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Questions about ambulances

Questions about ambulances

Old Oct 31st 2006, 12:27 am
  #1  
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Default Questions about ambulances

I had a altercation with a flight of stairs on Saturday night which ended with me being incapacitated.

As I was in agony and could not walk I got an ambulance.

My wife told me I was being silly and told me I would realise the error of my ways when I get the bill

My injury was a broken ankle (sheared fibula) and a torn ligament.

I have what I regard to be pretty decent insurance - does anyone have experience of getting an ambulance and how much you got charged?

Do insurance companies come up with the 'you didn't need an ambulance therefore we won't pay' thing?
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Old Oct 31st 2006, 12:33 am
  #2  
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Default Re: Questions about ambulances

Originally Posted by BritGuyTN
I had a altercation with a flight of stairs on Saturday night which ended with me being incapacitated.

As I was in agony and could not walk I got an ambulance.

My wife told me I was being silly and told me I would realise the error of my ways when I get the bill

My injury was a broken ankle (sheared fibula) and a torn ligament.

I have what I regard to be pretty decent insurance - does anyone have experience of getting an ambulance and how much you got charged?

Do insurance companies come up with the 'you didn't need an ambulance therefore we won't pay' thing?
on my insurance it says I pay if I don't have an overnight stay in the hospital.
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Old Oct 31st 2006, 12:38 am
  #3  
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Default Re: Questions about ambulances

guess it will depend on what your insurance will cover,I am just getting the bill in from when my child broke his tibia and fibula, ambulance cost before insurance pays out is $676.00 the emergency room bill is up to $2600 at the moment and that does not include the ct scan or xrays. still have the bill for the operation to come in yet..

Last edited by candy wy.; Oct 31st 2006 at 12:40 am.
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Old Oct 31st 2006, 12:44 am
  #4  
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Default Re: Questions about ambulances

Originally Posted by candy wy.
guess it will depend on what your insurance will cover,I am just getting the bill in from when my child broke his tibia and fibula, ambulance cost before insurance pays out is $676.00 the emergency room bill is up to $2600 at the moment and that does not include the ct scan or xrays. still have the bill for the operation to come in yet..
I'd open a paypal account and ask for donations :scared:
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Old Oct 31st 2006, 12:52 am
  #5  
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Default Re: Questions about ambulances

Originally Posted by Thydney
I'd open a paypal account and ask for donations :scared:
guess there will be no trip home to blighty next year.
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Old Oct 31st 2006, 12:54 am
  #6  
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Default Re: Questions about ambulances

Originally Posted by candy wy.
guess it will depend on what your insurance will cover,I am just getting the bill in from when my child broke his tibia and fibula, ambulance cost before insurance pays out is $676.00 the emergency room bill is up to $2600 at the moment and that does not include the ct scan or xrays. still have the bill for the operation to come in yet..
you have to pay $2600 before insurance kicks in? :scared:
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Old Oct 31st 2006, 12:58 am
  #7  
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Default Re: Questions about ambulances

Originally Posted by irnbru4u
you have to pay $2600 before insurance kicks in? :scared:

$2500 deductible is pretty common
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Old Oct 31st 2006, 12:58 am
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Default Re: Questions about ambulances

Originally Posted by irnbru4u
you have to pay $2600 before insurance kicks in? :scared:
no.....they are the cost before I no what the insurance pays.
we only have a $400 deductible then we pay 20%,

Last edited by candy wy.; Oct 31st 2006 at 1:03 am.
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Old Oct 31st 2006, 1:03 am
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Default Re: Questions about ambulances

Originally Posted by candy wy.
no.....they are the cost before I no what the insurance pays.
we only have a $400 deductible then we pay 20%
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Old Oct 31st 2006, 1:04 am
  #10  
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Default Re: Questions about ambulances

Originally Posted by irnbru4u
on my insurance it says I pay if I don't have an overnight stay in the hospital.
Bugger

Fingers crossed mine is a bit different
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Old Oct 31st 2006, 1:06 am
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Default Re: Questions about ambulances

Originally Posted by BritGuyTN
Bugger

Fingers crossed mine is a bit different
hope for your sake it is
actually even if I do stay overnight I still have $100 deductible to pay!
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Old Oct 31st 2006, 1:19 am
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Default Re: Questions about ambulances

friends of mine used amulance for an RTA - $1700 bill just come in!
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Old Oct 31st 2006, 1:38 am
  #13  
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Default Re: Questions about ambulances

Originally Posted by BritGuyTN
I had a altercation with a flight of stairs on Saturday night which ended with me being incapacitated.

As I was in agony and could not walk I got an ambulance.

My wife told me I was being silly and told me I would realise the error of my ways when I get the bill

My injury was a broken ankle (sheared fibula) and a torn ligament.

I have what I regard to be pretty decent insurance - does anyone have experience of getting an ambulance and how much you got charged?

Do insurance companies come up with the 'you didn't need an ambulance therefore we won't pay' thing?



I thank god every day that my family and I only have to pay a small fraction of our medical bills, I think I would go back home if we weren't covered as well as we are. We would probably be bankrupt by now without it.
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Old Oct 31st 2006, 1:51 am
  #14  
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Default Re: Questions about ambulances

Will depend on your plan and the fine print of your policy.

Ambulance comes under emergency services on mine, so I pay up to my deductible amount and they pay if I've reached my deductible ($500).
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Old Oct 31st 2006, 1:55 am
  #15  
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Default Re: Questions about ambulances

Originally Posted by blaze
I thank god every day that my family and I only have to pay a small fraction of our medical bills, I think I would go back home if we weren't covered as well as we are. We would probably be bankrupt by now without it.
I actually do have good insurance as my wife works for the state. It goes someway to making up for the mediocre salary

right now i am not really worried since I am doped up to the eyeballs with oxycodone
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