medical insurance
#1
Guest
Posts: n/a
medical insurance
Hi everyone,
My husband and I are looking for medical insurance which only covers us for emergencies. Does anyone know of any good, reasonably priced companies?
My husband and I are looking for medical insurance which only covers us for emergencies. Does anyone know of any good, reasonably priced companies?
#2
Re: medical insurance
Originally Posted by Alice in Wonderland
Hi everyone,
My husband and I are looking for medical insurance which only covers us for emergencies. Does anyone know of any good, reasonably priced companies?
My husband and I are looking for medical insurance which only covers us for emergencies. Does anyone know of any good, reasonably priced companies?
Assurant health have a high deductible $2500 health plan relatively cheap for people whom are young(ish) and in good health. less than $80 per person per person in some cases
of course, not much is covered, no dental / vision nor maternity care.
But it won't leave you bankrupt if you have a brain tumour.
I presume a lot of other companies, not just assurant have similar policies.
It is also a good idea on high deductible policies to open a HSA (and keep adding to it) to pay for the deductible should you need to use the policy.
HSA's are available from most financial institutions.
#3
Re: medical insurance
Originally Posted by Alice in Wonderland
Hi everyone,
My husband and I are looking for medical insurance which only covers us for emergencies. Does anyone know of any good, reasonably priced companies?
My husband and I are looking for medical insurance which only covers us for emergencies. Does anyone know of any good, reasonably priced companies?
NC Penguin
#4
Account Closed
Joined: Mar 2004
Posts: 2
Re: medical insurance
Originally Posted by Manc
Yes.
Assurant health have a high deductible $2500 health plan relatively cheap for people whom are young(ish) and in good health. less than $80 per person.
of course, not much is covered, no dental / vision nor maternity care.
But it won't leave you bankrupt if you have a brain tumour.
I presume a lot of other companies, not just assurant have similar policies.
It is also a good idea on high deductible policies to open a HSA (and keep adding to it) to pay for the deductible should you need to use the policy.
HSA's are available from most financial institutions.
Assurant health have a high deductible $2500 health plan relatively cheap for people whom are young(ish) and in good health. less than $80 per person.
of course, not much is covered, no dental / vision nor maternity care.
But it won't leave you bankrupt if you have a brain tumour.
I presume a lot of other companies, not just assurant have similar policies.
It is also a good idea on high deductible policies to open a HSA (and keep adding to it) to pay for the deductible should you need to use the policy.
HSA's are available from most financial institutions.
PS I have cover with $5k deductible, just over $100, tax deductible I think.
#5
Re: medical insurance
Pre-existing conditions is another thing to look out for....any complications due to them and might not be covered etc..
Though if it's only short term emergency medical, could try travel companies for holiday insurance?
Don't know if these people can help, but didn't need to be resident to have a one way holiday insurance with them: www.worldwideinsure.com
Though it was a couple years since I got the one way insurance off them though...
Though if it's only short term emergency medical, could try travel companies for holiday insurance?
Don't know if these people can help, but didn't need to be resident to have a one way holiday insurance with them: www.worldwideinsure.com
Though it was a couple years since I got the one way insurance off them though...