rachel.m.hassall86

Hi all,

I will be moving to the USA in a few weeks and I will be in a position where I am without medical insurance for a short period of time (about 2.5wks as my company's medical insurance kicks in at the first of the month and I just miss this).

I was thinking I could get travel insurance but as I'm relocating I do not think I actually qualify.

Any thoughts?

Thank you!
Rachel

civilservant

Agree with your statement - travel insurance will not apply.

There is no such thing as gap insurance, you will most likely have just be careful for those couple of weeks.

Pulaski

Another thread within the past couple of weeks reported a company providing interim insurance for new immigrants. That said, I think "winging it" for a couple of weeks is likely the best solution. In the event of a vehicle accident with injuries it is normal for the vehicle insurers to pick up any medical tab in the absence of medical insurance.

Tom1981

We found that our private health insurance policies in Ireland (where we were living prior to moving to the US) would cover us for 'medical emergencies' for a limited period in the US - so if you have an existing insurer in the UK, it might be worth checking it out with them. It was only a week between us arriving and starting work (and therefore getting full medical insurance coverage) - so we were happy to take the risk of anything else happening in the intervening period (thankfully it didn't).

Suz16

This happened to us. Are you transferring from the same employer? If so then ask them to make some temporary provision for you. We were coming from Denmark, not the UK, but my husband's office in Copenhagen was able to arrange a temporary policy for us. I really would not take the risk of having nothing, even for just a couple of weeks. If you were to have an accident and had to go to hospital you could potentially end up thousands of dollars in debt by the time you paid your medical bills.

If they are relocating you, the company should really deal with this.

Havnfun

We used Inbound Immigrant Insurance through Seven Corners for a few months until we were able to get permanent insurance. I think the maximum coverage is $130,000 but it is better than nothing and the cost was a couple hundred a month for 2 adults and 1 child.

Noorah101

From the OP's past posts, she is a USC relocating back to the USA, starting a new job (not transferring with a current company). Her husband is a UKC and is getting an Immigrant Visa, so he's not transferring with his job, either.

Rene

Yorkieabroad

It's going back 10+ years, but we moved here at very short notice when wife was 6 months pregnant. We couldn't get a U.S. insurer to take her on till after the birth, so we amended our BUPA international policy to include US coverage. It was definitely not cheap (4 figures a month, even then), but it bought the peace of mind that we wouldn't be bankrupted by any complications. Needless to say, we dropped it as soon as the baby was born, and took a regular US policy at a fraction of the cost. Don't know what BUPA, PPP and the like are charging for US coverage these days, but it may be an option to explore for a couple of weeks peace of mind, albeit an expensive one..

MidAtlantic

Several years ago now, but when we moved we obtained short term Blue Cross Blue Shield coverage on a month by month basis.