Originally posted by Michael D. Young
lpdiver wrote:

    > Contrary to what you indicate: A social security number is not required
    > to obtain a drivers license nor to open a bank account.

http://www.dmv.dot.state.nc.us/drive...fault.html#ssn

If you are getting a license, learner’s permit or an ID card for the first
time in North Carolina, you will need to provide proof of your identity and
your date of birth. You will also need to provide proof of your residence
address and proof of either a Social Security Number (SSN) or Individual
Taxpayer Identification Number (ITIN).

Now that's just North Carolina. So you are familiar with the driver's
license requirements for all 50 states?

An ITIN isn't a SS 3 is it. No I am not familar with all fifty states. As this person was in NC that was what I was responding to.

http://www.ustreas.gov/press/release...rts/js7432.doc

FACT SHEET:

Final Regulations Implementing Customer Identity Verification Requirements
under Section 326 of the USA PATRIOT Act Collecting information:

As part of a Customer Identification Program (CIP), financial institutions
will be required to develop procedures to collect relevant identifying
information including a customer's name, address, date of birth, and a
taxpayer identification number – for individuals, this will likely be a
Social Security number. Foreign nationals without a U.S. taxpayer
identification number could provide a similar government-issued
identification number, such as a passport number.

Verifying identity:

A CIP is also required to include procedures to verify the identity of
customers opening accounts. Most financial institutions will use
traditional documentation such as a driver's license or passport. However,
the final rule recognizes that in some instances institutions cannot readily
verify identity through more traditional means, and allows them the
flexibility to utilize alternate methods to effectively verify the identity
of customers.

http://www.treasury.gov/press/releas...rts/js7432.doc

FACT SHEET:

Results of the Notice of Inquiry on Final Regulations Implementing Customer
Identity Verification Requirements under Section 326 of the USA PATRIOT Act
Foreign issued identification documents:

-- Rather than dictating which forms of identification documents financial
institutions may accept, the final rule employs a risk-based approach that
allows financial institutions flexibility, within certain parameters, to
determine which forms of identification they will accept and under what
circumstances.

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So if the bank wants an SSN they can require one and there is nothing you
can do about it except go to another bank.