Is it OK to use someone else's bank card?
Nov 12th 2010, 8:48 am
#16
Forum Regular
Joined: Oct 2010
Posts: 47
Re: Is it OK to use someone else's bank card?
In general, yes, it's totally fine.
If it's a debit/ATM card, just use the pin and you won't ever have a problem. If it's a credit card, most places you won't ever have a problem. In some stores (most stores at the mall), it's store policy to always ask for an ID to accompany the credit card. However, it's the employee's discretion on whether to accept the ID or not. I used my mother's credit card a lot when I was young, and if someone asked for ID I would show her my own and point out the last names and simply explain that it was my mother's and smile politely. I've also used my friends' cards a few times when they've asked me to buy them something on an errand or whatever.
If you're using your husband's card, though, I'd agree with the other replies. Ask your bank to issue you an additional card connected to the account with your name on it.
If it's a debit/ATM card, just use the pin and you won't ever have a problem. If it's a credit card, most places you won't ever have a problem. In some stores (most stores at the mall), it's store policy to always ask for an ID to accompany the credit card. However, it's the employee's discretion on whether to accept the ID or not. I used my mother's credit card a lot when I was young, and if someone asked for ID I would show her my own and point out the last names and simply explain that it was my mother's and smile politely. I've also used my friends' cards a few times when they've asked me to buy them something on an errand or whatever.
If you're using your husband's card, though, I'd agree with the other replies. Ask your bank to issue you an additional card connected to the account with your name on it.
Nov 12th 2010, 7:33 pm
#17
BE Forum Addict
Joined: Apr 2007
Location: Charleston, SC
Posts: 1,455
Re: Is it OK to use someone else's bank card?
Nov 12th 2010, 7:37 pm
#18
I have a comma problem
Joined: Feb 2009
Location: Fox Lake, IL (from Carrickfergus NI)
Posts: 49,598
Re: Is it OK to use someone else's bank card?
I'm from Northern Ireland, of Scottish stock so my childhood was full of expressions like 'get the messages', 'off for a dander' and 'up to your oxters'.
They have tended to stick with me over the years!
Nov 12th 2010, 10:39 pm
#19
Joined: Apr 2002
Posts: 35,082
Re: Is it OK to use someone else's bank card?
Alright.. illuminate me.. I've never heard that one!
Nov 12th 2010, 11:27 pm
#20
Forum Regular
Joined: Nov 2009
Posts: 48
Re: Is it OK to use someone else's bank card?
In general, yes, it's totally fine.
If it's a debit/ATM card, just use the pin and you won't ever have a problem. If it's a credit card, most places you won't ever have a problem. In some stores (most stores at the mall), it's store policy to always ask for an ID to accompany the credit card. However, it's the employee's discretion on whether to accept the ID or not. I used my mother's credit card a lot when I was young, and if someone asked for ID I would show her my own and point out the last names and simply explain that it was my mother's and smile politely. I've also used my friends' cards a few times when they've asked me to buy them something on an errand or whatever.
If you're using your husband's card, though, I'd agree with the other replies. Ask your bank to issue you an additional card connected to the account with your name on it.
If it's a debit/ATM card, just use the pin and you won't ever have a problem. If it's a credit card, most places you won't ever have a problem. In some stores (most stores at the mall), it's store policy to always ask for an ID to accompany the credit card. However, it's the employee's discretion on whether to accept the ID or not. I used my mother's credit card a lot when I was young, and if someone asked for ID I would show her my own and point out the last names and simply explain that it was my mother's and smile politely. I've also used my friends' cards a few times when they've asked me to buy them something on an errand or whatever.
If you're using your husband's card, though, I'd agree with the other replies. Ask your bank to issue you an additional card connected to the account with your name on it.
I am a worrier though!
Nov 13th 2010, 12:04 pm
#22
BE Forum Addict
Joined: Apr 2007
Location: Charleston, SC
Posts: 1,455
Re: Is it OK to use someone else's bank card?
I think the line was crossed when I told him about "tattie bogle"
