Re: Medical
 

[QUOTE=fatbrit]You're going to be at the couple of grand


thats cheap enough only 2 months medical insurance

Re: Medical
 

Presumably spouse was using prices Cigna had contracted with local providers? The ECG provider states a standard test is, for example, $400, CIGNA tell contract with them to pay a percentage of this (say $200), and CIGNA just charge your spouse copays and excesses (say $30).

But if you just walk in off the street and say, "give me a test, I'm paying cash," you'll get a bill for $400.

Re: Medical
 

Actually, knowing my spouse's employer, the employer probably negotiated prices with CIGNA. We have no copay for our plan either (it's a PPO if this makes any difference).




NC Penguin

Re: Medical
 

Only decent thing about the janky arse insurance the missus gets, we are allowed a full medical for free once every 2 years until we reach a certain age, can't remember what it was...and one free dental checkup/clean a year, and eye balls with free len replacement once a year and new frames every two...so i'm definately trying to wing the free frames for shades as my old ones are getting well a bit old....sun's a mare in the evenings around here...

Re: Medical
 

All ER work and materials always costs much much more - avoid them if you can wait to see your regular doctor and don't take any normal medicine from them like painkillers - you will be obscenely overcharged.

Re: Medical
 

Yeah, but on a saturday afternoon when a 3 month pregnant lady starts blleeding quite nastily, you don't really want to wait till monday to see the OBGYN.

Obscene is a good word for it - its obscene the way they take advantage of a patient you (even more than normal) because you have a situation that requires ER admission, rather than seeing the normal doctor. We went thru a similar situation in Singapore, and there the rates were the same for the 'work', irrespective of whether it had been ordered by the regular Gynae or the duty ER doctor.

Re: Medical
 

Yorkie: I have to agree with you, the medical facilities in Singapore are excellent. We had to take numerous trips to the ER at Mount Elizabeth and Gleneagles 24 hr medical centres for one reason or another (I didn't like Mt E though, visited a friend at the maternity unit and had to put the car in a lift in their multi-storey car park....nearly had a panic attack when the lift doors closed whilst I sat in the car....horrible experience). I can't really comprehend how the locals cope when they elect to stay in the cheaper non-airconditioned wards in the tropical heat though...

Our Singaporean doctor wouldn't give us any copies of our medical records when we left the country....did you get yours?

Re: Medical
 

Know what you mean about the non-aircon wards - pretty grim! And Mount E as just too big. We used Thomson Medical Centre - much smaller, more of a family feel, but just as well equipped.

Yes, we got full records when we left, no problems. I think we had to pay the copy fees for one of the doctors, but the other one (wifes gynae) just gave us a full copy no problem. My wife went back while she was pregnant with #2, and popped in to see the gynae that delivered #1. He made room in his schedule to see her, had a poke around for old times sake (say what!) and gave her a scan to make sure everything was OK before she got on the flight to come back. All for free!