K1 in hand - leaving the UK questions
#16
Re: K1 in hand - leaving the UK questions
Do you have your UK accounts/cards registered to a family members address in the UK? I would like to leave my accounts open, but would rather not have stacks of mail getting sent to a UK address when I'm not there. I know you can often opt for electronic statements, which I have, but there are always some letters/statements coming from my banks accounts and credit card! But yes, I see the value of keeping the accounts open!
#17
Re: K1 in hand - leaving the UK questions
Do you have your UK accounts/cards registered to a family members address in the UK? I would like to leave my accounts open, but would rather not have stacks of mail getting sent to a UK address when I'm not there. I know you can often opt for electronic statements, which I have, but there are always some letters/statements coming from my banks accounts and credit card! But yes, I see the value of keeping the accounts open!
As for travel insurance, you aren't on holiday, so that won't be any use to you as they'll deny any claim you make.
#22
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Joined: May 2011
Posts: 165
Re: K1 in hand - leaving the UK questions
It is proof that you had health coverage and is needed when you apply for health insurance in the US.
Definitely cash the shares ISA in. You can leave the cash ISA alone, but you will have to pay US tax on any interest. So if you have no plans to return to the UK it's probably better to cash that in too and move the money to the USA.
The area I'm most concerned about is your health insurance, you cannot go on your fiance's plan until you are married. So you need to talk about that and find out the details of the plan. What does she do? lots of Americans actually don't have insurance so check and double check this.
Definitely cash the shares ISA in. You can leave the cash ISA alone, but you will have to pay US tax on any interest. So if you have no plans to return to the UK it's probably better to cash that in too and move the money to the USA.
The area I'm most concerned about is your health insurance, you cannot go on your fiance's plan until you are married. So you need to talk about that and find out the details of the plan. What does she do? lots of Americans actually don't have insurance so check and double check this.
My wife-to-be is self employed but works a couple of others jobs on a casual basis, so she pays for her own insurance. I guess I need to look at her plan and the price/coverage. Signing up to that before I get my LPR status seems risky, but I guess I could change it if there were any problems (hopefully none!).
#23
Re: K1 in hand - leaving the UK questions
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My wife-to-be is self employed but works a couple of others jobs on a casual basis, so she pays for her own insurance. I guess I need to look at her plan and the price/coverage. Signing up to that before I get my LPR status seems risky, but I guess I could change it if there were any problems (hopefully none!).
My wife-to-be is self employed but works a couple of others jobs on a casual basis, so she pays for her own insurance. I guess I need to look at her plan and the price/coverage. Signing up to that before I get my LPR status seems risky, but I guess I could change it if there were any problems (hopefully none!).
I'd ask your fiancee about her policy and see how much it would be to get you on it too.
#24
Re: K1 in hand - leaving the UK questions
You sure? I've had overseas addresses with them since '95...
The only thing they screw up on is every now and then they flip me back on to paying interest net instead of gross and I need to go through re-filing to get it paid gross. After the second or thrid time of this, I decided just to get it paid net, and the claim it back on my tax return....simpler than going back and working out what had been paid net and what gross in the same tax year....
The only thing they screw up on is every now and then they flip me back on to paying interest net instead of gross and I need to go through re-filing to get it paid gross. After the second or thrid time of this, I decided just to get it paid net, and the claim it back on my tax return....simpler than going back and working out what had been paid net and what gross in the same tax year....
#25
Re: K1 in hand - leaving the UK questions
Hi there, thanks for your post. How would I go about requesting this letter? I'm seeing a list of things I need to do now, I guess the tricky thing is knowing when to do them. As I'm not a LPR in the Us until I successfully adjust status. So the period when I enter on the K1 until after the AOS is a grey area. I'm not covered by NHS, as am in America..... and can't use travel insurance, as I am not on holiday....
As for medical insurance, get married, get added on or get a job, or don't fall over.
Weird. I looked into them in 2000 or so and they said no and was the case for a couple other mates who were moving abroard.
#26
Re: K1 in hand - leaving the UK questions
I have a First Direct account and have used my foreign address for the last five years.
To the OP, when I was in your situation I bought health insurance through medibroker.com. No idea if they still sell it, but it was a good way to get temporary health insurance that isn't travel insurance.
To the OP, when I was in your situation I bought health insurance through medibroker.com. No idea if they still sell it, but it was a good way to get temporary health insurance that isn't travel insurance.
#27
Re: K1 in hand - leaving the UK questions
There's been loads of threads on medical insurance, the wiki also. For the letter, depends on your NHS trust, some times your doctor will write one, sometimes it'll be the trust, needs to be letter headed and state that you are resident of the UK which entitles you to NHS coverage.
As for medical insurance, get married, get added on or get a job, or don't fall over.
Weird. I looked into them in 2000 or so and they said no and was the case for a couple other mates who were moving abroard.
As for medical insurance, get married, get added on or get a job, or don't fall over.
Weird. I looked into them in 2000 or so and they said no and was the case for a couple other mates who were moving abroard.