Sally

Is God providing the cover

Bob

That's pretty common.

And out where the in-laws live, a bit further up from them, they lease the sugarloaf chopper as they don't have an ambulance that always works, and it'll cost you $10K or there abouts for a call out.

Irn-bru

does that get covered by insurance?

AmerLisa

$150 deductible here and no information about ambulance costs. I imagine it comes under emergency services as well, and that's 90% covered after deductible.

paddingtongreen

My township has a volunteer ambulance company attached to the volunteer fire company. I send a donation each year and that insures me for rides in their ambulance. Mininum donation is $15.00. I send more because I think it is good value.

Sophia_S

I had a silly mishap last week while I was on my own,and had to call the ambulance,luckily my husband works for the State of Illinois and we've got great health care coverage,I called the health plan provider the next day to find out what my co-pay was and they told me $000000!....we've got OSF Health Plans..........usually it's 20% co-pay for everything....$15 per doc visit and if we have to go to Prompt care...$200 Emergency Room...not sure about the rest...hope I won't need to find out!...Sophia

Scarlett-Dallas

I've only called an ambulance once here in Dallas and it didn't cost me a penny because I got some great help and advice from the paramedics. You can always ask if it works this way where you are. Doesn't help the current situation but could be useful in future.

My daughter was injured at a gymnastics club and boke her arm. I knew nothing about ambulances costing, so I was pretty shocked when the gym people seemed hesitant to call. At that point, I wasn't messing around and just told them to do it.

The ambulance people came, checked her over (she was pretty woozy) and splinted her arm. Then they asked me to think about whether I wanted to use the ambulance. They explained there was no fee for calling them out, and that they would always come and fix anything the best they could. After that, if it wasn't life-threatening, I should take whoever to the hospital in my car. You only get charged if you get in the ambulance.

They told me to remember in future to call in any emergency, let them do their work to make the patient comfortable, then try to get to hospital under my own steam. That way you get the best of both worlds. The paras helped make my daughter comfortable in my car and turned up at the hospital an hour later to check on my daughter and say hello. Let's hear it for the para's!

Hope this info. helps someone sometime! I assumed everybody knew this but me or I would have mentioned it earlier.



Regards
-=-
Scarlett

Ray

You always see that in shows like COPS .... people just won't get in the Ambulance ..just too damn scared of the bill ...

Scarlett-Dallas

I think it's worth knowing though. I actually gave my daughter the choice. I told her if she would feel better in the ambulance we would use that, but if she felt better in the car with mum she could do that too.

I was grateful she wanted to come in the car but felt pretty bad even thinking about money in a situation like that. This was during my early days here, before I got my Social Security number, so money was really tight.

The other good thing was that the gym was so grateful we didn't sue they paid all my deductibles. Until I realized they were terrified of that--the instructor had left Lizzy on a high bar for a minute--I thought they were just incredibly kind. She turned up at the hospital with McDonald's for both kids and offered to go to our house and get anything we needed etc. etc. She was a law student who was working in the gym to put herself through school. I think she was afraid she'd just ended herself financially. I know some people would sue in that situation, but I think people are way too litigious here. If you choose to do a somewhat risky activity you should be prepared to take responsibility for it.

My two cents!



regards
-=-
Scarlett

krizzy

Our doctor has a small cottage hospital if taken there and not the local hospital we don't pay for the ambulance...
He can do most things there apart from a major heart attack...

Ray

What a good Mum you are .. I would have given the kid ..a dollar for the bus ....... and taken that out of her pocket money at the end of the month ..

g1ant

Exactly. If my daughter sleeps in and misses the school bus, I charge her $5.00 to take her to school. After the second time, she learned to get out of bed when the alarm goes off.

a.

Russ&Jayne

Wow I feel pretty lucky. No deductible here. No emergency deductible. Everything covered no matter what apart from co-pay on Drs visit $15. Having said that the ole man's salary is crap because of it, but most university teaching salaries are.

Duncan Roberts

As said, it will depend on your insurance. However, depending on who runs the ambulance you could get charged per mile and per person plus a flat fee. When I worked in medical insurance processing, generally the fees I saw for ambulance travel were in the $100-300 range. However, as they were insurance negotiated they only ended up getting around $50. If yours doesn't cover it maybe you can negotiate a slightly better than quoted rate.

paddingtongreen

Am I the only one who lives where there is a volunteer ambulance and fire company?