Stupid question about cheques
#1
Forum Regular
Thread Starter
Joined: Apr 2009
Location: From a beautiful part of Scotland, now in Colorado
Posts: 265
Stupid question about cheques
Our US bank has for some reason sent us a cheque book (and charged 17 bucks for the privilege!!) The cheques have our address printed on them.
We're currently in rented, but if we buy a house and move, can we still use these cheques even with the wrong address on them?
Want to check before I go off and moan at the bank!
Thanks
We're currently in rented, but if we buy a house and move, can we still use these cheques even with the wrong address on them?
Want to check before I go off and moan at the bank!
Thanks
#2
Re: Stupid question about cheques
Our US bank has for some reason sent us a cheque book (and charged 17 bucks for the privilege!!) The cheques have our address printed on them.
We're currently in rented, but if we buy a house and move, can we still use these cheques even with the wrong address on them?
Want to check before I go off and moan at the bank!
Thanks
We're currently in rented, but if we buy a house and move, can we still use these cheques even with the wrong address on them?
Want to check before I go off and moan at the bank!
Thanks
Rene
#3
Re: Stupid question about cheques
Or to save hassle, you could get a rubber stamp made with your new address, I don't think they cost much. You could then stamp a load in advance to save holding up the line at Wal-Mart.
#4
Re: Stupid question about cheques
Is anything particularly bad going to happen if you just leave the old address as it is?
#5
Re: Stupid question about cheques
You may have problems depending on how the store accepts checks. If they use a drivers license and the addresses don't match then they won't accept the check. They may not accept a check with a handwritten address either, a big store I used to work at wouldn't. Simple way of avoiding it is don't use checks!
#6
Re: Stupid question about cheques
we had a great pile of checks left over from our first batch in our 4 month rental. (think they sent us 8 books of them?) Im STILL using them 2 years on and ive never had a single issue yet. i think im on the last book now so will get the correct address on the new ones.
nb- i dont use checks in shops - ever. just for paying bills and sending through the post.
nb- i dont use checks in shops - ever. just for paying bills and sending through the post.
#7
Re: Stupid question about cheques
In the last three years I have not even used a book of cheques, my HOA is about all I use them for now.
#8
Re: Stupid question about cheques
we had a great pile of checks left over from our first batch in our 4 month rental. (think they sent us 8 books of them?) Im STILL using them 2 years on and ive never had a single issue yet. i think im on the last book now so will get the correct address on the new ones.
nb- i dont use checks in shops - ever. just for paying bills and sending through the post.
nb- i dont use checks in shops - ever. just for paying bills and sending through the post.
#9
Re: Stupid question about cheques
And remember if you do ever want more, your bank isn't usually the cheapest place to get them. I got our last lot from the Costco website.
#10
Re: Stupid question about cheques
we had a great pile of checks left over from our first batch in our 4 month rental. (think they sent us 8 books of them?) Im STILL using them 2 years on and ive never had a single issue yet. i think im on the last book now so will get the correct address on the new ones.
nb- i dont use checks in shops - ever. just for paying bills and sending through the post.
nb- i dont use checks in shops - ever. just for paying bills and sending through the post.
Also, on check's used for bills - I never bother filling out the amount in words; I just write the numbers in both places. Never had a check returned . Come to think of it, though - with online bill-pay, I now write no more than 1 check a month even for bills.
Trivia: UK 'cheque' = US 'check' EXCEPT "Travelers Cheques".
#11
Heading for Poppyland
Joined: Jul 2007
Location: North Norfolk and northern New York State
Posts: 14,543
Re: Stupid question about cheques
Precisely ... anyone using a check in a store these days should be shot. It takes FOREVER to process. I wish there was a lane at the grocery store with a sign 'only stand in this line if you want to wait forever while dumb-ass in front of you starts to fill out a check AFTER the entire transaction is complete, and fumbles to extract their ID'.
Also, on check's used for bills - I never bother filling out the amount in words; I just write the numbers in both places. Never had a check returned . Come to think of it, though - with online bill-pay, I now write no more than 1 check a month even for bills.
Trivia: UK 'cheque' = US 'check' EXCEPT "Travelers Cheques".
Also, on check's used for bills - I never bother filling out the amount in words; I just write the numbers in both places. Never had a check returned . Come to think of it, though - with online bill-pay, I now write no more than 1 check a month even for bills.
Trivia: UK 'cheque' = US 'check' EXCEPT "Travelers Cheques".
As for the usual practice of writing the amount in numbers and in words -- I assume it is (a) to protect you from someone who could change the number and (b) to avoid any confusion that might arise from poor, scribbled handwriting.. if all the data entry person has is numbers, they might read your zero as a nine etc. ??
#13
Re: Stupid question about cheques
...
As for the usual practice of writing the amount in numbers and in words -- I assume it is (a) to protect you from someone who could change the number and (b) to avoid any confusion that might arise from poor, scribbled handwriting.. if all the data entry person has is numbers, they might read your zero as a nine etc. ??
As for the usual practice of writing the amount in numbers and in words -- I assume it is (a) to protect you from someone who could change the number and (b) to avoid any confusion that might arise from poor, scribbled handwriting.. if all the data entry person has is numbers, they might read your zero as a nine etc. ??
#15
Re: Stupid question about cheques
Precisely ... anyone using a check in a store these days should be shot. It takes FOREVER to process. I wish there was a lane at the grocery store with a sign 'only stand in this line if you want to wait forever while dumb-ass in front of you starts to fill out a check AFTER the entire transaction is complete, and fumbles to extract their ID'.
Also, on check's used for bills - I never bother filling out the amount in words; I just write the numbers in both places. Never had a check returned . Come to think of it, though - with online bill-pay, I now write no more than 1 check a month even for bills.
Trivia: UK 'cheque' = US 'check' EXCEPT "Travelers Cheques".
Also, on check's used for bills - I never bother filling out the amount in words; I just write the numbers in both places. Never had a check returned . Come to think of it, though - with online bill-pay, I now write no more than 1 check a month even for bills.
Trivia: UK 'cheque' = US 'check' EXCEPT "Travelers Cheques".