suzimc

Hi,

Can anyone recommend a company that I could get insurance off as a tenant?

Thanks
Suzi

Celsius

Pretty much all home insurance companies offer renter's insurance. It's a good idea 'cos I've been reading in the local papers about whole apartment buildings burning down so a lot of residents are affected.

suzimc

:scared: I hope that doesn't happen here - we are on the 18th floor!!!!

Big D

We used the same company as our car insurance and it we got 100 bux off our car insurance, so it cost us very little!

Elvira

Yes - try Mercury - we have found them cosistently cheaper and no hassle when we had a couple of claims.

Sarah

My apartment building had a fire in it on sunday. Still not sure what happened but had to stand in the car park for 3 hours while the local fire brigade put it out. Thankfully its a big 70's concrete monstrosity so not much caught on fire.

I checked out the State Farm website and they do renters insurance for about $17 a month. Which ain't bad.

Manc might be able to point you in the right direction with this.

Manc

your local SF agent.

don't buy it for the sake of your $50 stereo from walmart, buy the $300,000 liability it offers should you burn the place down and not to have your wages garnished for the rest of your life.

suzimc

Ummm.... I probably sound stupid, but what is an SF agent?

Elvira

Let me guess - State Farm?

Manc

yeah but all property / casualty personal lines companies offer it.

just ask at any agency.

Sue

We used Nationwide for our renters insurance.

There was a fire once at our old apartment complex and our friends lost everything ....... and you've guessed it they didn't have any renters insurance. It's such a shame because it costs such a small amount in the grand scale of things. We did as much as we could to help them but it was very painful having to watch them start from scratch with no money.

Duncan Roberts

Also, review it (or home owners insurance) every year or more. The cover you hapreviously may not be enough should the worst happen now.

Jerseygirl

Thanks for reminding me that's something I must do.

ladygwennie

We used allstate to get our renters ins, did it while we were sorting out life insurance. Cost about 300 for the year (lil under).

scrubbedexpat099

Ditto on buying it for the Liability coverage, take a big a deductible as you can handle on the Property.