Medical and Health insurance quote
May 18th 2004, 2:38 pm
#1
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Thread Starter
Joined: Feb 2003
Location: We're here!
Posts: 768
Medical and Health insurance quote
We need to buy our own medical and accidental insurance for about 1-2 months (until my other half's job starts and then his company will cover us).
We called AIG (who we are getting our car insurance from) and we were quoted this:
'Gateway Plus Plan, $500 deductable, $100,000 cover for 2 adults and 1 child. $195.50 per month'
We have never bought this kind of insurance before and was wondering, 1) Is $100,000 a reasonable amount of cover? (they had a $500,000 option but you HAD to take this for a minimum of 6 months. 2) Does $195.50 sound about right?
Without going into full blown details, we will be covered if we fall ill and need to see a Dr etc... or if we had an accident and needed surgery etc...
Thanks everyone
We called AIG (who we are getting our car insurance from) and we were quoted this:
'Gateway Plus Plan, $500 deductable, $100,000 cover for 2 adults and 1 child. $195.50 per month'
We have never bought this kind of insurance before and was wondering, 1) Is $100,000 a reasonable amount of cover? (they had a $500,000 option but you HAD to take this for a minimum of 6 months. 2) Does $195.50 sound about right?
Without going into full blown details, we will be covered if we fall ill and need to see a Dr etc... or if we had an accident and needed surgery etc...
Thanks everyone
May 18th 2004, 2:41 pm
#2
@matthewb76
Joined: Jul 2003
Location: Missouri
Posts: 21,886
Re: Medical and Health insurance quote
Originally posted by whatever
We need to buy our own medical and accidental insurance for about 1-2 months (until my other half's job starts and then his company will cover us).
We called AIG (who we are getting our car insurance from) and we were quoted this:
'Gateway Plus Plan, $500 deductable, $100,000 cover for 2 adults and 1 child. $195.50 per month'
We have never bought this kind of insurance before and was wondering, 1) Is $100,000 a reasonable amount of cover? (they had a $500,000 option but you HAD to take this for a minimum of 6 months. 2) Does $195.50 sound about right?
Without going into full blown details, we will be covered if we fall ill and need to see a Dr etc... or if we had an accident and needed surgery etc...
Thanks everyone
We need to buy our own medical and accidental insurance for about 1-2 months (until my other half's job starts and then his company will cover us).
We called AIG (who we are getting our car insurance from) and we were quoted this:
'Gateway Plus Plan, $500 deductable, $100,000 cover for 2 adults and 1 child. $195.50 per month'
We have never bought this kind of insurance before and was wondering, 1) Is $100,000 a reasonable amount of cover? (they had a $500,000 option but you HAD to take this for a minimum of 6 months. 2) Does $195.50 sound about right?
Without going into full blown details, we will be covered if we fall ill and need to see a Dr etc... or if we had an accident and needed surgery etc...
Thanks everyone
Basically, if you get run over and are in a vegetative state for the rest of your live, then $100,000 ain't enough!
But if you get run over and break your leg, then this policy will cover it.
May 18th 2004, 3:00 pm
#3
Not living a 9 to 5 life
Joined: Jun 2002
Location: North Carolina
Posts: 11,061
Re: Medical and Health insurance quote
Originally posted by whatever
We need to buy our own medical and accidental insurance for about 1-2 months (until my other half's job starts and then his company will cover us).
We called AIG (who we are getting our car insurance from) and we were quoted this:
'Gateway Plus Plan, $500 deductable, $100,000 cover for 2 adults and 1 child. $195.50 per month'
We have never bought this kind of insurance before and was wondering, 1) Is $100,000 a reasonable amount of cover? (they had a $500,000 option but you HAD to take this for a minimum of 6 months. 2) Does $195.50 sound about right?
Without going into full blown details, we will be covered if we fall ill and need to see a Dr etc... or if we had an accident and needed surgery etc...
Thanks everyone
We need to buy our own medical and accidental insurance for about 1-2 months (until my other half's job starts and then his company will cover us).
We called AIG (who we are getting our car insurance from) and we were quoted this:
'Gateway Plus Plan, $500 deductable, $100,000 cover for 2 adults and 1 child. $195.50 per month'
We have never bought this kind of insurance before and was wondering, 1) Is $100,000 a reasonable amount of cover? (they had a $500,000 option but you HAD to take this for a minimum of 6 months. 2) Does $195.50 sound about right?
Without going into full blown details, we will be covered if we fall ill and need to see a Dr etc... or if we had an accident and needed surgery etc...
Thanks everyone
Also, does this health insurance include dental? You might want to consider that, mostly for your child (tooth falls out, falls off bike, etc.)
May 18th 2004, 4:06 pm
#4
BE Forum Addict
Joined: Mar 2004
Location: Chicago, Il
Posts: 1,320
whatever - get travel insurance... much cheaper and will cover you for up to 3months. I will pm you the details I was sent (can't post them, I don't have them right now).. much cheaper than that tho.
May 18th 2004, 4:11 pm
#5
Rock Goddess
Joined: Jan 2003
Location: Connecticut USA
Posts: 1,429
Travel insurance won't cover you if you are moving to the US and not just visiting. I tried to get 2 weeks worth of coverage that way in the interim between arriving and starting my job which has free health insurance. They wouldn't cover me and I've used them for years. You don't want to take the risk that they won't pay out in the event of a claim.
May 18th 2004, 4:15 pm
#6
BE Forum Addict
Joined: Mar 2004
Location: Chicago, Il
Posts: 1,320
woah - nice small sig their rockgurl... thought you'd typed an essay.
the company I was directed at specialises in this interim period between arriving and starting a job. The specifically cover it. As soon as the PA to the boss here sends me the details again I'll post them
the company I was directed at specialises in this interim period between arriving and starting a job. The specifically cover it. As soon as the PA to the boss here sends me the details again I'll post them
May 18th 2004, 6:19 pm
#7
BE Forum Addict
Joined: Sep 2003
Location: Grand Rapids, MI
Posts: 4,525
Just my opinion.. but I would seriously consider taking the $500,000 coverage.
Ash
Ash
May 18th 2004, 9:54 pm
#8
Stuff and Nonsense
Joined: Sep 2003
Location: Russ: Vermont Jayne: was London, UK to VT
Posts: 358
