British Expats

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-   -   Keeping My UK Bank Account (https://britishexpats.com/forum/usa-57/keeping-my-uk-bank-account-511265/)

mojofilter Feb 3rd 2008 12:06 am

Keeping My UK Bank Account
 
How do I do this ?

Do I just give them a friends address as my home ??

Ta,

Paul

scotch03 Feb 3rd 2008 12:24 am

Re: Keeping My UK Bank Account
 
You can give them your US address. My bank still mails me the odd correspondence and statements are online.

mojofilter Feb 3rd 2008 12:26 am

Re: Keeping My UK Bank Account
 
Cool, I thought that you had to have a UK address to have a UK bank account (it's a Nationwide account by the way)



Originally Posted by scotch03 (Post 5875729)
You can give them your US address. My bank still mails me the odd correspondence and statements are online.


BigDavyG Feb 3rd 2008 12:28 am

Re: Keeping My UK Bank Account
 

Originally Posted by mojofilter (Post 5875737)
Cool, I thought that you had to have a UK address to have a UK bank account (it's a Nationwide account by the way)

Depends on your bank I think, but lots on here get statements posted to US addresses.

kins Feb 3rd 2008 2:00 am

Re: Keeping My UK Bank Account
 
First Direct send all my statements and correspondence here.

I also kept my Washington Mutual account when I lived in the UK and they sent everything to me there.

Ray Feb 3rd 2008 2:20 am

Re: Keeping My UK Bank Account
 

Originally Posted by mojofilter (Post 5875671)
How do I do this ?
Do I just give them a friends address as my home ??
Ta,Paul

I keep mine at my mums address ..
always very useful to have an address there as well ...

Jerseygirl Feb 3rd 2008 2:23 am

Re: Keeping My UK Bank Account
 

Originally Posted by mojofilter (Post 5875671)
How do I do this ?

Do I just give them a friends address as my home ??

Ta,

Paul

I have accounts with Nat West, Halifax amongst others...they send all correspondence to our US address.

AdobePinon Feb 3rd 2008 3:00 am

Re: Keeping My UK Bank Account
 

Originally Posted by mojofilter (Post 5875737)
Cool, I thought that you had to have a UK address to have a UK bank account (it's a Nationwide account by the way)

I think you have to have a UK address at the time you open an account - so don't close it, whatever you do. ;)

anabella Feb 3rd 2008 3:15 am

Re: Keeping My UK Bank Account
 
I'm with Barclays and I get my statements sent here too..

diecast Feb 4th 2008 8:55 am

Re: Keeping My UK Bank Account
 

Originally Posted by mojofilter (Post 5875671)
How do I do this ?

Do I just give them a friends address as my home ??

Ta,

Paul

I've kept my UK account for 25 years. Its says External Account - I think that means I'm non-uk resident for tax purposes. I also kept my Sterling American Express card when I came here, and they sent me a dollar one too when I asked which they upgraded to Gold, so I used to joke that I had a Gold card before I had a Green card.

Duncan Roberts Feb 4th 2008 7:56 pm

Re: Keeping My UK Bank Account
 
Egg wouldn't let me use a US address, so I use my mums. HSBC had no problems letting me use my US address. Only problem I've had with them is they got shirty once that I wasn't using it and tried to close the account. After a quick phone call and moan, they haven't tried since.

Ray Feb 4th 2008 8:13 pm

Re: Keeping My UK Bank Account
 
And if if you have premium bond ..you need the address there

lapin_windstar Feb 4th 2008 8:54 pm

Re: Keeping My UK Bank Account
 
I've got a current account with 2p in it. They send me quarterly statements which costs them the price of a stamp, and have done for years. I hate banks, so it's my little way of punishing them.

nickiq Feb 6th 2008 2:28 am

Re: Keeping My UK Bank Account
 
keeping a uk bank, account to an address in the Uk will do wonders to your credit score in the UK, unlike the US, our score goes against your family name and post-code......

you can be away for years and still keep an experian/ccn report

also from 2003 you can add your self to the voters role in the UK, every MONTH.... not just once a year....

for some crazy reason 50% of a Uk score is a voters hit....and you can now do this via an address, family, rented address etc...... but dont vote more than once... this is a criminal offence.....!!!!

credit cards run to a UK address, will also help, this will also keep you score going aswell as mobile bills

HSBC premier, from last May, will link all your global accounts.... so you can get what they call warm referals..you have one global manager

so eg. someone in UK wants a new account in US.... if your balance is over $25,000 then UK will refer you to US, you will get a US credit card and a $10k limit with no credit check in the US..(no social number)

then you can play the system both ways

Jerseygirl Feb 6th 2008 2:29 am

Re: Keeping My UK Bank Account
 

Originally Posted by nickiq (Post 5891809)
keeping a uk bank, account to an address in the Uk will do wonders to your credit score in the UK, unlike the US, our score goes against your family name and post-code......

you can be away for years and still keep an experian/ccn report

also from 2003 you can add your self to the voters role in the UK, every MONTH.... not just once a year....

for some crazy reason 50% of a Uk score is a voters hit....and you can now do this via an address, family, rented address etc...... but dont vote more than once... this is a criminal offence.....!!!!

credit cards run to a UK address, will also help, this will also keep you score going aswell as mobile bills

HSBC premier, from last May, will link all your global accounts.... so you can get what they call warm referals..you have one global manager

so eg. someone in UK wants a new account in US.... if your balance is over $25,000 then UK will refer you to US, you will get a US credit card and a $10k limit with no credit check in the US..(no social number)

then you can play the system both ways

If you've not been a UK resident for over 15 yrs you are not entitled to vote.


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