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Keeping UK bank account open – address ?

Keeping UK bank account open – address ?

Old Jul 6th 2016, 1:17 pm
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Default Keeping UK bank account open – address ?

Hi All,

We will be in USA by early September ..We bank with Barclays and Santander.

I have changed the preference to E-statements (paperless) .

What shall I do with our address as we have sold our house.

What options do I have to keep the account running in UK.

Thanks
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Old Jul 6th 2016, 1:29 pm
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Default Re: Keeping UK bank account open – address ?

Some banks will reportedly take a US address, but there have been reports of some banks/ branches closing the accounts of people moving to the US. The problem is, as I am sure you have worked out, that once you have told the bank you're in the US, there is no going back.

I have kept my account, and given them my mother's address. This is necessarily only a temporary solution, though hopefully for a good number of years yet. What happens after that, I'm not sure. ..... Maybe my sister's address, if I am on good terms with her.
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Old Jul 6th 2016, 1:37 pm
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Default Re: Keeping UK bank account open – address ?

My UK bank uses my US address without any issues (at the moment!)
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Old Jul 6th 2016, 1:51 pm
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Default Re: Keeping UK bank account open – address ?

Check with your bank if they'll let you keep your account with a US address, and if they say no change now. I bank with First Direct in the UK and they had no problems.
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Old Jul 6th 2016, 2:08 pm
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Default Re: Keeping UK bank account open – address ?

I kept my UK bank (Lloyds) and credit card (Nationwide) accounts using my US address with no problems.
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Old Jul 6th 2016, 2:44 pm
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Default Re: Keeping UK bank account open – address ?

Thanks all - someone has experience of using USA address with Barclays or santander
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Old Jul 6th 2016, 4:29 pm
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Default Re: Keeping UK bank account open – address ?

I have a Nationwide account that would not let me use a US address, but I have seen people on here that were able to change to a US address. i spoke to the lady in the branch, maybe I should have spoken to the call center.
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Old Jul 6th 2016, 5:03 pm
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Default Re: Keeping UK bank account open – address ?

Originally Posted by UK2toUSA View Post
Thanks all - someone has experience of using USA address with Barclays or santander
Barclays take a US address with no problems. Though I changed it back to a British one, as it's impossible to buy stuff online in the UK without a British residential billing address linked to the card.
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Old Jul 6th 2016, 5:24 pm
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Default Re: Keeping UK bank account open – address ?

Originally Posted by hungryhorace View Post
Barclays take a US address with no problems. Though I changed it back to a British one, as it's impossible to buy stuff online in the UK without a British residential billing address linked to the card.
I have found the same problem, everyone wants a UK postcode. The only exception to this was my capitalone care sometimes works using my US zip code
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Old Jul 6th 2016, 5:27 pm
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Default Re: Keeping UK bank account open – address ?

Originally Posted by hungryhorace View Post
Barclays take a US address with no problems. Though I changed it back to a British one, as it's impossible to buy stuff online in the UK without a British residential billing address linked to the card.
Originally Posted by mrken30 View Post
I have found the same problem, everyone wants a UK postcode. The only exception to this was my capitalone care sometimes works using my US zip code
The Nat West have been sending correspondence to our US address for almost 20 years. We recently had the US address changed to our Canadian address...no problem.
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Old Jul 6th 2016, 5:48 pm
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Default Re: Keeping UK bank account open – address ?

The postcode issue is only a problem when trying to buy stuff online or some retailers
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Old Jul 6th 2016, 6:24 pm
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Default Re: Keeping UK bank account open – address ?

Originally Posted by hungryhorace View Post
Barclays take a US address with no problems. Though I changed it back to a British one, as it's impossible to buy stuff online in the UK without a British residential billing address linked to the card.
I'm surprised. I have never had any trouble. Guess I shop at different places to you.
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Old Jul 6th 2016, 6:26 pm
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Default Re: Keeping UK bank account open – address ?

Originally Posted by mrken30 View Post
The postcode issue is only a problem when trying to buy stuff online or some retailers
As per above, I've never had a problem. If the site/retailer does not ship overseas, that's a different story.

I find the biggest issue is sometimes getting them to remove the VAT element in the pricing as they should not charge that for goods shipped to the US.
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Old Jul 6th 2016, 6:33 pm
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Default Re: Keeping UK bank account open – address ?

Originally Posted by celticgrid View Post
As per above, I've never had a problem. If the site/retailer does not ship overseas, that's a different story.

I find the biggest issue is sometimes getting them to remove the VAT element in the pricing as they should not charge that for goods shipped to the US.
I seem to recall it's the verified by visa system that causes the problem. I mostly use my UK card for buying gifts for family and paying my electric and water bills.

Last edited by mrken30; Jul 6th 2016 at 6:43 pm.
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Old Jul 6th 2016, 6:40 pm
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Default Re: Keeping UK bank account open – address ?

Originally Posted by celticgrid View Post
I'm surprised. I have never had any trouble. Guess I shop at different places to you.
Me neither.
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