Identity Fraud
#32
Re: Identity Fraud
We had our credit card info stolen all costs where covered just unsettling though.
#33
Re: Identity Fraud
http://credit.about.com/od/usingcred...redit-card.htm
"....you could be liable for up to $50 if the thief uses your stolen credit card before you report the theft."
"If you report the missing debit card within two days, your maximum liability will be $50. However, after two days, you could be liable for up to $500. And if 60 days goes by before you report the card missing, you could be on the hook for everything."
#34
Banned
Joined: Apr 2012
Location: New York City
Posts: 563
Re: Identity Fraud
Has anyone had the reverse happen to them when you are in a store overseas and your credit card company has put a lock on your card? This has happened to me twice on my rare visits to England. One time I had bought a lot of jewelry, the proprietor came to charge it and was told the card was locked. This was Citibank's so-called protection because it saw an overseas charge on my card. I felt like the biggest fool in the store, like a criminal almost, but I was able to track someone down at the bank in the States and have them lift the lock. The thing to do, apparently, is to inform the bank in advance if you are traveling overseas and will be making large purchases.
#35
Re: Identity Fraud
Has anyone had the reverse happen to them when you are in a store overseas and your credit card company has put a lock on your card? This has happened to me twice on my rare visits to England. One time I had bought a lot of jewelry, the proprietor came to charge it and was told the card was locked. This was Citibank's so-called protection because it saw an overseas charge on my card. I felt like the biggest fool in the store, like a criminal almost, but I was able to track someone down at the bank in the States and have them lift the lock. The thing to do, apparently, is to inform the bank in advance if you are traveling overseas and will be making large purchases.
A few weeks later I was in Beijing, China (also overseas) and used it all over the place and never had a problem. Go figure.....
#37
Re: Identity Fraud
Kohls just called my wife to ask why she hadn't paid her bill. Another card they used, this one at the end of March. Same MO, quoted drivers license and spent $500 in California