Go Back  British Expats > Living & Moving Abroad > USA
Reload this Page >

Moving to Florida USA any help would be helpful

Moving to Florida USA any help would be helpful

Old Jun 14th 2012, 10:05 am
  #1  
Just Joined
Thread Starter
 
Joined: Jun 2012
Posts: 3
thehensh is an unknown quantity at this point
Default Moving to Florida USA any help would be helpful

Hi All,
I am currently looking to move to Florida USA by the middle of July i have my Visa, any information on by a house watch to watch out for and what pit falls to avoid. Also where i can get the cheapest but best medical insurance cover. Any sort of resume service so i can covert my qualifications so i have a chance in the job market. So any info or advise would be very much appreciated.
thehensh is offline  
Old Jun 14th 2012, 1:06 pm
  #2  
Account Closed
 
Joined: Aug 2002
Location: Kentucky
Posts: 38,867
ian-mstm has a reputation beyond reputeian-mstm has a reputation beyond reputeian-mstm has a reputation beyond reputeian-mstm has a reputation beyond reputeian-mstm has a reputation beyond reputeian-mstm has a reputation beyond reputeian-mstm has a reputation beyond reputeian-mstm has a reputation beyond reputeian-mstm has a reputation beyond reputeian-mstm has a reputation beyond reputeian-mstm has a reputation beyond repute
Default Re: Moving to Florida USA any help would be helpful

Originally Posted by thehensh View Post
I am currently looking to move to Florida...
Florida is pretty big... where, specifically, are you going?


... where i can get the cheapest but best medical insurance cover.
Respectfully, "cheap" and "best" are mutually exclusive options. What sort of coverage do you need?

Ian
ian-mstm is offline  
Old Jun 14th 2012, 1:41 pm
  #3  
Just Joined
Thread Starter
 
Joined: Jun 2012
Posts: 3
thehensh is an unknown quantity at this point
Default Re: Moving to Florida USA any help would be helpful

Hi,
I am looking to move to Hernando Beach area, and i am 55 so looking for mainly major illnesses to be covered and operations. Day to Day health not really needed?
Thanks Mike
thehensh is offline  
Old Jun 14th 2012, 1:52 pm
  #4  
Account Closed
 
Joined: Aug 2002
Location: Kentucky
Posts: 38,867
ian-mstm has a reputation beyond reputeian-mstm has a reputation beyond reputeian-mstm has a reputation beyond reputeian-mstm has a reputation beyond reputeian-mstm has a reputation beyond reputeian-mstm has a reputation beyond reputeian-mstm has a reputation beyond reputeian-mstm has a reputation beyond reputeian-mstm has a reputation beyond reputeian-mstm has a reputation beyond reputeian-mstm has a reputation beyond repute
Default Re: Moving to Florida USA any help would be helpful

Originally Posted by thehensh View Post
I am looking to move to Hernando Beach area...
Very nice! I think the gulf coast is much nicer than the east coast.


... i am 55 so looking for mainly major illnesses to be covered and operations.
Are you going to have a job? Employer? Family? Private health insurance might be expensive - especially if you have any pre-existing conditions - but it's certainly doable. There's no shortage of threads dealing with health insurance... and there's a handy search feature at the top right of each page.

Make sure you bring proof of prior coverage (NHS - assuming you're a UKC) as you only have something like 2 months to get what's called "continuous coverage" without running into problems. If you don't have proof of prior coverage, you're pretty much at the whim of anything the insurance company wants to make you pay for.

Ian
ian-mstm is offline  
Old Jun 14th 2012, 1:58 pm
  #5  
Deep in the woods of CT
 
Nutmegger's Avatar
 
Joined: Feb 2010
Posts: 5,918
Nutmegger has a reputation beyond reputeNutmegger has a reputation beyond reputeNutmegger has a reputation beyond reputeNutmegger has a reputation beyond reputeNutmegger has a reputation beyond reputeNutmegger has a reputation beyond reputeNutmegger has a reputation beyond reputeNutmegger has a reputation beyond reputeNutmegger has a reputation beyond reputeNutmegger has a reputation beyond reputeNutmegger has a reputation beyond repute
Default Re: Moving to Florida USA any help would be helpful

Originally Posted by thehensh View Post
Hi All,
Any sort of resume service so i can covert my qualifications so i have a chance in the job market. So any info or advise would be very much appreciated.
Originally Posted by ian-mstm View Post


Are you going to have a job?
Doesn't sound as if he will arrive with one in place . . . At the age of 55, I'm afraid that any individual insurance coverage is going to be rather expensive. I always recommend looking for an insurance broker in your area who specializes in health coverage, rather than trying to navigate the minefield alone.
Nutmegger is offline  
Old Jun 14th 2012, 2:47 pm
  #6  
MODERATOR
 
penguinsix's Avatar
 
Joined: Nov 2006
Location: Hong Kong, mostly.
Posts: 5,104
penguinsix has a reputation beyond reputepenguinsix has a reputation beyond reputepenguinsix has a reputation beyond reputepenguinsix has a reputation beyond reputepenguinsix has a reputation beyond reputepenguinsix has a reputation beyond reputepenguinsix has a reputation beyond reputepenguinsix has a reputation beyond reputepenguinsix has a reputation beyond reputepenguinsix has a reputation beyond reputepenguinsix has a reputation beyond repute
Default Re: Moving to Florida USA any help would be helpful

The term of art for emergency only coverage is called "Catastrophic Coverage". However, in exchange for relatively low monthly fees you'll often find relatively high deductibles (the amount you have to pay each year before insurance kicks in).

Catastrophic coverage is an option for many young and healthy people who don't go to the doctor often and don't really anticipate many medical ailments. At age 55 you should be looking at more preventive care and regular visits, something that will add up quickly and will be under your annual deductible. Take a look at your current expenses (annual physical, XX number of visits for illnesses and medications per year) and then try to budget if it would be cheaper to get full coverage or risk just the catastrophic coverage.

As others have said, going at it alone at age 55 is going to be expensive--very expensive. At a time when most Americans are switching over to public health at that age (and thus depleting the pool of 'healthier' people) you find the remaining pool to be those who have not qualified for Medicare (unemployed) and those with a lack of coverage. This means the prices for all go up to ensure the higher risk individuals. You really want to find a job that offers group coverage and come into that existing setup bit more easily than walking around looking for an individual plan.

Good luck.
penguinsix is offline  
Old Jun 14th 2012, 3:04 pm
  #7  
BE Forum Addict
 
Dan725's Avatar
 
Joined: Aug 2004
Location: Tampa, FL
Posts: 3,315
Dan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond repute
Default Re: Moving to Florida USA any help would be helpful

My best advice - don't tie yourself down buying a house. The job market down here in general is bloody awful, and even more so just now. And Hernando Beach area....not exactly an employment mecca - at all. So I'd rent until you can get your feet on the ground and get that sorted out. Also, as has already been pointed out, medical insurance is not going to be cheap at all for you, so factor that in to your job search.

Translating current qualifications....what is your line of work, and what quals do you have? There are services that do educational translations, www.WES.org being about the best known....but oftentimes it'd be best to wait until you have a possible job offer with an employer as they may wish you to use a different service.
Dan725 is offline  
Old Jun 14th 2012, 3:28 pm
  #8  
BE Enthusiast
 
Joined: Nov 2008
Location: Seal Rock, Oregon
Posts: 837
cluedweasel has a reputation beyond reputecluedweasel has a reputation beyond reputecluedweasel has a reputation beyond reputecluedweasel has a reputation beyond reputecluedweasel has a reputation beyond reputecluedweasel has a reputation beyond reputecluedweasel has a reputation beyond reputecluedweasel has a reputation beyond reputecluedweasel has a reputation beyond reputecluedweasel has a reputation beyond reputecluedweasel has a reputation beyond repute
Default Re: Moving to Florida USA any help would be helpful

Originally Posted by Dan725 View Post
My best advice - don't tie yourself down buying a house.
Agree with this totally. Buying (and selling) a house in the U.S. is expensive compared with the U.K.
cluedweasel is offline  
Old Jun 14th 2012, 3:45 pm
  #9  
SUPER MODERATOR
 
Jerseygirl's Avatar
 
Joined: Dec 2005
Posts: 82,078
Jerseygirl has a reputation beyond reputeJerseygirl has a reputation beyond reputeJerseygirl has a reputation beyond reputeJerseygirl has a reputation beyond reputeJerseygirl has a reputation beyond reputeJerseygirl has a reputation beyond reputeJerseygirl has a reputation beyond reputeJerseygirl has a reputation beyond reputeJerseygirl has a reputation beyond reputeJerseygirl has a reputation beyond reputeJerseygirl has a reputation beyond repute
Default Re: Moving to Florida USA any help would be helpful

Originally Posted by thehensh View Post
Hi All,
I am currently looking to move to Florida USA by the middle of July i have my Visa, any information on by a house watch to watch out for and what pit falls to avoid. Also where i can get the cheapest but best medical insurance cover. Any sort of resume service so i can covert my qualifications so i have a chance in the job market. So any info or advise would be very much appreciated.
Didn't you look into health insurance before you decided to move?

First of all...are you retired? If so healthcare is probably the #1 reason why expats go back to the UK when they retire. We usually get several retired people per week asking about moving to Florida. When they find out how expensive healthcare is (that's if they can get it) they usually decide to stay put. Perhaps you are hoping to get a job...if so make sure healthcare insurance is included.

There are plenty of past threads on this subject...you can find them by using the search engine located at the top of the page. Give me a shout if you have problems locating them. Also take a look in the BE Wiki. Good luck.
Jerseygirl is offline  
Old Jun 14th 2012, 4:06 pm
  #10  
Bob
BE Site Lead
 
Bob's Avatar
 
Joined: Aug 2004
Location: MA, USA
Posts: 91,715
Bob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond repute
Default Re: Moving to Florida USA any help would be helpful

Didn't we have this thread yesterday?
Bob is offline  
Old Jun 14th 2012, 4:08 pm
  #11  
Lost in BE Cyberspace
 
Joined: May 2010
Location: San Diego, California
Posts: 7,189
SanDiegogirl has a reputation beyond reputeSanDiegogirl has a reputation beyond reputeSanDiegogirl has a reputation beyond reputeSanDiegogirl has a reputation beyond reputeSanDiegogirl has a reputation beyond reputeSanDiegogirl has a reputation beyond reputeSanDiegogirl has a reputation beyond reputeSanDiegogirl has a reputation beyond reputeSanDiegogirl has a reputation beyond reputeSanDiegogirl has a reputation beyond reputeSanDiegogirl has a reputation beyond repute
Default Re: Moving to Florida USA any help would be helpful

Originally Posted by Bob View Post
Didn't we have this thread yesterday?
Yes, the OP posted in the Welcome Inn section and several of us responded to him/her there.
SanDiegogirl is online now  
Old Jun 14th 2012, 4:09 pm
  #12  
SUPER MODERATOR
 
Jerseygirl's Avatar
 
Joined: Dec 2005
Posts: 82,078
Jerseygirl has a reputation beyond reputeJerseygirl has a reputation beyond reputeJerseygirl has a reputation beyond reputeJerseygirl has a reputation beyond reputeJerseygirl has a reputation beyond reputeJerseygirl has a reputation beyond reputeJerseygirl has a reputation beyond reputeJerseygirl has a reputation beyond reputeJerseygirl has a reputation beyond reputeJerseygirl has a reputation beyond reputeJerseygirl has a reputation beyond repute
Default Re: Moving to Florida USA any help would be helpful

Originally Posted by Bob View Post
Didn't we have this thread yesterday?
We have threads like this every day...or so it seems.
Jerseygirl is offline  
Old Jun 14th 2012, 4:11 pm
  #13  
BE Forum Addict
 
Dan725's Avatar
 
Joined: Aug 2004
Location: Tampa, FL
Posts: 3,315
Dan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond reputeDan725 has a reputation beyond repute
Default Re: Moving to Florida USA any help would be helpful

Originally Posted by Jerseygirl View Post
We have threads like this every day...or so it seems.
Aye, everyone always wants to move to Florida....after 10 years total here, I'm about done with the bloody place!

ETA: But good luck, OP!
Dan725 is offline  
Old Jun 14th 2012, 4:12 pm
  #14  
Bob
BE Site Lead
 
Bob's Avatar
 
Joined: Aug 2004
Location: MA, USA
Posts: 91,715
Bob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond repute
Default Re: Moving to Florida USA any help would be helpful

Originally Posted by ian-mstm View Post

Make sure you bring proof of prior coverage (NHS - assuming you're a UKC) as you only have something like 2 months to get what's called "continuous coverage" without running into problems.
It's 62 days.

Problem is, getting online quotes don't mean anything, once they get your full medical history and lack of credit history, it can take a couple of months for the policy to be sorted, usually putting you past prior coverage.

Geoff, posted about his troubles of getting cover, living in nothern California, but the principle is the same, the threads are worth searching out, they were posted within the last couple of weeks.
Bob is offline  
Old Jun 14th 2012, 4:15 pm
  #15  
Bob
BE Site Lead
 
Bob's Avatar
 
Joined: Aug 2004
Location: MA, USA
Posts: 91,715
Bob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond repute
Default Re: Moving to Florida USA any help would be helpful

Originally Posted by SanDiegogirl View Post
Yes, the OP posted in the Welcome Inn section and several of us responded to him/her there.
So I'm not going crazy, I was sure I answered the exact same questions already
Bob is offline  

Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service - Do Not Sell My Personal Information

Copyright © 2018 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.