things we take for granted
#31
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Hi folks,
Thanks again for the replys although I can't help thinking most of them are pretty negative about the majority of the questions I asked, especially the schooling which leads me to ask if any of you regret making the move, a pros and cons answer would be helpful if you have the time![Thumbs Up](https://britishexpats.com/forum/images/smilies/thumbsup.gif)
I think if we were going to go for it we'd have to set our sights a bit lower on the size of the business we were looking to purchase to free up more funds for other things that I didn't realise were so expensive but the schooling is now a major concern for me as this is something you can do nothing about![Unsure](https://britishexpats.com/forum/images/smilies/unsure.gif)
Does anyone know how much income tax you pay to every pound when you're self employed ?
Regards
Scott
Thanks again for the replys although I can't help thinking most of them are pretty negative about the majority of the questions I asked, especially the schooling which leads me to ask if any of you regret making the move, a pros and cons answer would be helpful if you have the time
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I think if we were going to go for it we'd have to set our sights a bit lower on the size of the business we were looking to purchase to free up more funds for other things that I didn't realise were so expensive but the schooling is now a major concern for me as this is something you can do nothing about
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Does anyone know how much income tax you pay to every pound when you're self employed ?
Regards
Scott
It doesn't really matter what the schools or local shopping are like if you go bust and wind up hiking home.
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#32
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Our experience of the school system has been good so far. I have a very advanced 6 year old who is easily at the top of her class and getting plenty of extra challenges. Class sizes are 20 max at her school, and she gets gifted and talented work in maths and literacy. She is very happy there and not at all bored.
A long time ago my husband went from the US to the UK school systems at 8, and immediately jumped a year because he was ahead.
I think a lot of it varies from district to district.
A long time ago my husband went from the US to the UK school systems at 8, and immediately jumped a year because he was ahead.
I think a lot of it varies from district to district.
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#34
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Rural Florida well there are differing grades of rural imho somewhere like Levy County is the end of the world but Marion is quite different and you can get things you need without leaving the county. Even a decent curry
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#35
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Hi folks
We are a family of three, 2 adults and one child living in freezin Scotland. We are currently looking at the possibility of moving to sunny Florida for a period of time by buying a dog kenneling business and hopefully gain E2 visas all round.
We have done most of the research into applying for the visa's etc. We are now looking into all the stuff we would normally take for granted, i would appreciate if i could have some of you could give us some input on the queries I have listed below.
1. Healthcare - we are aware healthcare costs are met by the individual via an insurance policy, what we are looking for is a brief explanation on how it all works and an approximate cost for 2 adults and 1 child ? Does this normally cover dental work ?
2. Schooling - we have an 8 year old boy so schooling will be a major consideration. How does the schooling compare in general to the UK ? We will more than likely moving into a rural location, will there be transport avalable to him and will this cost extra ?
3. Council tax - what is the equivalant name for this in the US and how does it compare cost wise ?
4. Driving - i have been driving for 19 years, my partner is in the process of getting through her test in the UK, will we have to sit any additional tests to be able to drive in the US ?
Thanks in advance for your input
Scott
We are a family of three, 2 adults and one child living in freezin Scotland. We are currently looking at the possibility of moving to sunny Florida for a period of time by buying a dog kenneling business and hopefully gain E2 visas all round.
We have done most of the research into applying for the visa's etc. We are now looking into all the stuff we would normally take for granted, i would appreciate if i could have some of you could give us some input on the queries I have listed below.
1. Healthcare - we are aware healthcare costs are met by the individual via an insurance policy, what we are looking for is a brief explanation on how it all works and an approximate cost for 2 adults and 1 child ? Does this normally cover dental work ?
2. Schooling - we have an 8 year old boy so schooling will be a major consideration. How does the schooling compare in general to the UK ? We will more than likely moving into a rural location, will there be transport avalable to him and will this cost extra ?
3. Council tax - what is the equivalant name for this in the US and how does it compare cost wise ?
4. Driving - i have been driving for 19 years, my partner is in the process of getting through her test in the UK, will we have to sit any additional tests to be able to drive in the US ?
Thanks in advance for your input
Scott
So many different Health plans and Companies, that can vary on price and coverage. Just expect that you will have to pay out money which ever one you go for.
Schooling also can vary from place to place. They start school at a later age and stay in school until 18. If you are going to live in an area with a large immigrant population that can also affect how the school is run. More money may be spent on classes to teach kids english, than in other areas.
Methods of teaching may be different from UK and in some areas your child may be advanced and in others he may be behind.
Main thing with driving is remembering to drive on the "Other" side of the road
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Best thing is finding someone who already lives in the area you will be moving to and pick their brains a LOT !
You may also find that a dog kennel business here in USA may vary greatly from one run in the UK, so, also check into that carefully before taking on this as well as moving to the USA.
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#36
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that in the US they teach to the lower section of the class. Whereas in England they aim the lessons at the upper sections of the class. Differentiated learning doesn't seem to have made it over here. If you can find a school with some sort of advanced placement classes you'll be OK . It also depends how bright your kids are. There's an attitude in the public schools here that they have to work with the kids who are struggling and the bright kids will figure it out by themselves. Never mind how bored and uninspired they get along the way!
Health care for self employed SUCKS. My husband is self employed and we went w/o (as I had been doing my whole life as a USC) but now we are lucky that we live in San Francisco that is doing the Healthy San Francisco plan and we finally can stop worrying...now if we get hurt outside the city we are still screwed. (heres a little figure for you, I went in to have 2 ultrasounds done, took about 20 minutes, bill came to 800 bucks. Luckily I applied for the 'sliding scale' program they have here and payed a fraction but it was a lot of red tape (though nothing compared to the INS!))
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#37
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Hi folks
Sorry, not had much time to read and reply to posts, been busy with work, just trying to catch up now, lots of interesting replies. Thank you.
BritguyTN wrote
I would expect net profit to be around the £ 80,000 mark depending on the size of the operation.
Lisa67 wrote
I can appreciate what you're saying but we have a reasonably comfortable lifestyle here in the Scotland, I'm self employed with a good income, the wee boy's settled at a good school with pals all around him etc. etc. Just trying to do as much research as possible to reduce the odds of the move being a life shattering disaster for us. The move is in the very early stages.
TracyM wrote
Any chance you could elaborate on this subject ?
Bob wrote
I would imagine this would be a big bonus for us if you're correct although might also have its drawbacks when trying to claw back youur business expences. Does anyone know how this works ?
UKelaine wrote
Yes, we have only scratched the surface of this, have a lot more research to do, one thing that did concern me is that there is a load of "doggy daycare centres" & "pet hotels" opening up across the States, biggest names seem to be "Pet Smart" and " Camp Bow Wow", although I don't think we would be in direct competition with them due to their high boarding prices and restrictive T & C, I did read that Americans in general are moving towards more expensive care for their pets.
On another note, I had an interesting chat with someone who made the move to the USA a few years back after being sponsored her employer, I was asking her how she got round the issues of the schools and health insurance. On the subject of schools, she commented that all states of US have vastly different education budgets then reminded me that Florida was the sunshine state of the States and was popular with retiring couples, hence less kids and a low education budget. She sent her kids to a private school to get round this, apparently a lot cheaper than the UK but of a similar standard although I got the impression she was slightly more affluent than myself
The insurance issue was dealt with by purchasing a world wide private healthcare policy in the UK which was expensive but a lot cheaper than trying to get the same in the US, this policy was kept for 2 years then they were able to get a reasonable deal locally as they then had some medical history locally. Interesting idea I thought, anyone else done this ?
Regards![Thumbs Up](https://britishexpats.com/forum/images/smilies/thumbsup.gif)
Scott
Sorry, not had much time to read and reply to posts, been busy with work, just trying to catch up now, lots of interesting replies. Thank you.
BritguyTN wrote
how much do you anticipate annual net profit to be?
Lisa67 wrote
I think you have to decide if you are in it for the long haul. If you decide you are then once you get here you have to stop comparing everything to the UK and "go with the flow" or it will drive you crazy. I feel that although the education standards aren't as high here i believe my kids will have better opportunities here in the future than they have in the UK. Just thinking of the things we have experienced so far that they would never have had the chance to do back home makes my mind boggle.
TracyM wrote
Frankly, a lot of rural Florida would scare me to live in, it is not the errrrm... hotbed of culture. What I remember when visiting such areas was a fair amount of confederate flags - and pit bulls.
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Bob wrote
I thought Florida was one of the states that didn't have income tax, they make up for it in property taxes etc...
UKelaine wrote
With the Dog Kenneling Business make sure you look hard at what you will need. Liability Insurance, Workmans Comp (if you are going to have workers). Permits you will need to run the business, health codes. I'd suggest you contact the nearest Animal Control Dept near where the business will be, they may be able to help you.
On another note, I had an interesting chat with someone who made the move to the USA a few years back after being sponsored her employer, I was asking her how she got round the issues of the schools and health insurance. On the subject of schools, she commented that all states of US have vastly different education budgets then reminded me that Florida was the sunshine state of the States and was popular with retiring couples, hence less kids and a low education budget. She sent her kids to a private school to get round this, apparently a lot cheaper than the UK but of a similar standard although I got the impression she was slightly more affluent than myself
The insurance issue was dealt with by purchasing a world wide private healthcare policy in the UK which was expensive but a lot cheaper than trying to get the same in the US, this policy was kept for 2 years then they were able to get a reasonable deal locally as they then had some medical history locally. Interesting idea I thought, anyone else done this ?
Regards
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Scott
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#38
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Hi folks
Sorry, not had much time to read and reply to posts, been busy with work, just trying to catch up now, lots of interesting replies. Thank you.
BritguyTN wrote
I would expect net profit to be around the £ 80,000 mark depending on the size of the operation.
Lisa67 wrote
I can appreciate what you're saying but we have a reasonably comfortable lifestyle here in the Scotland, I'm self employed with a good income, the wee boy's settled at a good school with pals all around him etc. etc. Just trying to do as much research as possible to reduce the odds of the move being a life shattering disaster for us. The move is in the very early stages.
TracyM wrote
Any chance you could elaborate on this subject ?
Bob wrote
I would imagine this would be a big bonus for us if you're correct although might also have its drawbacks when trying to claw back youur business expences. Does anyone know how this works ?
UKelaine wrote
Yes, we have only scratched the surface of this, have a lot more research to do, one thing that did concern me is that there is a load of "doggy daycare centres" & "pet hotels" opening up across the States, biggest names seem to be "Pet Smart" and " Camp Bow Wow", although I don't think we would be in direct competition with them due to their high boarding prices and restrictive T & C, I did read that Americans in general are moving towards more expensive care for their pets.
On another note, I had an interesting chat with someone who made the move to the USA a few years back after being sponsored her employer, I was asking her how she got round the issues of the schools and health insurance. On the subject of schools, she commented that all states of US have vastly different education budgets then reminded me that Florida was the sunshine state of the States and was popular with retiring couples, hence less kids and a low education budget. She sent her kids to a private school to get round this, apparently a lot cheaper than the UK but of a similar standard although I got the impression she was slightly more affluent than myself
The insurance issue was dealt with by purchasing a world wide private healthcare policy in the UK which was expensive but a lot cheaper than trying to get the same in the US, this policy was kept for 2 years then they were able to get a reasonable deal locally as they then had some medical history locally. Interesting idea I thought, anyone else done this ?
Regards![Thumbs Up](https://britishexpats.com/forum/images/smilies/thumbsup.gif)
Scott
Sorry, not had much time to read and reply to posts, been busy with work, just trying to catch up now, lots of interesting replies. Thank you.
BritguyTN wrote
I would expect net profit to be around the £ 80,000 mark depending on the size of the operation.
Lisa67 wrote
I can appreciate what you're saying but we have a reasonably comfortable lifestyle here in the Scotland, I'm self employed with a good income, the wee boy's settled at a good school with pals all around him etc. etc. Just trying to do as much research as possible to reduce the odds of the move being a life shattering disaster for us. The move is in the very early stages.
TracyM wrote
![EEK!](https://britishexpats.com/forum/images/smilies/eek.gif)
Bob wrote
I would imagine this would be a big bonus for us if you're correct although might also have its drawbacks when trying to claw back youur business expences. Does anyone know how this works ?
UKelaine wrote
Yes, we have only scratched the surface of this, have a lot more research to do, one thing that did concern me is that there is a load of "doggy daycare centres" & "pet hotels" opening up across the States, biggest names seem to be "Pet Smart" and " Camp Bow Wow", although I don't think we would be in direct competition with them due to their high boarding prices and restrictive T & C, I did read that Americans in general are moving towards more expensive care for their pets.
On another note, I had an interesting chat with someone who made the move to the USA a few years back after being sponsored her employer, I was asking her how she got round the issues of the schools and health insurance. On the subject of schools, she commented that all states of US have vastly different education budgets then reminded me that Florida was the sunshine state of the States and was popular with retiring couples, hence less kids and a low education budget. She sent her kids to a private school to get round this, apparently a lot cheaper than the UK but of a similar standard although I got the impression she was slightly more affluent than myself
The insurance issue was dealt with by purchasing a world wide private healthcare policy in the UK which was expensive but a lot cheaper than trying to get the same in the US, this policy was kept for 2 years then they were able to get a reasonable deal locally as they then had some medical history locally. Interesting idea I thought, anyone else done this ?
Regards
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Scott
Levy county however is one hell of a strange place
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#39
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Rural Florida can be a strange place, as can any rural part of the USA. But as I said it depends on how rural you are going to go. I live in a rural area where all the main land owners are all decendents of the same family. Its fine here.
Levy county however is one hell of a strange place
You never know you may even get and invite to join a social Klub
Levy county however is one hell of a strange place
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#41
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Rural Florida would really scare me for educating a child. You might do ok... if you were very careful...
Frankly, a lot of rural Florida would scare me to live in, it is not the errrrm... hotbed of culture. What I remember when visiting such areas was a fair amount of confederate flags - and pit bulls.
I have lived in 3 countries, and 3 US states, you can find good and bad anywhere. I would never contemplate living in Chicago, but I would never write that on a forum, as that would be stupid and inflammatory.
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My 2 children were educated in rural N Florida, and they did very well in school. The people are very friendly, and the schools are fine. Tallahassee, in N Florida, is the state capital. Florida State University is a fine place to go to college. You won't find nicer people anywhere. The remark about confederate flags and pill bulls is stupid and inflammatory.
I have lived in 3 countries, and 3 US states, you can find good and bad anywhere. I would never contemplate living in Chicago, but I would never write that on a forum, as that would be stupid and inflammatory.
I have lived in 3 countries, and 3 US states, you can find good and bad anywhere. I would never contemplate living in Chicago, but I would never write that on a forum, as that would be stupid and inflammatory.
I have BEEN to rural Florida. My best friend and some of my family live in Florida. I said what I remembered. If you don't like that.... tough.
I'm sure there are good and bad areas everywhere. If your kid's school was fine, good. But that is still an area I'd be very careful of, I don't retract anything I've said.
If you don't like Chicago, and want to say what you don't like about it - feel free. We do have free speech here after all.
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#43
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Oh come on peeps! Rural Florida. Rural Illinois. Rural America. It's all the same! Been to both and bar the landscape, it really is all the same. Let's face it, the rural face of America is disappearing anyway. Where Ray and I live used to be considered rural at one point, but certainly not today.
Back to the OP, I would definitely look at zoning regs before buying in any part of rural america. Look for an area that does not allow mobile homes for one.
FYI -- Newsweek and US News periodicals bring out their list of the top PUBLIC high schools in the US each year. Here are their links for you to take a look:
http://www.usnews.com/articles/educa...l-schools.html
http://www.newsweek.com/id/39380
I think you will see Florida ischools aren't doing too badly at all.
Good luck!
Back to the OP, I would definitely look at zoning regs before buying in any part of rural america. Look for an area that does not allow mobile homes for one.
FYI -- Newsweek and US News periodicals bring out their list of the top PUBLIC high schools in the US each year. Here are their links for you to take a look:
http://www.usnews.com/articles/educa...l-schools.html
http://www.newsweek.com/id/39380
I think you will see Florida ischools aren't doing too badly at all.
Good luck!
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Oh come on peeps! Rural Florida. Rural Illinois. Rural America. It's all the same! Been to both and bar the landscape, it really is all the same. Let's face it, the rural face of America is disappearing anyway. Where Ray and I live used to be considered rural at one point, but certainly not today.
Back to the OP, I would definitely look at zoning regs before buying in any part of rural america. Look for an area that does not allow mobile homes for one.
FYI -- Newsweek and US News periodicals bring out their list of the top PUBLIC high schools in the US each year. Here are their links for you to take a look:
http://www.usnews.com/articles/educa...l-schools.html
http://www.newsweek.com/id/39380
I think you will see Florida ischools aren't doing too badly at all.
Good luck!
Back to the OP, I would definitely look at zoning regs before buying in any part of rural america. Look for an area that does not allow mobile homes for one.
FYI -- Newsweek and US News periodicals bring out their list of the top PUBLIC high schools in the US each year. Here are their links for you to take a look:
http://www.usnews.com/articles/educa...l-schools.html
http://www.newsweek.com/id/39380
I think you will see Florida ischools aren't doing too badly at all.
Good luck!
I'm sure Florida has some good schools and some bad. My friend's doesn't seem to good honestly, and she's not even rural. They don't seem to have a good reputation, but I haven't looked through your links yet.
I do agree, I'd be careful moving to any rural area. As a northerner, I'd personally be especially careful with a rural area in the south. Southerners might disagree with me, and feel the opposite. But it is how I feel.
Edit: Those are not standard Florida schools (nor are the other states) - those are special college prep schools etc. I'm sure they're terrific, but not necessarily indicative of the education system in the state in general.
Last edited by Tracym; Feb 18th 2008 at 12:48 am.
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![Tracym has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_pos.gif)
![Tracym has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_pos.gif)
![Tracym has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_pos.gif)
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![Tracym has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_highpos.gif)
![Tracym has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_highpos.gif)
![Tracym has a reputation beyond repute](https://britishexpats.com/forum/images/reputation/reputation_highpos.gif)
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From 2005:
http://www.sptimes.com/2005/03/06/St..._rank_ne.shtml
"Despite six years of major changes by Gov. Jeb Bush and a Republican-dominated Legislature, Florida still ranks with its Southern neighbors near the bottom of the education rankings"
"Florida is behind almost every other state in the nation when it comes to education spending"
For the OP, here is something from Florida, showing average scores etc. from various schools:
http://www.psk12.com/rating/USindexphp/STATE_FL.html
http://www.sptimes.com/2005/03/06/St..._rank_ne.shtml
"Despite six years of major changes by Gov. Jeb Bush and a Republican-dominated Legislature, Florida still ranks with its Southern neighbors near the bottom of the education rankings"
"Florida is behind almost every other state in the nation when it comes to education spending"
For the OP, here is something from Florida, showing average scores etc. from various schools:
http://www.psk12.com/rating/USindexphp/STATE_FL.html
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