Bnet36

Wow Audio, I thought we had it bad. Middle-class massacre begins...now.

audio

Yes it is crazy, I have just enrolled in medical school; I reckon I will be a multi-millionaire in 2 years

Bnet36

Share the wealth when you make it

Jerni

That must have been United Healthcare.

Mr Weeze

Up from $294 a month to $331 - apparently 12.5% is "modest". I must remember this next time we talk salary rises.

Jan Alaska

Mine went up from $480 a month with no deductible (group plan) to $670/month with $2,000 deductible back in June so I dropped it like a hot rock. We make too much to benefit from the subsidies on the exchanges and apparently now I'm a sick old lady I can't get a catastrophic plan so I'll pay my own way until this madness settles down.

Most recent visit to the docs for fractured rib ended up with $110 fee for consultation/diagnostic/stats and $127 for 3 x-rays and $16 for pain medication. Under the new plan I would have had to pay out of pocket (we haven't met our deductible in 4 years) and I wouldn't have been given the discounts so it would have cost me a whole lot more, along with $670 for the monthly premium

Bob

Not looked into details yet except that it's confirmed that non-smokers will get $525 a year family rate deduction.

Oh and vision insurance has gone up 10c a month a person. Might have to get the missus her eyes checked before the end of the year before we sign up for it or not. I got a new pair of glasses this year so it was worth it, but the kids eyes were fine so it might not be worth bothering next year.

RICH

Smokers will be charged $25 per paycheck premium. As an added bonus, we are changing from twice a month pay, to every 2 weeks, so 26 instead of 24 premiums to pay.

Plus, price goes up for all, and benefits reduce as usual.

celticgrid

Our rates are going up somewhat steeply, but we are lucky to have a really good set of rates to start with.

$109 a month for a family of 4 rises to $159 in January. A steep % rise but from a low base. We do get $50 a month off for taking part in healthy activities, so the 'real' change is from $59 a month to $109. In addition this year the company opened an onsite medical center with all the basics available free, not even a copay.

I know, many folks would kill for those sorts of premiums. We are lucky!

Bob

How Much Is That MRI, Really? Massachusetts Shines A Light : Shots - Health News : NPR

Interesting look at costs of those medical tests, out of MA at least....

Pulaski

I completed enrollment today. Health insurance for little Miss P and me combined has gone up to $107.80/mth, an increase of 4.2%. Mrs P has her own employer-provided coverage, which is about half as much, so just over $50/mth. My maximum tax-deductible contribution to my HSA has dropped to $5,350.

SultanOfSwing

$50.00/month

I pay over $50.00 a week for insurance thanks to the recent increase. I was paying $12.00 before, the twats.

Pulaski

It's "high deductible" policy. If you're a low user of medical services you should look into it. The equivalent premium for "regular" insurance (same employer, same insurer) is well over $200/mth.

The short-term downside to a HD policy is that you're exposed, financially, for the first year or two, until your HSA account has accumulated more than your deductible.

SultanOfSwing

Ahhhhh. The penny drops.

We are only offered three plans: HMO, PPO and some weird third one based on the new act that seems to involve having to pay for everything full price out of pocket all the time until a certain amount is hit. Based on the fact that I see my doctor twice a year and I'm not willing to spend $300.00/month on my prescriptions, I took the PPO and we'll deal with the quadrupled cost ...

Pulaski

That would be the HD option!

The prescriptions would probably negate the benefit for you, but my "out of pocket" costs actually come out of my HSA, so pretax. ..... Which currently has the net accumulated balance of five years of pre-tax funding in it, less OoP medical expenses.