Letting mother drive my car in US - Insurance
Hi all
My mother is planning to visit in Dec to look after our kids while we go away. Since we'll be away, she'd like to know she can jump into one of our cars if a problem arose. Regarding insurance, I'm aware to let a family member or friend is ok. Would the same apply to my mother even though she doesn't have a US license? Does anyone have experience of this? My insurance company is Progressive if it helps Thanks! |
Re: Letting mother drive my car in US - Insurance
Surely the best thing to do is to contact your insurance company and find out whether your mother can drive your car.:)
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Re: Letting mother drive my car in US - Insurance
so long as a friend / relative has your permission to drive the car then the car is insured subject to the terms of the policy.
granted, I worked in Michigan, but i cannot imagine the rules regarding this are not similar all over the USA. |
Re: Letting mother drive my car in US - Insurance
Originally Posted by Manc
(Post 8995322)
so long as a friend / relative has your permission to drive the car then the car is insured subject to the terms of the policy.
granted, I worked in Michigan, but i cannot imagine the rules regarding this are not similar all over the USA. |
Re: Letting mother drive my car in US - Insurance
Thanks for the advice :)
Went trawlling the Progressive website but couldn't find anything that specific. A call may well be in order to confirm. |
Re: Letting mother drive my car in US - Insurance
Phone and check.
My experience with US insurance companies is when they say 'licensed to drive' it means 'have a US license', and when they say 'what year did you first become licensed' it means 'what year did you first become licensed in the US. They aren't geared up for non-US license holders to drive on their policies, by default. And their smallprint is likely to reflect that. I'd call them at least twice, speak to a different person each time, and ask the same questions. If you get more than one answer..... keep digging, and ask for confirmation in writing (or email) before you let a non-US license holder sit behind the wheel. |
Re: Letting mother drive my car in US - Insurance
We called our insurance company to ask the same question, and they said that family and friends - even if they only held foreign licenses - could drive our car if we gave them permission.
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Re: Letting mother drive my car in US - Insurance
I was insured with Progressive until earlier this year and called them to ask about the same situation as you; my mum was coming over after I had shoulder surgery so I couldn't drive at all.. She only has a UK paper license issued many moons ago. They said she could drive my car on up to 13 occasions per year (not sure of the significance of the 13), and said that as long as she wasn't driving it everyday for months on end, there wouldn't be a problem.
Hope that helps a bit, but maybe worth calling just to be safe! |
Re: Letting mother drive my car in US - Insurance
Originally Posted by hobbes79
(Post 8995182)
Hi all
My mother is planning to visit in Dec to look after our kids while we go away. Since we'll be away, she'd like to know she can jump into one of our cars if a problem arose. Regarding insurance, I'm aware to let a family member or friend is ok. Would the same apply to my mother even though she doesn't have a US license? Does anyone have experience of this? My insurance company is Progressive if it helps Thanks! |
Re: Letting mother drive my car in US - Insurance
We checked this when we were going to visit my wife's family for the first time. We were told that if I had an 'international driver's license' it wouldn't be a problem.
In th end, I got my hands on an International Driver's Permit (ten minutes at the post office and it's yours) and there were no problems... |
Re: Letting mother drive my car in US - Insurance
Originally Posted by TimandRae
(Post 8996605)
We checked this when we were going to visit my wife's family for the first time. We were told that if I had an 'international driver's license' it wouldn't be a problem.
In th end, I got my hands on an International Driver's Permit (ten minutes at the post office and it's yours) and there were no problems... |
Re: Letting mother drive my car in US - Insurance
Originally Posted by BritishGuy36
(Post 8996985)
That just shows how clueless these people are, and reinforces the point that you should get it in writing. An IDP serves no purpose whatsoever for drivers with UK licenses in the USA since the IDP is just meant to be a translation of a foreign license. Since UK licenses are in English no translation is needed, making an IDP worthless.
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Re: Letting mother drive my car in US - Insurance
Originally Posted by hobbes79
(Post 8995182)
Hi all
My mother is planning to visit in Dec to look after our kids while we go away. Since we'll be away, she'd like to know she can jump into one of our cars if a problem arose. Regarding insurance, I'm aware to let a family member or friend is ok. Would the same apply to my mother even though she doesn't have a US license? Does anyone have experience of this? My insurance company is Progressive if it helps Thanks! |
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