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Old Jan 14th 2008, 11:03 pm
  #46  
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Default Re: medical insurance

Originally Posted by Bob
okay, experience is from Maine, but it's one and the same...average salary being around $13-15K
According to this link, median household income in Maine in '04 was 41k, just under the US average:

http://quickfacts.census.gov/qfd/states/23000.html
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Old Jan 15th 2008, 12:13 am
  #47  
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Default Re: medical insurance

Originally Posted by Giantaxe
Ah, but scientists are also willing to back up what thy claim are facts with justification and evidence
Yes we do. But MM could do better. He has all this info. and ability to get issues "out there" but screws it up in how he presents it You really don't know what to believe with him. I have a hard time trusting him. He's a tabloid producer (or whatever he is). I can't stand him.
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Old Jan 15th 2008, 4:05 am
  #48  
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Default Re: medical insurance

Originally Posted by Boiler
Wrong way around.

Long Term Disability is the issue.
Not really - since many employees only get paid two weeks sick they are bankrupt and homeless by the time LTC kicks in.

Hence I sell significantly more STD than LTC.
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Old Jan 15th 2008, 4:56 am
  #49  
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Default Re: medical insurance

Originally Posted by scotch03
Not really - since many employees only get paid two weeks sick they are bankrupt and homeless by the time LTC kicks in.

Hence I sell significantly more STD than LTC.
Disability Insurance with a short time deductible is expensive, logical if you think about it.

Anybody that tight on money probably can not/will not afford it.

Insurance should generally be used for those costs you can not self fund,
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Old Jan 15th 2008, 4:34 pm
  #50  
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Default Re: medical insurance

Originally Posted by Giantaxe
According to this link, median household income in Maine in '04 was 41k, just under the US average:

http://quickfacts.census.gov/qfd/states/23000.html
very skewed...80% of the wealth of the state is south of Portland though....where the millionaires live.
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Old Jan 15th 2008, 5:16 pm
  #51  
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Default Re: medical insurance

Originally Posted by Bob
very skewed...80% of the wealth of the state is south of Portland though....where the millionaires live.
That's why a median rather than a mean is used.
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