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Moving to Lakewood ranch fl from uk

Moving to Lakewood ranch fl from uk

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Old Apr 2nd 2010, 8:20 pm
  #31  
 
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Default Re: Moving to Lakewood ranch fl from uk

I have been in Florida for almost five years, right now the weather is perfect, give it a couple of months sweltering heat, 90% humidity, hurricane season, air conditioning making the bills up to 5 times as high. I envisaged an outdoor life sitting sipping cocktails on the porch, well the sun sets about 7:30 pm and then the bugs come out, I have had go to the ER twice for allergic reactions. We are 'fortunate' in having heathcare.

I have no vacation or sick pay, job situation in Florida is terrible, businesses are closing all the time.

There are so many things that cost a lot here, insurance for one especially if you live near the water and expect to pay for your kids paper, pens, tissue, glue and pretty much anything else that they need for school cos those low taxes dont pay for it.

Oh and how long it takes to settle? like most people I struggle and have good days and bad days.
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Old Apr 2nd 2010, 10:12 pm
  #32  
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Default Re: Moving to Lakewood ranch fl from uk

Originally Posted by Jerseygirl
I think you're in for quite a shock.
Either that or they're a troll. I mean, how much naivity can you stack into one post and expect to be believed? And if they're not a troll, I really hope they've thought it through - especially healthcare and what their kids are going to do age 21 - rather more than their posts indicate they have.

Last edited by Giantaxe; Apr 2nd 2010 at 10:28 pm.
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Old Apr 2nd 2010, 11:20 pm
  #33  
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Default Re: Moving to Lakewood ranch fl from uk

Originally Posted by Duncan Roberts
The first time you go to the doctor here and realize they have stacked the appointments and charge you for the privilege of waiting an hour for 2 minutes of face time you may change your tune on that one. Like you said, it all gets paid for somewhere. That 20% tax will become 50%+ of expenses you didn't have in the UK quite quickly. 40% of my wife's pay gets taken out and she doesn't work a particularly high paying job, we only pay 17% of the $1600 monthly premium for healthcare, dental and vision is very cheap compared to the norm and she chooses to have very little federal tax taken out, as in when I took it to our accountant to do our taxes he commented about how little it was. Don't underestimate the American value of getting paid, everyone wants in on it. That was what surprised me the most, how all the little things and small taxes that I had never even considered added up.

The UK is actually years ahead of the US in most things, infrastructure and technology especially. The phrase "why change it if it's worked that way for years" is a commonly held belief for a lot of Americans (especially the ones who have power) and applies to everything.

It is good that your husband will be able to spend more time with you guys though, sounds like that part should work out well.
I think her post, is not too naïve but possibly the one serious misconception she has is the healthcare. It's like any other business here, i.e., quality may vary, and it's EXTREMELY expensive, especially if you need medications and regular appointments for any illnesses. What you save in taxes, health care expenditures cancel out, and then some, even with the reforms I still don't hold faith that it'll be cheap, plus you need to be a permanent resident to qualify for the new reforms, of which the E-2 will not get you.

Originally Posted by Bob
He drove through MA?
Aren't your highways top notch? Here they are as bad as Puerto Rico With the Turnpike being terrible

Last edited by chrisfromusa; Apr 2nd 2010 at 11:23 pm.
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Old Apr 2nd 2010, 11:40 pm
  #34  
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Default Re: Moving to Lakewood ranch fl from uk

Originally Posted by Giantaxe
Either that or they're a troll. I mean, how much naivity can you stack into one post and expect to be believed? And if they're not a troll, I really hope they've thought it through - especially healthcare and what their kids are going to do age 21 - rather more than their posts indicate they have.
It's not just the fact that the children have to leave, or qualify for a visa in their own right, once they turn 21.

E2 children are not allowed to work, which can be really tough once they turn 16, when all their pals have part-time jobs and are able to afford their own cars etc, while they are reliant on pocket-money from parents.
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Old Apr 3rd 2010, 12:04 am
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Default Re: Moving to Lakewood ranch fl from uk

"We have been planning this for about 4 years now so we have done so much research we feel like we already live there!!"

So tax is 20% and doctors treat you with respect and courtesy. Great research there.
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Old Apr 3rd 2010, 12:33 am
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Default Re: Moving to Lakewood ranch fl from uk

Originally Posted by Sally Redux
So tax is 20% and doctors treat you with respect and courtesy. Great research there.
I'd love to see to logic behind the UK having a 50% tax burden and the US 20%. For starters, Self Employment Tax in the US comes in at 15.3%, and that's before we've even started thinking about income tax. The UK certainly has a higher tax burden than the US - the last figure I saw in The Economist suggested that the UK takes in about 6 to 7% more of GDP in taxes - but that's made up in a heartbeat - no pun intended - by the fact that the US spends 16% of GDP on healthcare as compared to 9% in the UK.
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Old Apr 3rd 2010, 1:42 am
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Default Re: Moving to Lakewood ranch fl from uk

Originally Posted by Giantaxe
I'd love to see to logic behind the UK having a 50% tax burden and the US 20%. For starters, Self Employment Tax in the US comes in at 15.3%, and that's before we've even started thinking about income tax. The UK certainly has a higher tax burden than the US - the last figure I saw in The Economist suggested that the UK takes in about 6 to 7% more of GDP in taxes - but that's made up in a heartbeat - no pun intended - by the fact that the US spends 16% of GDP on healthcare as compared to 9% in the UK.
Do you have to pay out-of-pocket for medicines, specialist visits, clinics, etc.?
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Old Apr 3rd 2010, 3:35 am
  #38  
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Default Re: Moving to Lakewood ranch fl from uk

Originally Posted by chrisfromusa


Aren't your highways top notch? Here they are as bad as Puerto Rico With the Turnpike being terrible
I've driven on dirt back roads in Maine that are in better shape than some around here, just out of the main belt around Boston and it quickly gets poo
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Old Apr 3rd 2010, 3:38 am
  #39  
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Default Re: Moving to Lakewood ranch fl from uk

Originally Posted by chrisfromusa
Do you have to pay out-of-pocket for medicines, specialist visits, clinics, etc.?
In the UK?

pescriptions for those who pay is about £6.50 or there abouts, but plenty of people don't have to pay, students, pregnant women plus a year after birth, those on benefits etc.

No other co-pays for doctors, specialists, hospitals etc.
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Old Apr 3rd 2010, 3:52 am
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Default Re: Moving to Lakewood ranch fl from uk

Originally Posted by Bob
In the UK?

pescriptions for those who pay is about £6.50 or there abouts, but plenty of people don't have to pay, students, pregnant women plus a year after birth, those on benefits etc.

No other co-pays for doctors, specialists, hospitals etc.
Then I don't get her reasons for saying health care here is somehow better. Maybe it is better for this, that, or the other thing, but what good is it, if you can't pay to get it? I have to applaud those from the UK that want to move here, giving up something life-saving that is essentially speaking, free.

Honestly I think if they had said from the very beginning, and been honest, and just have said we want to move because it's tropical, I don't think none of us would have been this critical, but that's my opinion
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Old Apr 3rd 2010, 4:00 am
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Default Re: Moving to Lakewood ranch fl from uk

Originally Posted by chrisfromusa
Then I don't get her reasons for saying health care here is somehow better. Maybe it is better for this, that, or the other thing, but what good is it, if you can't pay to get it? I have to applaud those from the UK that want to move here, giving up something life-saving that is essentially speaking, free.

Honestly I think if they had said from the very beginning, and been honest, and just have said we want to move because it's tropical, I don't think none of us would have been this critical, but that's my opinion
To me and I think most Brits...we regard healthcare as a basic human right...it's something we've grown up with. Therefore anything less than 100% we moan and whinge about...especially the $10 or so for prescription medications.

Fast forward to the US...you get great healthcare if you can afford it. If you have a terminal illness or long term disability...a few million in the bank won't get you very far. The upside is you can always return to the country you couldn't wait to leave...the one with the crappy NHS and social security system.
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Old Apr 3rd 2010, 4:09 am
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Default Re: Moving to Lakewood ranch fl from uk

Originally Posted by Jerseygirl
To me and I think most Brits...we regard healthcare as a basic human right...it's something we've grown up with. Therefore anything less than 100% we moan and whinge about...especially the $10 or so for prescription medications.

Fast forward to the US...you get great healthcare if you can afford it. If you have a terminal illness or long term disability...a few million in the bank won't get you very far. The upside is you can always return to the country you couldn't wait to leave...the one with the crappy NHS and social security system.
I was against reform before because it's something unknown to me, don't know what might happen, etc., but now that it's past, I'm kinda warming up to it, maybe it won't be as bad as opponents makes it out to be. But in the OP's case, she's not gonna see the fruits of reform here since she is not a PR or USC
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Old Apr 3rd 2010, 4:09 am
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Default Re: Moving to Lakewood ranch fl from uk

Originally Posted by chrisfromusa
I have to applaud those from the UK that want to move here, giving up something life-saving that is essentially speaking, free.
I think it very difficult for people brought up with universal healthcare to understand all the ramifications of being exposed to a system where healthcare is anything but universal. I know I didn't, even though I was well aware of many of the issues. I was an intra-company transferee and knew I would be getting good insurance over here. It never crossed my mind to worry about what would happen if I became unemployed or seriously ill:- I was a lot younger and healthcare just wasn't such a big issue, either for myself or my - now adult - children. Now it's by far the most negative issue about living here.
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Old Apr 3rd 2010, 4:12 am
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Default Re: Moving to Lakewood ranch fl from uk

Originally Posted by Giantaxe
I think it very difficult for people brought up with universal healthcare to understand all the ramifications of being exposed to a system where healthcare is anything but universal. I know I didn't, even though I was well aware of many of the issues. I was an intra-company transferee and knew I would be getting good insurance over here. It never crossed my mind to worry about what would happen if I became unemployed or seriously ill:- I was a lot younger and healthcare just wasn't such a big issue, either for myself or my - now adult - children. Now it's by far the most negative issue about living here.
And conversly, it's very difficult for people, like me, to understand universal health care without being brought up in it. It's really a big unknown to me and I was against it because I didn't know what to expect
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Old Apr 3rd 2010, 4:18 am
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Default Re: Moving to Lakewood ranch fl from uk

Originally Posted by Giantaxe
I think it very difficult for people brought up with universal healthcare to understand all the ramifications of being exposed to a system where healthcare is anything but universal. I know I didn't, even though I was well aware of many of the issues. I was an intra-company transferee and knew I would be getting good insurance over here. It never crossed my mind to worry about what would happen if I became unemployed or seriously ill:- I was a lot younger and healthcare just wasn't such a big issue, either for myself or my - now adult - children. Now it's by far the most negative issue about living here.
We moved here 14 years ago on a intra-company transfer and we had and still have excellent healthcare insurance. At the back of our minds we have always thought at the end of the day...if it all goes tits up ie a major/terminal illness etc...we can always go back to the UK and depend on the good old NHS.

I can't imagine what it must be like for USCs...they don't have this safety net to fall back on.
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