Medical cover
Oct 21st 2005, 9:37 am
#1
Forum Regular
Thread Starter
Joined: Jan 2004
Location: Priddy, Somerset
Posts: 40
Medical cover
Ok, so now I am paniking. I am due to go out to Atlanta with my family on the 7th of November for 2 years. Everything is sorted except for the medical cover. My company is just not dealing with this properly 
There are a couple of complications:
My son had a fit at the beginning of the year. He has had lots of tests in the UK and the reason is undiagnosed and will not be investigated any further. This was dione under the NSH. Clearly I need to declare this - what I need to know is will it be covered?
My wife has an ongoing medical condition that requires regular medication. Again this was done under the NHS. Will this be covered.
While I understand that you folks probably cant give me a difinitive answer, I am keen to understand your experiences.
Chris.
There are a couple of complications:
My son had a fit at the beginning of the year. He has had lots of tests in the UK and the reason is undiagnosed and will not be investigated any further. This was dione under the NSH. Clearly I need to declare this - what I need to know is will it be covered?
My wife has an ongoing medical condition that requires regular medication. Again this was done under the NHS. Will this be covered.
While I understand that you folks probably cant give me a difinitive answer, I am keen to understand your experiences.
Chris.
Oct 21st 2005, 10:11 am
#2
Mr. Grumpy
Joined: Jun 2003
Location: Nashville, TN
Posts: 3,100
Re: Medical cover
Originally Posted by Funky Chicken
Ok, so now I am paniking. I am due to go out to Atlanta with my family on the 7th of November for 2 years. Everything is sorted except for the medical cover. My company is just not dealing with this properly
There are a couple of complications:
My son had a fit at the beginning of the year. He has had lots of tests in the UK and the reason is undiagnosed and will not be investigated any further. This was dione under the NSH. Clearly I need to declare this - what I need to know is will it be covered?
My wife has an ongoing medical condition that requires regular medication. Again this was done under the NHS. Will this be covered.
While I understand that you folks probably cant give me a difinitive answer, I am keen to understand your experiences.
Chris.
There are a couple of complications:
My son had a fit at the beginning of the year. He has had lots of tests in the UK and the reason is undiagnosed and will not be investigated any further. This was dione under the NSH. Clearly I need to declare this - what I need to know is will it be covered?
My wife has an ongoing medical condition that requires regular medication. Again this was done under the NHS. Will this be covered.
While I understand that you folks probably cant give me a difinitive answer, I am keen to understand your experiences.
Chris.
I suggest you contact the HR department at the company
health insurance companies in the USA are a scam and will try to deny ANYTHING especially pre-existing conditions
I hope you have a good income (and by good I mean can potentially absorb thousands of dollars a year in your own costs)
Oct 21st 2005, 10:31 am
#3
Forum Regular
Joined: Jan 2005
Posts: 121
Re: Medical cover
Originally Posted by Funky Chicken
Ok, so now I am paniking. I am due to go out to Atlanta with my family on the 7th of November for 2 years. Everything is sorted except for the medical cover. My company is just not dealing with this properly
There are a couple of complications:
My son had a fit at the beginning of the year. He has had lots of tests in the UK and the reason is undiagnosed and will not be investigated any further. This was dione under the NSH. Clearly I need to declare this - what I need to know is will it be covered?
My wife has an ongoing medical condition that requires regular medication. Again this was done under the NHS. Will this be covered.
While I understand that you folks probably cant give me a difinitive answer, I am keen to understand your experiences.
Chris.
There are a couple of complications:
My son had a fit at the beginning of the year. He has had lots of tests in the UK and the reason is undiagnosed and will not be investigated any further. This was dione under the NSH. Clearly I need to declare this - what I need to know is will it be covered?
My wife has an ongoing medical condition that requires regular medication. Again this was done under the NHS. Will this be covered.
While I understand that you folks probably cant give me a difinitive answer, I am keen to understand your experiences.
Chris.
You need to ask them which Health Provider they use,but generally if Health Care is provided then you should be ok.
Redlobster
Oct 21st 2005, 1:43 pm
#4
Forum Regular
Thread Starter
Joined: Jan 2004
Location: Priddy, Somerset
Posts: 40
Re: Medical cover
Originally Posted by redlobster
Hi Funky Chicken,,If you are getting health coverage from your employer, then you will be coverd for Pre-Existing conditions.Are they just not confirming that you have health cover. ??
You need to ask them which Health Provider they use,but generally if Health Care is provided then you should be ok.
Redlobster
You need to ask them which Health Provider they use,but generally if Health Care is provided then you should be ok.
Redlobster
Oct 21st 2005, 1:54 pm
#5
Forum Regular
Joined: Jan 2005
Posts: 121
Re: Medical cover
Originally Posted by Funky Chicken
Thanks for the reply. I got rather shirty with my employer and told them it was all off unless they sort it out today. All of a sudden all the problems went away
We found that the louder you shout the more they listen.
Sad but true..
Redlobster
Oct 21st 2005, 5:44 pm
#6
Mr. Grumpy
Joined: Jun 2003
Location: Nashville, TN
Posts: 3,100
Re: Medical cover
Originally Posted by redlobster
Hi Funky Chicken,,If you are getting health coverage from your employer, then you will be coverd for Pre-Existing conditions.
My wife works for the state, and until i could show a certificate of coverage from my previous employer and they could verify that it was not a pre-existing condition, they refused to pay ANY of my bill
blue cross blue shield rot in hell
Oct 21st 2005, 6:22 pm
#7
BE Site Lead
Joined: Aug 2004
Location: MA, USA
Posts: 92,170
Re: Medical cover
Originally Posted by BritGuyTN
Nope - this is incorrect
My wife works for the state, and until i could show a certificate of coverage from my previous employer and they could verify that it was not a pre-existing condition, they refused to pay ANY of my bill
blue cross blue shield rot in hell
My wife works for the state, and until i could show a certificate of coverage from my previous employer and they could verify that it was not a pre-existing condition, they refused to pay ANY of my bill
blue cross blue shield rot in hell
OP...in which case you'll probably want to look at COBRA and after bleeding out of your arse from the shock of the premiums, you should be all sorted until the medical kicks in...as some places you have to be with them for certain length of time before pre-existing conditions get covered and all that...so look at the small print, and do it again to see really what is covered.
