Medical Insurance Questions
My 85 year old mother is emigrating to the US in about 3 weeks. Given she must wait 5 years for Medicare and realising there are a number of insurance companies out there, can anyone recommend from experience, or hearsay, an insurer that is good to work with while offering good coverage/value? I just need some pointers.
I have read other posts here on the subject but they seem to be somewhat dated. Many Thanks, Geoff |
Re: Medical Insurance Questions
Originally Posted by Aldwick
(Post 7931389)
I have read other posts here on the subject but they seem to be somewhat dated.
|
Re: Medical Insurance Questions
Originally Posted by fatbrit
(Post 7931396)
You don't give the state you're living in. Your best (possibly only!) hope is a state-sponsored plan that pools the uninsurable together.
3 weeks doesn't exactly leave a lot of time to sort this out... |
Re: Medical Insurance Questions
Originally Posted by Aldwick
(Post 7931389)
My 85 year old mother is emigrating to the US in about 3 weeks. Given she must wait 5 years for Medicare and realising there are a number of insurance companies out there, can anyone recommend from experience, or hearsay, an insurer that is good to work with while offering good coverage/value? I just need some pointers.
I have read other posts here on the subject but they seem to be somewhat dated. Many Thanks, Geoff |
Re: Medical Insurance Questions
Originally Posted by Aldwick
(Post 7931389)
can anyone recommend from experience, or hearsay, an insurer that is good to work with while offering good coverage/value?
|
Re: Medical Insurance Questions
There have been plenty of posts, but no solutions.
Two thoughts that comes to mind is that if you go to the Emergency Room at your local Hospital they can not refuse you treatment. And if you do not live in a State that has a plan, move to one. There are very few. |
Re: Medical Insurance Questions
I just consider this ludicrous bringing an 85 year old here ..
i just hope you are very wealthy ....if you are the sponsor... |
Re: Medical Insurance Questions
Originally Posted by Ray
(Post 7931752)
I just consider this ludicrous bringing an 85 year old here ..
i just hope you are very wealthy ....if you are the sponsor... |
Re: Medical Insurance Questions
I thought I had seen this, healthcare was mentioned in July.
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Re: Medical Insurance Questions
Bit late in the game to think about insurance now isn't it?
Possible job at walmart? Definitely look for a start that has a pool or it'll not really happen....and this isn't a visa question. |
Re: Medical Insurance Questions
High risk pool.
There really isn't any other way. $2,000 a month easy if you can even find some firm that will write a policy, but that's pretty doubtful. You might get some travel health insurance but those are fraught with exceptions and even they might not write a policy. Some states--very few--do not follow the 5 year rule on their Medicare/Medicaid, such as California and New York, but that coverage is often limited to only a very few items. |
Re: Medical Insurance Questions
Originally Posted by Bob
(Post 7931908)
Bit late in the game to think about insurance now isn't it?
Possible job at walmart? Definitely look for a start that has a pool or it'll not really happen....and this isn't a visa question. |
Re: Medical Insurance Questions
Yes, healthcare is a racket in the states, and gets worse if you have a pre-existing condition. But I've a friend in Scotland, and the healthcare there is shameful too. Sad.
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Re: Medical Insurance Questions
Originally Posted by bohemianprincess
(Post 7932248)
Yes, healthcare is a racket in the states, and gets worse if you have a pre-existing condition. But I've a friend in Scotland, and the healthcare there is shameful too. Sad.
|
Re: Medical Insurance Questions
Originally Posted by Ray
(Post 7931752)
I just consider this ludicrous bringing an 85 year old here ..
i just hope you are very wealthy ....if you are the sponsor... I have to agree with you, Ray. Anyone living in the US, whether it is a US Citizen, legal resident or illegal resident, knows that healthcare insurance is exorbitant and out of reach for most people, let alone an elder person. Why in heaven's name would you "import" elderly person to a country that doesn't have national healthcare? |
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