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PCIP Plan (Insurance Option For Residents)

PCIP Plan (Insurance Option For Residents)

Old Sep 8th 2012, 3:56 pm
  #1  
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Default PCIP Plan (Insurance Option For Residents)

I posted this in a different thread for VT. It's available in other states. Some are federally run and some are state run.
www.pcip.gov
Here is the list of the federally run states:
AL
AZ
DE
DC
FL
GA
HI
ID
IN
KT
LA
MA
MN
MS
NE
NV
ND
SC
TN
TX
VT
VA
WV
WY

Online application
https://www.pcip.gov/How_to_Apply.html#ApplyOnline

Documents You Need to Show Eligibility for PCIP
When you apply in states served by the federally-run PCIP, you’ll need to provide a copy of at least ONE of these documents to show you’re eligible:

A denial letter from an insurance company for individual insurance coverage (not health insurance offered through a job) dated within the past 12 months. Or, you may provide a letter dated in the past 12 months from an insurance agent or broker licensed in your state that shows you aren’t eligible for individual insurance coverage from one or more insurance companies because of your medical condition.

An offer of individual insurance coverage (not health insurance offered through a job) dated within the past 12 months that you didn’t accept because it didn’t cover your medical condition. This offer of coverage must have a rider that says your medical condition won’t be covered if you accept the offer.

If you're under age 19 or you live in Massachusetts or Vermont, a letter from a doctor, physician assistant, or nurse practitioner dated within the past 12 months stating your name and current or past medical condition, disability, or illness. This letter must also include the name, license number, state of licensure, and original signature of the doctor, physician assistant, or nurse practitioner.

If you’re under age 19 or you live in Massachusetts or Vermont, an offer of individual insurance coverage (not health insurance offered through a job) dated within the past 12 months that you didn’t accept because the premium was too high. This offer of coverage must show a premium that is at least twice as much as the PCIP premium for the Standard Option in your state.

Here is the list of acceptable documents for non citizens
page 6
https://www.pcip.gov/forms/PCIP_Enro...rm-ENGLISH.pdf

Noncitizens Only: I’ve included a copy of my immigration documents, including at least one with my Alien
Registration Number or I-94 Number that will be used to verify my status. I’ve provided a front and back
copy of one of these documents:
I-327 (Reentry Permit) I-94 (Arrival/Departure Record) with
Unexpired Foreign Passport
I-551 (Permanent Resident Card)
Unexpired Foreign Passport for Visa Waiver
Program travelers

I-571 (Refugee Travel Document)
I-766 (Employment Authorization

Document)
I-20 (Certificate of Eligibility for
Nonimmigrant (F-1) Student Status)
accompanied by I-94 and an Unexpired
Foreign Passport
Machine Readable Immigrant Visa (with
Temporary I-551 Language) affixed to

Unexpired Foreign Passport
DS-2019 (Certificate of Eligibility for
Exchange Visitor (J-1) Status) accompanied
by I-94 and an Unexpired Foreign Passport
Temporary I-551 Stamp (on passport or
I-94) affixed to I-94 or Unexpired Foreign

Passport
Other Document with an I-94 or Alien Registration Number


For other states click on your state:
https://www.pcip.gov/PCIP_States.html
AK
AR
CA
CO
CT
IL
IA
KS
ME
MD
MI
MS
MT
NH
NJ
NM
NY
NC
OH
OK
OR
PA
RI
SD
UT
WA
WI


HTH
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Old Sep 8th 2012, 4:13 pm
  #2  
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Default Re: PCIP Plan (Insurance Option For Residents)

This plan doesn't exclude pre-existing conditions. It may be a better deal than some individual health plans comparing premiums and deductibles.
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Old Sep 8th 2012, 4:19 pm
  #3  
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Default Re: PCIP Plan (Insurance Option For Residents)

It's a great plan in many states.

The killer for many is the requirement that you have been without health coverage for the last 6 months, and that it's only a solution to the end of 2013.

The pre-existing condition part is easy -- get a doc to write up any illness you have, e.g. blood pressure, asthma -- and you're in.
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Old Sep 8th 2012, 9:50 pm
  #4  
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Default Re: PCIP Plan (Insurance Option For Residents)

Originally Posted by fatbrit View Post

The killer for many is the requirement that you have been without health coverage for the last 6 months, and that it's only a solution to the end of 2013.
That's the big issue.

And unless they've changed things in MA, you have to be a state resident for 12 months before you're eligible for the state subsidised plans, but you need cover or face $1200 fine at tax time.
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