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Travel insurance for elderly visitors

Travel insurance for elderly visitors

Old May 17th 2016, 4:07 pm
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Default Travel insurance for elderly visitors

Hi All

I've been searching through the past forums for something on this... Can't seem to find quite the right answer to this situation:

My elderly outlaws are planning to come to the US to visit later this year for 6 weeks.

They can get 31 days of health & travel insurance, but not 42-45 days...

Can anybody recommend 1 or 2 providers who might be able to help...?

Cheers

Harry
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Old May 17th 2016, 4:56 pm
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Default Re: Travel insurance for elderly visitors

SAGA does any destination up to 120 days.
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Old May 17th 2016, 5:15 pm
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Default Re: Travel insurance for elderly visitors

Thanks - we tried them - their website quote was OK, but a human said no - both inlaws have a variety of existing medical conditions.

I wonder if there are other providers who are perhaps a little more niche..?
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Old May 17th 2016, 5:29 pm
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Default Re: Travel insurance for elderly visitors

SAGA cover most pre existing conditions, must be something there they don't cover. In which case I would expect cover to be very hard to obtain from anyone else.
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Old May 17th 2016, 5:55 pm
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Default Re: Travel insurance for elderly visitors

How old are we talking?

Over 70 and it gets very difficult and if offered, can be towards $1K a week.
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Old May 17th 2016, 6:11 pm
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Default Re: Travel insurance for elderly visitors

Often the travel insurance can be more than the air fare, for obvious reasons.

Shop around, my Mother had to every year.
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Old May 17th 2016, 6:14 pm
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Default Re: Travel insurance for elderly visitors

The Post Office online quote seems to allow for the period you want.
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Old May 21st 2016, 3:11 am
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Default Re: Travel insurance for elderly visitors

Thanks everybody for your suggestions - with some downtime this weekend I have some time to check these out.
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Old May 21st 2016, 3:48 am
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Default Re: Travel insurance for elderly visitors

Travel insurance can be weird. My mum has an annual policy with her bank, Lloyds, they cover up to age 80 and she is 75, 76 in August. Most banks don't go up to 80. All her conditions were covered, then about a year ago she was diagnosed with atrial fibrillation and they wanted a lump sum one off payment for the year's cover. She didn't think it was fair, so I went online to search for policies which would cover her for less. I couldn't find any that would cover her at all! (Except with pre-existing conditions excluded of course). So she felt better then and paid the lump sum, £200 or something like that. They do ask bloody stupid questions. Like if you're on medication for high cholesterol they want to know if you've ever had a blood test show you have high cholesterol. No dur, my doctor gave me tablets for it even though I don't need them!

Good luck and do check that their bank don't offer something as in my mum's case a partner would have been covered too but her fella doesn't live with her so can't be included.

Last edited by LondonSquirrel; May 21st 2016 at 3:50 am.
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Old May 21st 2016, 3:52 am
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Default Re: Travel insurance for elderly visitors

Sounds like a steal.
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Old May 24th 2016, 3:19 pm
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Default Re: Travel insurance for elderly visitors

For our wedding celebration (ceremony already taken place, shhhh), my Grandad (94 yrs old), is coming over to visit for 7 days. He has had a triple heart bypass with (obvious) history of heart complaints. He was quoted 2100GBP, I will check with my dad which insurer he used.
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Old May 24th 2016, 5:48 pm
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Default Re: Travel insurance for elderly visitors

I tried to find an answer to this question earlier this year.

I found out my parents were uninsurable because of some pre existing conditions.

I was also told that these specialist insurance companies rarely pay out when something happens to the elderly person. Apparently there is a lot of small print. I'd be interested if this is true? Anyone have experience of claiming elderly travel health insurance?

Everyone gets treated when you visit the ER, and foreign citizens are judgement proof. For less serious health issues local county clinics provide service, at least in CA (probably due to the large population of illegal immigrants).

My only worry was repatriation. Say someone gets ill, and needs to be flown back in some sort of air ambulance.

So in the end we abandoned the attempt to bring my parents across.
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Old May 29th 2016, 8:50 pm
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Default Re: Travel insurance for elderly visitors

Apparently my outlaws have sorted something out and they have the needed preferred cover (£10 million each etc) and for the 6 weeks required, covering all current health conditions & age (Father in law is 80) - all for around £2,600.

I'm trying to find out who they got that with so I can share the details...

In the meantime, thanks again to all your contributions/suggestions.

Cheers

Harry
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Old May 29th 2016, 10:57 pm
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Default Re: Travel insurance for elderly visitors

Try www.gowalkabout and the British mountaineering council ...my friend is elderly has pre existing and got decent cover for £600 for I believe a 3 mth period..
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Old May 30th 2016, 10:01 pm
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Default Re: Travel insurance for elderly visitors

Originally Posted by gwensvilla View Post
Try www.gowalkabout and the British mountaineering council ...my friend is elderly has pre existing and got decent cover for £600 for I believe a 3 mth period..

I was interested so just went on to the site. They will only cover for 30 days upto 75 years old.
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