Medical Insurance
#1
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Joined: Jan 2004
Location: Rotherham, UK
Posts: 2
Medical Insurance
A friend of mine is wanting to emigrate to USA but is worried about his insurance premiums, as he is a diabetic. His health is A1 - ie no problems. Has recommendations or contacts ???
#2
The diabetes would be classed as a pre-existing condition, for a certain length of time at least.
He could get health insure, but it would be exempt from covering pre-existing conditions.
For example, if he were to break his leg in a car accident, then they'd pay out.
If he didn't eat enough sugar and went into a coma and was hospitalised for a few days then they wouldn't cover it.
He could get health insure, but it would be exempt from covering pre-existing conditions.
For example, if he were to break his leg in a car accident, then they'd pay out.
If he didn't eat enough sugar and went into a coma and was hospitalised for a few days then they wouldn't cover it.
#3
Re: Medical Insurance
Originally posted by Sue Pashley
A friend of mine is wanting to emigrate to USA but is worried about his insurance premiums, as he is a diabetic. His health is A1 - ie no problems. Has recommendations or contacts ???
A friend of mine is wanting to emigrate to USA but is worried about his insurance premiums, as he is a diabetic. His health is A1 - ie no problems. Has recommendations or contacts ???
#4
Some employer-related policies will not have a pre-existing condition clause. You'd really need to ask the employer (a) do they have a health plan, and (b) what is the policy regarding pre-existing conditions. Also, ask when coverage starts. If it starts when employment starts, and he comes over before the start of his contract, he may not be covered.