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Short term car insurance for Brit visiting family in US

Short term car insurance for Brit visiting family in US

Old Jan 18th 2015, 6:21 am
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Default Short term car insurance for Brit visiting family in US

Hi everyone, I'm not sure if anyone would be able to help but I thought it was worth a shot.
I'm visiting family in the US in the summer and I have been looking into renting a car. Having spoken to my family however they have several vehicles and would be happy for me to use one of theirs the only question is regarding insurance. I am over 25 with a full UK driving licence, no points, is there any way I can be insured to drive one of their vehicles for 2 weeks or is it best just to rent a car?

Thanks in advance!
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Old Jan 18th 2015, 6:31 am
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Default Re: Short term car insurance for Brit visiting family in US

When my son comes to visit from the UK I call my insurance company and get him added on. So far for visits upto 3 weeks they have done so without any addidtional charge.
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Old Jan 18th 2015, 3:57 pm
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Default Re: Short term car insurance for Brit visiting family in US

Why do they not ask their Insurer?
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Old Jan 18th 2015, 4:37 pm
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Default Re: Short term car insurance for Brit visiting family in US

I'm sure they will I just thought I'd ask the helpful people on here if they have any experience of it; thank you for your helpful replies
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Old Jan 18th 2015, 6:49 pm
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Default Re: Short term car insurance for Brit visiting family in US

Auto insurance in the US is sold in regards to the vehicle. As a general rule, household guests are included in the coverage of the owner absent a specific exception. OP's host should look at their policy.
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Old Jan 21st 2015, 2:23 am
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Default Re: Short term car insurance for Brit visiting family in US

I added a visiting friend (non-US resident/citizen) to my policy for a few weeks, without charge.
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Old Jan 21st 2015, 2:50 am
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Default Re: Short term car insurance for Brit visiting family in US

I asked my broker about this for my Dad, when he visited a few years ago, and was told as long as he has my permission, he was covered to drive my car. Or my car was covered to be driven by him. He did not crash or speed, so that is all I know.
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Old Jan 21st 2015, 4:44 am
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Default Re: Short term car insurance for Brit visiting family in US

Thank you for your responses, I'm speaking to them at the weekend so we can discuss it then
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Old Jan 21st 2015, 7:49 am
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Default Re: Short term car insurance for Brit visiting family in US

Similar here in Philippines. Vehicle is insured so anyone can drive with permission. Unless you're barred of course!
Whereabouts in Lincolnshire are you? We lived in Grantham for 45 years before moving here.
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Old Jan 23rd 2015, 4:39 am
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Default Re: Short term car insurance for Brit visiting family in US

Originally Posted by Hle311 View Post
Hi everyone, I'm not sure if anyone would be able to help but I thought it was worth a shot.
I'm visiting family in the US in the summer and I have been looking into renting a car. Having spoken to my family however they have several vehicles and would be happy for me to use one of theirs the only question is regarding insurance. I am over 25 with a full UK driving licence, no points, is there any way I can be insured to drive one of their vehicles for 2 weeks or is it best just to rent a car?

Thanks in advance!
if you use your credit card when renting a car the credit card will cover the insurance.
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