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Paying off a UK loan in the USA....
.... is this possible? I was trying to get an small extension on my current UK loan (so I could propose to my American GF and buy her a ring). I got talking to the woman at the loan call centre who asked me various questions, eg. what I wanted the extra money for, etc etc, so I told her. It was probably a mistake to tell her quite as much as I did, including the fact that I was hoping to move to the USA next year. As a result, I was declined the extra money, the reason being that the bank had no way of tracking me once I was in the USA, which I can fully understand.
Does anyone have any information about USA banks that could transfer payments to a UK bank loan? Or any other information that might be relevant? I am living in the UK currently but badly want to move to the USA next year but this seems to be a bit of a problem. I would really appreciate any help or advice on this matter! :) :) :) Thanks, Stephen. |
Re: Paying off a UK loan in the USA....
Originally Posted by Stephen79
.... is this possible? I was trying to get an small extension on my current UK loan (so I could propose to my American GF and buy her a ring). I got talking to the woman at the loan call centre who asked .
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Re: Paying off a UK loan in the USA....
Originally Posted by Stephen79
.... is this possible? I was trying to get an small extension on my current UK loan (so I could propose to my American GF and buy her a ring). I got talking to the woman at the loan call centre who asked me various questions, eg. what I wanted the extra money for, etc etc, so I told her. It was probably a mistake to tell her quite as much as I did, including the fact that I was hoping to move to the USA next year. As a result, I was declined the extra money, the reason being that the bank had no way of tracking me once I was in the USA, which I can fully understand.
Does anyone have any information about USA banks that could transfer payments to a UK bank loan? Or any other information that might be relevant? I am living in the UK currently but badly want to move to the USA next year but this seems to be a bit of a problem. I would really appreciate any help or advice on this matter! :) :) :) Thanks, Stephen. Go to another UK bank and dont tell them about moving - then set up DD or internet banking to pay from over here - and make arrangements to send money home. As far as i know there is no way to do what you suggest - the financial systems are totally seperate! |
Re: Paying off a UK loan in the USA....
Ray - 'If you are that hard up ..forget the ring.. the cost of getting over here will cost you enough ..'
I just wanted to know if what I asked was possible. Assuming that I am hard-up and if I have enough money getting over there is not much of an answer. But Thank you for your curious advice. |
Re: Paying off a UK loan in the USA....
Originally Posted by Stephen79
Ray - 'If you are that hard up ..forget the ring.. the cost of getting over here will cost you enough ..'
I just wanted to know if what I asked was possible. Assuming that I am hard-up and if I have enough money getting over there is not much of an answer. But Thank you for your curious advice. If you go via the back door and come in on a VW, then get married and try to stay you may not be able to work for up to 2 years. No income means no pay off the loan! I think you have a lot more things to think about before you think about buying a ring! |
Re: Paying off a UK loan in the USA....
Originally Posted by Patrick
Ray is absolutly right, if you want to move over here next year and do it through the correct channels it will cost you close to a 500 pounds then you have the flights over (another couple of hundred quid). And then you may not be able to work for 3 or 4 months depending on how quick you get married and get your ssn sorted out.
If you go via the back door and come in on a VW, then get married and try to stay you may not be able to work for up to 2 years. No income means no pay off the loan! I think you have a lot more things to think about before you think about buying a ring! Also, jewelery is cheaper in the states.. so if you get some money order something from the US and send it to blighty, save yourself some money! |
Re: Paying off a UK loan in the USA....
Originally Posted by Stephen79
Ray - 'If you are that hard up ..forget the ring.. the cost of getting over here will cost you enough ..'
I just wanted to know if what I asked was possible. Assuming that I am hard-up and if I have enough money getting over there is not much of an answer. But Thank you for your curious advice. Now now - dont get shirty - Ray will bite back! We can be a bunch of mean bastards if you take yourself too seriously!! In answer to your question - no. There - happy now? There are companies that will sort out a car loan/lease for you based on UK credit history etc but not for regular personal loans. |
Re: Paying off a UK loan in the USA....
Originally Posted by Big D
Now now - dont get shirty - Ray will bite back! We can be a bunch of mean bastards if you take yourself too seriously!!
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Re: Paying off a UK loan in the USA....
Originally Posted by Patrick
If you go via the back door and come in on a VW,
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