Secondment allowances, I have questions.
#1
Just Joined
Thread Starter
Joined: Dec 2007
Posts: 10
Secondment allowances, I have questions.
Hi Hubby is applying for a position moving from uk to Rhode Island, they have given some information but I dont know as to when its acceptable to start asking precise questions, so I thought I would ask on here see if anyone can help, they have said about Location allowance which is based on the differences between home and new area and R&R Leave allowance has anyone come across this before.
#2
Re: Secondment allowances, I have questions.
Hi Hubby is applying for a position moving from uk to Rhode Island, they have given some information but I dont know as to when its acceptable to start asking precise questions, so I thought I would ask on here see if anyone can help, they have said about Location allowance which is based on the differences between home and new area and R&R Leave allowance has anyone come across this before.
What's the job? 'R&R Leave' sounds like a military position?
#3
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Joined: Nov 2019
Posts: 226
Re: Secondment allowances, I have questions.
Depending on the type of visa, you may or may not be eligible to work here. If you have been relying on 2 incomes, make sure the new salary will support the lifestyle and commitments that you have without any salary from you (if it's a visa that does not permit the spouse to work). Even if you are eligible to apply for a work permit, it will take some time to be issued so you need to allow for at least a few months with no income from your side.
#4
Just Joined
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Joined: Dec 2007
Posts: 10
Re: Secondment allowances, I have questions.
When you say he's 'applying for a position', is this a job in his current company that he's been asked to apply for as a transfer? If so, I'd ask for full details of their relocation package, it would be fine to ask those questions.
What's the job? 'R&R Leave' sounds like a military position?
What's the job? 'R&R Leave' sounds like a military position?
Depending on the type of visa, you may or may not be eligible to work here. If you have been relying on 2 incomes, make sure the new salary will support the lifestyle and commitments that you have without any salary from you (if it's a visa that does not permit the spouse to work). Even if you are eligible to apply for a work permit, it will take some time to be issued so you need to allow for at least a few months with no income from your side.
#5
Re: Secondment allowances, I have questions.
Hi yes his current company has advertised this position they have given a list of what the successful applicant will get but no exact totals and no indication as to what level of Location allowance as it's a blanket information booklet for the company, no it's not military.
Do make sure he negotiates to keep his UK holiday allowance, and if you think you may want to stay permanently then it's also worth making sure you have written in to the contract that the company will sponsor green cards within x amount of time.
If you have any medical needs then do make sure you look very carefully in to what healthcare coverage the company offers, it'll usually still cost you but make sure they're going to cover the bulk of it.
Good luck with it.
#6
Re: Secondment allowances, I have questions.
That may or may not be good advice. The way the tax and health insurance works these days in the US, it can be cheaper, because of the tax deduction on funds paid into a Health Savings Account, to pick up some of the tab yourself if, as is often (but not always) the case, substantially less for the insurance that provides the safety net if you have substantial expenses. To be clear, this is the same insurance either way, the difference is only whether it starts after you have paid the first $500-$1,000 per person, or after you have paid the first $3,000 per person.
Bizarrely the "traditional coverage" v "high deductible" coverage decision can be pretty much a one way bet - in other words, if you have substantial medical costs during the year it doesn't make much difference either way in total costs (Insurance premiums + out of pocket costs), but if you have low medical costs during the year you have just salted tax-free money away in your Health Savings Account.
Bizarrely the "traditional coverage" v "high deductible" coverage decision can be pretty much a one way bet - in other words, if you have substantial medical costs during the year it doesn't make much difference either way in total costs (Insurance premiums + out of pocket costs), but if you have low medical costs during the year you have just salted tax-free money away in your Health Savings Account.
#7
Re: Secondment allowances, I have questions.
If you receive some kind of incapacity benefit (or whatever they call it these days, my years as a JobCentre Plus employee are well behind me at this point) that will terminate when you leave the UK as this move is not temporary in nature (meaning less than 6 months), and you won't be entitled to any in the US.
Just something else to think about on top of the healthcare.
Just something else to think about on top of the healthcare.