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Micro Chips on US Credit Cards

Micro Chips on US Credit Cards

Old Nov 1st 2019, 1:23 pm
  #16  
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Default Re: Micro Chips on US Credit Cards

I have a Chase/British Airways credit card that is contactless. Used it all over Netherlands, Belgium, France and UK this summer. Worked great. The only place it did not work was a petrol station in France which had not been upgraded to contactless. There was no attendant (it was some type of holiday). Had to go elsewhere.

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Old Nov 1st 2019, 3:53 pm
  #17  
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Default Re: Micro Chips on US Credit Cards

I have a Costco Citi Visa card which has contactless capability, I have used it in France, Belgium, UK, Australia and other countries with no issues. Australia has a much higher contactless limit than anywhere else I have visited.
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Old Nov 1st 2019, 9:57 pm
  #18  
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Default Re: Micro Chips on US Credit Cards

Just got a replacement Chase debit card and it is contactless. It even works on the new OMNY readers on the NYC Subway. No more swiping Metrocards at long last!
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Old Nov 2nd 2019, 3:50 am
  #19  
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Default Re: Micro Chips on US Credit Cards

Originally Posted by lansbury
Mrs L dropped her credit card onto the tiles in our kitchen and the micro chip came off. Seems like these are only stuck onto an indentation on the surface of the card and not a permanent part of the card. Well the Chase ones anyway, who said the chips coming off is not uncommon. Their concern was we could account for the chip.
I have never had an issue with the chip on my Chase card but the top cover of my hubby's started peeling off, then I had an issue where my card was compromised and both of ours were replaced now my cover is peeling off.
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Old Nov 2nd 2019, 3:53 am
  #20  
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Default Re: Micro Chips on US Credit Cards

Originally Posted by BenK91
Apple Pay is certainly becoming more of a thing here, which I'm happy about. Still baffles me three years after living here the amount of places that I can still only swipe my card.
Definitely catching on more. I like that my charges are not limited like in the UK (£30).
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Old Nov 2nd 2019, 4:03 am
  #21  
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Default Re: Micro Chips on US Credit Cards

Merchant liability maybe? Most places where I am in Canada now accept tap but some places still don't like Wal-Mart, Home Depot recently started accepting tap though. No signature though since our cards are chip and pin and most places wont accept a card anymore via swipe.

The banks I use all limit tap to $100 though.

I don't have smart devices like a smart phone or watch or such so can't pay via those types of things.


Originally Posted by BenK91
I've also received pins for both of my credit cards (Wells Fargo & Capital One).

Apple Pay is certainly becoming more of a thing here, which I'm happy about. Still baffles me three years after living here the amount of places that I can still only swipe my card.
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Old Nov 2nd 2019, 8:46 am
  #22  
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Default Re: Micro Chips on US Credit Cards

Originally Posted by Ash UK/US
Definitely catching on more. I like that my charges are not limited like in the UK (£30).
Applepay is not limited to £30 except in very few places that haven’t updated their software, such as our local B&M store.
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