Hypothetical Q about access to Medicare
Jul 6th 2012, 7:09 pm
#16
Joined: Apr 2005
Location: Milwaukie, Oregon
Posts: 9,965
Re: Hypothetical Q about access to Medicare
Hi, but its not free is it? Part B needs to be paid for (currently around 99 bucks a month), then there is Part D for prescriptions and if you don't want to pay for deductibles then you take out an Advantage plan or a Medigap plan.
My husband's costs (because Part D is also income related so he pays more than the 99 bucks a month) are currently running at over 400 a month with his Medigap plan/Part D - only about 20% less than his private individual policy was.
My husband's costs (because Part D is also income related so he pays more than the 99 bucks a month) are currently running at over 400 a month with his Medigap plan/Part D - only about 20% less than his private individual policy was.
Part B is it compulsory, the way I've read it it isn't, but yes if you take it $99 a month. If he is paying more than $99, well for people filing jointly your annual income has to be over $170,000 before you pay more than $99.
The rest is up to you if you pay for it or not. But Providence Oregon have several plans the most expensive of which is with Rx at $155 a month.
My private insurance premium will go up to $686 from October 1st, so medicare will save me $432 a month. Thanks I'll take that.
Jul 6th 2012, 8:21 pm
#17
Concierge
Joined: Apr 2001
Posts: 46,390
Re: Hypothetical Q about access to Medicare
Take the first digit off of that amount and you are in my ballpark and still the premium $109.
Jul 6th 2012, 8:32 pm
#18
Joined: Apr 2005
Location: Milwaukie, Oregon
Posts: 9,965
Re: Hypothetical Q about access to Medicare
http://www.medicare.gov/Publications/Pubs/pdf/11579.pdf
It certainly looks like Part B is $99 to a single person earning $85,000 or if you file jointly a couple earning $170,000.
Jul 7th 2012, 5:06 am
#19
Lost in BE Cyberspace
Joined: May 2010
Location: San Diego, California
Posts: 9,661
Re: Hypothetical Q about access to Medicare
OK how am I reading the tables on this leaflet incorrectly?
http://www.medicare.gov/Publications/Pubs/pdf/11579.pdf
It certainly looks like Part B is $99 to a single person earning $85,000 or if you file jointly a couple earning $170,000.
http://www.medicare.gov/Publications/Pubs/pdf/11579.pdf
It certainly looks like Part B is $99 to a single person earning $85,000 or if you file jointly a couple earning $170,000.
Part B is compulsory if you want Medicare cover for doctor visits etc. Part A covers mainly hospital services.
