Lowering Your Auto Insurance- My Way
Mar 16th 2006, 12:41 am
#61
Joined: Mar 2003
Posts: 68,280
Re: Lowering Your Auto Insurance- My Way
Originally Posted by Manc
Incidentally, I know I've just switched jobs, but just had an interview for a job with Citizens (and an extra 10k a year........)
In Florida.... Citizens is the State run Insurance of last resort..
Mar 16th 2006, 12:49 am
#62
@matthewb76
Joined: Jul 2003
Location: Missouri
Posts: 21,886
Re: Lowering Your Auto Insurance- My Way
Originally Posted by Ray
Now there is Citizens and there is Citizens....
In Florida.... Citizens is the State run Insurance of last resort..
In Florida.... Citizens is the State run Insurance of last resort..
Who Should Pay?
Palm Beach, Fla. (The Wall Street Journal)--Hurricane season is over, but for John Beach there's one more financial cloud on the horizon. He recently got a notice that insuring the house he owns near the Atlantic Ocean against wind damage will cost $7,606 in premiums this year, with a $12,500 deductible. And he's in no position to shop around. The only company offering a policy is Citizens Property Insurance Corp., Florida's insurer-of-last-resort.
"I suppose we'll go ahead and pay it," says Mr. Beach.
Palm Beach, Fla. (The Wall Street Journal)--Hurricane season is over, but for John Beach there's one more financial cloud on the horizon. He recently got a notice that insuring the house he owns near the Atlantic Ocean against wind damage will cost $7,606 in premiums this year, with a $12,500 deductible. And he's in no position to shop around. The only company offering a policy is Citizens Property Insurance Corp., Florida's insurer-of-last-resort.
"I suppose we'll go ahead and pay it," says Mr. Beach.
Who else should pay it dickhead?? you're the one lives in the most hurricane prone area in the world.
Mar 16th 2006, 2:21 am
#63
Lost in BE Cyberspace
Joined: Feb 2004
Posts: 14,578
Re: Lowering Your Auto Insurance- My Way
Originally Posted by Manc
yes I applied for a job with the Citizens whom aren't applying to increase rates by another 100%
"I suppose we'll go ahead and pay it," ????????
Who else should pay it dickhead?? you're the one lives in the most hurricane prone area in the world.
"I suppose we'll go ahead and pay it," ????????
Who else should pay it dickhead?? you're the one lives in the most hurricane prone area in the world.
Maybe an exodus due to high insurance will help lower property prices.
Mar 16th 2006, 2:25 am
#64
@matthewb76
Joined: Jul 2003
Location: Missouri
Posts: 21,886
Re: Lowering Your Auto Insurance- My Way
Originally Posted by anotherlimey
I hear people moaning all the time about hurricane insurance;.
as for bitching about the price, I mean insurance companies aren't in it for the good of their health........they wanna make a profit. even the last resort carriers cannot be bankrolled by taxpayers whom don't have the hurricane exposure. Then what you'll get is people who live in the middle of the state subsidising those that live on the coast.
Mar 16th 2006, 2:37 am
#65
Lost in BE Cyberspace
Joined: Feb 2004
Posts: 14,578
Re: Lowering Your Auto Insurance- My Way
Originally Posted by Manc
don't live in a hurricane area then.........simple really.
as for bitching about the price, I mean insurance companies aren't in it for the good of their health........they wanna make a profit. even the last resort carriers cannot be bankrolled by taxpayers whom don't have the hurricane exposure. Then what you'll get is people who live in the middle of the state subsidising those that live on the coast.
as for bitching about the price, I mean insurance companies aren't in it for the good of their health........they wanna make a profit. even the last resort carriers cannot be bankrolled by taxpayers whom don't have the hurricane exposure. Then what you'll get is people who live in the middle of the state subsidising those that live on the coast.
Mar 16th 2006, 2:37 am
#66
BE Forum Addict
Joined: May 2005
Location: USA
Posts: 1,865
Re: Lowering Your Auto Insurance- My Way
Originally Posted by Manc
don't live in a hurricane area then.........simple really.
as for bitching about the price, I mean insurance companies aren't in it for the good of their health........they wanna make a profit. even the last resort carriers cannot be bankrolled by taxpayers whom don't have the hurricane exposure. Then what you'll get is people who live in the middle of the state subsidising those that live on the coast.
as for bitching about the price, I mean insurance companies aren't in it for the good of their health........they wanna make a profit. even the last resort carriers cannot be bankrolled by taxpayers whom don't have the hurricane exposure. Then what you'll get is people who live in the middle of the state subsidising those that live on the coast.
Mar 16th 2006, 3:53 am
#67
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Joined: Oct 2004
Location: The Big Apple
Posts: 1,834
Re: Lowering Your Auto Insurance- My Way
Originally Posted by UKintheUSA
We pay monthly with Geico. I hate them but I have been with them for over ten years!
No offence - but are you stupid?
You hate them but you've been with them 10 years? Then change!!! Unless you meant to say you hate them but they are the cheapest - which ALMOST makes sense until you question why you hate them?
Mar 16th 2006, 5:38 am
#68
Never right in the head!
Joined: Aug 2003
Location: Texas
Posts: 1,465
Re: Lowering Your Auto Insurance- My Way
I pay $149 a month (direct debit) for 2 cars with Progressive. Thats $1788 per year.
I've had other companies try and beat that but they can't so looks like I'll be sticking with them.
By the way if you get a speeding ticket...pay the court fee's and go to defense driving, its well worth it (otherwise you may pay an extra $300 - $500 per year on you car insurance).
I've had other companies try and beat that but they can't so looks like I'll be sticking with them.
By the way if you get a speeding ticket...pay the court fee's and go to defense driving, its well worth it (otherwise you may pay an extra $300 - $500 per year on you car insurance).
Mar 16th 2006, 9:19 am
#69
BE Site Lead
Joined: Aug 2004
Location: MA, USA
Posts: 92,176
Re: Lowering Your Auto Insurance- My Way
Originally Posted by Manc
Incidentally, I know I've just switched jobs, but just had an interview for a job with Citizens (and an extra 10k a year........)
Mar 19th 2006, 12:26 am
#70
Joined: Dec 2001
Location: Dixie, ex UK
Posts: 52,591
Re: Lowering Your Auto Insurance- My Way
Originally Posted by Bob
it [GEICO]was originally for anyone working for the government, postal workers, teachers etc..not just military...
Mar 19th 2006, 1:39 am
#71
Lost in BE Cyberspace
Joined: Oct 2003
Posts: 22,105
Re: Lowering Your Auto Insurance- My Way
Originally Posted by Yosser
By the way if you get a speeding ticket...pay the court fee's and go to defense driving, its well worth it (otherwise you may pay an extra $300 - $500 per year on you car insurance).
because the State of Washington doesn't offer this?
Mar 19th 2006, 2:42 am
#72
Banned
Joined: Oct 2004
Location: Santa Monica,CA from Birmingham, UK
Posts: 18,402
Re: Lowering Your Auto Insurance- My Way
I pay $1000 a year for 3 cars and my 4th car is completely free since it is a company car 
Mar 19th 2006, 9:38 am
#73
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Joined: May 2005
Location: USA
Posts: 1,865
Re: Lowering Your Auto Insurance- My Way
Originally Posted by lionheart
I pay $1000 a year for 3 cars and my 4th car is completely free since it is a company car
Mar 21st 2006, 7:20 am
#74
Banned
Joined: Oct 2004
Location: Santa Monica,CA from Birmingham, UK
Posts: 18,402
Re: Lowering Your Auto Insurance- My Way
Originally Posted by Celsius
... but you've been in the US donkeys years, haven't you?
Mar 21st 2006, 5:20 pm
#75
Account Closed
Joined: Mar 2004
Posts: 2
Re: Lowering Your Auto Insurance- My Way
Some differences between US and UK practice.
Inusrance companies can pull your DMV records.
If you have had a ticket it appears that ther is no obligation to inform the Insurer at renewal.
DMV report are usually pulled for new business, or if there is an obvious incident, like a claim. Occasionally at other times.
I am surprised one speeding ticket would have much if any impact.
Inusrance companies can pull your DMV records.
If you have had a ticket it appears that ther is no obligation to inform the Insurer at renewal.
DMV report are usually pulled for new business, or if there is an obvious incident, like a claim. Occasionally at other times.
I am surprised one speeding ticket would have much if any impact.
