ITIN/SSN and Credit History
#1
Just Joined
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Joined: Jul 2007
Posts: 6
ITIN/SSN and Credit History
Hi This is my first post on here so here goes.
I have accepted a position with my current employer to transfer out to Greensboro NC in early January.
I have owned a property in Florida for about 6 years and had a US Mortgage and Bank Account for all that time. However I have only ever had an ITIN Number as I no need for a SSN.
My question is that once I have a SSN can I link my previous credit history from my ITIN to make the process of building up a credit history quicker
I have accepted a position with my current employer to transfer out to Greensboro NC in early January.
I have owned a property in Florida for about 6 years and had a US Mortgage and Bank Account for all that time. However I have only ever had an ITIN Number as I no need for a SSN.
My question is that once I have a SSN can I link my previous credit history from my ITIN to make the process of building up a credit history quicker
#2
Re: ITIN/SSN and Credit History
Hi This is my first post on here so here goes.
I have accepted a position with my current employer to transfer out to Greensboro NC in early January.
I have owned a property in Florida for about 6 years and had a US Mortgage and Bank Account for all that time. However I have only ever had an ITIN Number as I no need for a SSN.
My question is that once I have a SSN can I link my previous credit history from my ITIN to make the process of building up a credit history quicker
I have accepted a position with my current employer to transfer out to Greensboro NC in early January.
I have owned a property in Florida for about 6 years and had a US Mortgage and Bank Account for all that time. However I have only ever had an ITIN Number as I no need for a SSN.
My question is that once I have a SSN can I link my previous credit history from my ITIN to make the process of building up a credit history quicker
You had an ITIN cos you could not get a SSN
#3
Last orders please...
Joined: Sep 2005
Location: Way down deep in the middle of the Jungle..
Posts: 6,154
Re: ITIN/SSN and Credit History
Hi This is my first post on here so here goes.
I have accepted a position with my current employer to transfer out to Greensboro NC in early January.
I have owned a property in Florida for about 6 years and had a US Mortgage and Bank Account for all that time. However I have only ever had an ITIN Number as I no need for a SSN.
My question is that once I have a SSN can I link my previous credit history from my ITIN to make the process of building up a credit history quicker
I have accepted a position with my current employer to transfer out to Greensboro NC in early January.
I have owned a property in Florida for about 6 years and had a US Mortgage and Bank Account for all that time. However I have only ever had an ITIN Number as I no need for a SSN.
My question is that once I have a SSN can I link my previous credit history from my ITIN to make the process of building up a credit history quicker
Now I'm like you I only have an ITIN no....(my OH is the one with an SSN)...and I have no credit history....I think (may be wrong) you can only get a credit history when you get an SSN...I'm sure people on here can tell you for definate.
P.S. Greensboro is where I am...so if you need any info about it...let me know...
#4
Homebody
Joined: Jan 2005
Location: HOME
Posts: 23,174
Re: ITIN/SSN and Credit History
First and foremost welcome to BE...
Now I'm like you I only have an ITIN no....(my OH is the one with an SSN)...and I have no credit history....I think (may be wrong) you can only get a credit history when you get an SSN...I'm sure people on here can tell you for definate.
P.S. Greensboro is where I am...so if you need any info about it...let me know...
Now I'm like you I only have an ITIN no....(my OH is the one with an SSN)...and I have no credit history....I think (may be wrong) you can only get a credit history when you get an SSN...I'm sure people on here can tell you for definate.
P.S. Greensboro is where I am...so if you need any info about it...let me know...
The OP can apply for a copy of his credit report.
#5
Last orders please...
Joined: Sep 2005
Location: Way down deep in the middle of the Jungle..
Posts: 6,154
#6
Re: ITIN/SSN and Credit History
mind you I have no credit history at all and have
been here 11 years..
Last edited by Ray; Nov 3rd 2007 at 6:50 pm.
#8
Re: ITIN/SSN and Credit History
As a mortgage banker I cannot get a credit report for anybody without a SSN. There wouldn't be any basis to get a credit report.
#9
Homebody
Joined: Jan 2005
Location: HOME
Posts: 23,174
Re: ITIN/SSN and Credit History
We most certainly did not get the suckers' rate.
And I did see the credit report....... score of 720 at the time.
#11
Homebody
Joined: Jan 2005
Location: HOME
Posts: 23,174
Re: ITIN/SSN and Credit History
It all adds up!
#12
Re: ITIN/SSN and Credit History
Like I've already said, I cannot pull credit on anybody without a SSN. The credit agencies system won't allow it.
I did the adding my name to another persons credit card etc (a loophole that is about to close) but couldn't do it until I had a SSN. I mean this in a sense of having my name on the statement and not just an extended user of the account holder.
Right I'm off out, there are several beers with my name on them getting drunk tonight.
I did the adding my name to another persons credit card etc (a loophole that is about to close) but couldn't do it until I had a SSN. I mean this in a sense of having my name on the statement and not just an extended user of the account holder.
Right I'm off out, there are several beers with my name on them getting drunk tonight.
#14
Homebody
Joined: Jan 2005
Location: HOME
Posts: 23,174
Re: ITIN/SSN and Credit History
I still have the print-out somewhere in my files in the garage
BTW, I also managed to acquire a JC Penney CC whilst on an H4 (i.e. no SSN).
I guess you gonna say it was my accent - maybe they thought I know the Queen...
BTW, I also managed to acquire a JC Penney CC whilst on an H4 (i.e. no SSN).
I guess you gonna say it was my accent - maybe they thought I know the Queen...
#15
Just Joined
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Joined: Jul 2007
Posts: 6
Re: ITIN/SSN and Credit History
Thanks for all your responses.
lisag8070 thank you for the offer. We are coming out in a couple of weeks for some meetings and a look see around the area. Perhaps we will have more questions once we have been
lisag8070 thank you for the offer. We are coming out in a couple of weeks for some meetings and a look see around the area. Perhaps we will have more questions once we have been