CharlesNike

Does anyone know how to get a bank to lend mortgage monies on our owned USA home....because we are being told we have to have TWO YEARS credit history in USA and they will not accept UK credit history. We need to re-finance to take advantage of cheaper rates than our UK loans used to pay for the move across the pond. Thanks Charles

Sue

Hi Charles,

Welcome to BE, I hope you enjoy being part of our community.

You might want to read our Wiki as some members have shared some great tips on finance and building credit history.

Here are the links:

http://britishexpats.com/wiki/Fatbri...it_and_Finance

http://britishexpats.com/wiki/General_USA_Credit_Info

fatbrit

If your L/V < 70, shop it around -- there may be a slim chance you'll find an offer. Use independent brokers as well as financial institutions.

Meanwhile, start working on building up a US credit history.

CharlesNike

Thanks our loan/Value is 33% so we have just got to find a broker....does anyone know an ex-pat who is a USA mortgage broker who could help us?

Bob

check around local credit unions, they might be able to help out.