll be almost 86 then and she has even more health issues.

Originally Posted by Sally Redux (Post 9382643)

Did the insurance actually cover those conditions though?

Originally Posted by Jerseygirl (Post 9382716)

Yes they did. We would not have considered her coming if they were not covered. Can you imagine how much it would have cost if she had cardiac problems or a blood clot without insurance? :eek:

One company we insured her with cancelled the policy because the doctor had changed one of her meds. A change of meds or any illness/treatment within 6 months of travelling is another hurdle when insuring the elderley.

Originally Posted by Sally Redux (Post 9382782)

I just wanted to check that point, because sometimes you can get travel insurance but it specifically excludes conditions for which you have seen a consultant in the last 3 months, for example.

Originally Posted by Jerseygirl (Post 9382529)

How old is she? Many companies won't insure elderly people. I arranged travel insurance for my MIL 18 mths ago...she was 83 and had several chronic health issues...including diabetes, cardiac problems and DVT. Insurance for 2 weeks cost over $1K.

I'm hoping :fingerscrossed: to arrange for her to come to the US for my daughter's wedding next year...she'll be almost 86 then and she has even more health issues.

Originally Posted by Mitzyboy (Post 9382683)

Ive had insurance with Global for a few years. Last year I fractured my skull, and the renewal came up about 6 months afterwards, when I had been to the doctors and all was OK.

However, Global were having none of it and took all the details. On a £100 premium, an additional surcharge of £65 was added .. or I could elect to not pay it, but anything that might be related to that fracture wouldn't be covered.

So they will do it ... but you'll get a premium reflecting it

Originally Posted by yc2m (Post 9382991)

Hey Jerseygirl,

My mum is 67, but has cardiac problems and was hospitalised last october. She still has 3 monthly checkups with her cardiac consultant and also has to have her blood INR (used to determine the clotting tendency of blood) taken bi weekly. These are issues which I know will sky rocket the price. :confused:

Re: your MIL....I really hope you manage to get her over for the wedding next year - that would be sooooo cool!! Good on her ;)

To everyone else, thanks for all the replies...:)

Originally Posted by yc2m (Post 9382991)

Hey Jerseygirl,

My mum is 67, but has cardiac problems and was hospitalised last october. She still has 3 monthly checkups with her cardiac consultant and also has to have her blood INR (used to determine the clotting tendency of blood) taken bi weekly. These are issues which I know will sky rocket the price. :confused:

Re: your MIL....I really hope you manage to get her over for the wedding next year - that would be sooooo cool!! Good on her ;)

To everyone else, thanks for all the replies...:)

Originally Posted by Mitzyboy (Post 9382859)

Or 6 months in my case! :)

Originally Posted by Mummy in the foothills (Post 9383329)

Same issues as my Mum is having, she's supposed to come in October, so we'll see if she can find insurance this time.
Last year she didn't have this issue it's new. So will your Mum need her INR done while she's here and have her GP email her the new dosages if needed?

Originally Posted by Jerseygirl (Post 9383415)

You shouldn't have a problem...although some of the 'high street' insurance companies will not cover over 65's. This problem increases at 5 year intervals...making over 80's very difficult.

Just make sure you make the insurance company available of everything...including the 3 monthly check ups. I have a list of insurance companies that will insurance high risk travellers...I'll find it and post it in this thread.



I found it to be 6 months...not 3.



Edit: yc2m...here are the insurance companies...I used the first one for my MIL.

http://www.allcleartravel.co.uk/cgi-...01+msdw009+alc
http://www.rias.co.uk/travel_Insurance/
http://www.deltainsurance.co.uk/
http://www.money.co.uk/travel-insura...-insurance.htm
http://www.columbusdirect.com/Travel...rcecode=TRADED
http://www.abletotravel.org/