Possible move to Virginia
#76
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Joined: Oct 2003
Posts: 0
Re: Possible move to Virginia
Most of the daycare websites i go on don't show prices you have to get in contact which is annoying but i found some that had prices, 1 was $315 per week for 5 days which would cost around $1350 per month full time but i would only want 3 days. Another i found was $1400 per months full time. We would also consider in home daycare, this is what we currently use in the UK for our daughter anyway (its called a childminder here)
#77
Re: Possible move to Virginia
Oh really? We pay for sickness and holidays here but most places offer 1-5 days. Is home daycare a bit more flexible?
#78
Re: Possible move to Virginia
Most of the daycare websites i go on don't show prices you have to get in contact which is annoying but i found some that had prices, 1 was $315 per week for 5 days which would cost around $1350 per month full time but i would only want 3 days. Another i found was $1400 per months full time. We would also consider in home daycare, this is what we currently use in the UK for our daughter anyway (its called a childminder here)
Where we live there are good daycares that offer selected days/ week at less than the full rate, but I suspect that it depends on supply and demand - if they can fill their maximum capacity with 5-day/wk business why would they contract for say three days and have an empty space for two days?
Last edited by Pulaski; Apr 4th 2019 at 12:36 pm.
#79
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Joined: Feb 2017
Location: Newnan, GA
Posts: 802
Re: Possible move to Virginia
ON your budget - I'd add more for car insurance and for your monthly shopping. Bigger ticket bulk items are ok, but small one offs that you buy more regularly soon add up. Car insurance will be very for a year or so - no, forever! It will probably hit the level you have about 12-18 months in maybe.
You have included Healthcare - if your husbands employer is any good, they'll provide for the family under his and their contributions.
When you are searching for the resort style housing developments, most websites like Zillow, Realtor, Trulia etc. will give you crime statistics, local schools, when the houses were built (any house that has been listed will have details, so you can look at houses which are not on the market right now), etc.
You have included Healthcare - if your husbands employer is any good, they'll provide for the family under his and their contributions.
When you are searching for the resort style housing developments, most websites like Zillow, Realtor, Trulia etc. will give you crime statistics, local schools, when the houses were built (any house that has been listed will have details, so you can look at houses which are not on the market right now), etc.
#80
Re: Possible move to Virginia
ON your budget - I'd add more for car insurance and for your monthly shopping. Bigger ticket bulk items are ok, but small one offs that you buy more regularly soon add up. Car insurance will be very for a year or so - no, forever! It will probably hit the level you have about 12-18 months in maybe.
You have included Healthcare - if your husbands employer is any good, they'll provide for the family under his and their contributions.
When you are searching for the resort style housing developments, most websites like Zillow, Realtor, Trulia etc. will give you crime statistics, local schools, when the houses were built (any house that has been listed will have details, so you can look at houses which are not on the market right now), etc.
You have included Healthcare - if your husbands employer is any good, they'll provide for the family under his and their contributions.
When you are searching for the resort style housing developments, most websites like Zillow, Realtor, Trulia etc. will give you crime statistics, local schools, when the houses were built (any house that has been listed will have details, so you can look at houses which are not on the market right now), etc.
I look on Zillow everyday at all the new properties thank you, would you know if the property tax needs to be paid in full or can split over 12 months?
#81
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Joined: Feb 2017
Location: Newnan, GA
Posts: 802
Re: Possible move to Virginia
Check on the tax, here the property owner pays and not the renter, so it is included in the rent already.
My first 6 months of car insurance on a Ford Fusion and Ford Escape was $383 per month with a lower level of cover (Leasing meant you have to have a certain minimum above the lowest level).
Family of four and we've struggled, even when watching the spending, to get too much lower than $800 in a month for general shopping. Clearly it is an area you can be more spend thrift on though.
My first 6 months of car insurance on a Ford Fusion and Ford Escape was $383 per month with a lower level of cover (Leasing meant you have to have a certain minimum above the lowest level).
Family of four and we've struggled, even when watching the spending, to get too much lower than $800 in a month for general shopping. Clearly it is an area you can be more spend thrift on though.
#82
Re: Possible move to Virginia
ETA, I see you used $550 …. yeah, that probably won't work.
I look on Zillow everyday at all the new properties thank you, would you know if the property tax needs to be paid in full or can split over 12 months?
Last edited by Pulaski; Apr 4th 2019 at 1:30 pm.
#83
Re: Possible move to Virginia
Check on the tax, here the property owner pays and not the renter, so it is included in the rent already.
My first 6 months of car insurance on a Ford Fusion and Ford Escape was $383 per month with a lower level of cover (Leasing meant you have to have a certain minimum above the lowest level).
Family of four and we've struggled, even when watching the spending, to get too much lower than $800 in a month for general shopping. Clearly it is an area you can be more spend thrift on though.
My first 6 months of car insurance on a Ford Fusion and Ford Escape was $383 per month with a lower level of cover (Leasing meant you have to have a certain minimum above the lowest level).
Family of four and we've struggled, even when watching the spending, to get too much lower than $800 in a month for general shopping. Clearly it is an area you can be more spend thrift on though.
#84
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Joined: Feb 2017
Location: Newnan, GA
Posts: 802
Re: Possible move to Virginia
On the negotiations - don't be afraid to push for the 2.5 times factor. I had little help when doing mine and went in at 2 x current GBP salary in $ and they bit my hand off :-) Could easily have got the extra 0.5 times salary I think. You live and you learn.
#85
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Joined: Feb 2017
Location: Newnan, GA
Posts: 802
Re: Possible move to Virginia
#86
Re: Possible move to Virginia
Ah that's good that's $400 saved on my budget! I can add a little bit more on the food now lol
#88
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Joined: Feb 2017
Location: Newnan, GA
Posts: 802
Re: Possible move to Virginia
If you do end up moving, you'll need that for the days you hanker for Bourbon biscuits, of all things, and you realise it's $2 a pop for something you used to get for 25p Asda Smart Prices.
#89
Re: Possible move to Virginia
As an expat, the best way to save, and keep to a food budget, is to not buy anything that you "hanker for" from the UK. I could buy Heinz beans, or Hobnobs, or Walker's shortbread, or PG tips, and a number of other British groceries, at my local supermarket but I don't, because they all start at $3+. Yes, $3 for a can of Heinz beans!
#90
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Joined: Feb 2017
Location: Newnan, GA
Posts: 802
Re: Possible move to Virginia
I do end up buying PG Tips, usually when I can't find the better British Breakfast Tea Bags- I tried the Walmart cheap ones, Black Tea, it was vile. and I must have a cup of tea from time to time, I cannot shake it. To be fair on the Bourbon's, they are better value than a pack of Chips Ahoy for the kiddie. I have made the full transition to Vegetarian Baked Beans though.