HSBC Secure Key
 

So I tried to logon to my HSBC account this morning to be told my User ID was not recognised and I need a Secure Key :confused:
WTF ?

Anyone else using HSBC and finding this, or anyone using Secure Key in the US ?

Really really not impressed with them, not helped by a recent experience where the branch manager told the clerk to type "how to transfer money to credit union" into Google when I was trying to do a transfer

Re: HSBC Secure Key
 

My OH had that problem. He had to get it sent to his parents house and they forwarded it on with some other mail they had for us. It was a right royal pain in the arse. :frown:

Re: HSBC Secure Key
 

In the UK the newest thing for online security is a security code. I bank with Halifax and the first time I shopped online when they started using this "security code" I had to create a password/ security code. I can only presume that this is the same sort of thing for HSBC.

I was asked to create a password the first time I shopped online using my Halifax debit card.

Also, I wonder if it could be the last three numbers on the back of your card, on the security strip. This is also sometimes referred to as your "security code."

Re: HSBC Secure Key
 

No, this is something different - I have a 'security code' and was quite happily using it yesterday
The Secure Key is a small device that generates a code ( different every time ) that you have to enter

Would have been nice if the web site had given me some warning "this method of logging on will cease to work in 10 days" instead of working one day and not the next. And saying if I had problems then 'pop into your local branch' :frown:

I've found more details
http://www.expat.hsbc.com/1/2/hsbc-e...ing/secure-key

Re: HSBC Secure Key
 

I've had a US HSBC account for several years, and it has always had a "Security Key." It's just an additional password that never changes, not a little device like the one described on the HSBC link above... Are these UK HSBC accounts you are talking about?

Re: HSBC Secure Key
 

Well that's a bugger...

Re: HSBC Secure Key
 

Yeh, it's a UK account, I moved over to the US last week, it worked yesterday ( using just the password ) now it seems to want one of these devices

there again, I've found lots of other things that dont work on the site ( I'm a s/w tester so I attract them ) that who knows ?

Re: HSBC Secure Key
 

Wife has a UK HSBC personal account and had a little calculator type of thing she has to use to log in. She knew it was coming so maybe you missed a letter or something?

I have a (recent) US HSBC business account and have a little red oval thing with a single button that generates a 6-digit code.

Re: HSBC Secure Key
 

Just looked more into this, they were supposed to have rolled this out by end of last year.

They send you a letter informing you that they are upgrading your internet security details and in 5-6 weeks you're supposed to get the key card and then you have 30 days to use it.

It seems they are still rolling it out to all online customers though and you can't ask them to send you one until they send it and there's been a lapse of 30 days.

I've yet to get any info though.

Re: HSBC Secure Key
 

Always found HSBC to be a pretty good bank but this just seems like an extra layer of unnecessary security that could be handled without need for a physical device so I closed the account before coming out as I was worried about the device failing and then it being difficult to get a new one - you'd be locked out of your account until it arrived - a tad awkward I would have said.

Re: HSBC Secure Key
 

I have had a credit-card sized keypad for my (UK) HSBC account for about a year now - can't log on without it. I guess they weren't all rolled out at the same time?? It can be annoying if you don't carry it around and want to log on at work for example.

See article here:
http://money-watch.co.uk/8224/hsbc-secure-key

Re: HSBC Secure Key
 

IMO, it's a good thing. My bank in the US has used a token card for about six years now. Most other banks rely on 'golden questions' like "What was the name of your first pet?" Since the people most likely to steal your money are the ones who know you, the golden questions are BS. Or you get people like me who always use fake answers to the questions, and then can't remember the answers later. :huh:

Re: HSBC Secure Key
 

My bank account here used a virtual keyboard and just changed to take 3 ransom characters from a pass phrase so all I need is a user id, password and pass phrase - those I can carry in my head and I don't have to worry about account access if a device fails or get lost in the post.

It's also fun to integrate rude words into the password/pass phrase. :D

Re: HSBC Secure Key
 

I have a secure key. I got the letter months ago giving me warning it was happening and then a while later one turned up in the post.

Re: HSBC Secure Key
 

I got one for my Co-Op Smile bank account in 2009 before we left the UK for the US but I rarely use that account so forgot I had it. My OH never got a letter and has all his mail sent to his parents house and they forward it on to us. When they remember.

Re: HSBC Secure Key
 

I got one as well, can't remember when but it's been a while. I have my US address on the account and iit got sent here. It's extremely annoying and despite their claim that it's easily portable, in reality it isn't so I can no longer log into my account whenever I feel like it, I have to wait until I'm at home where the stupid key is.

Re: HSBC Secure Key
 

Yes, I have an HSBC account, and I had to start using this about six months ago. It looks like a little calculator. It's a pain -- the first one they sent me didn't work -- but I suppose it's safer.

I got a warning letter, then the device a few weeks later. Which address do you have registered with HSBC? I'm surprised they didn't notify you.

Re: HSBC Secure Key
 

I got my secure pin calculator thingy last year and even though my IB number, DOB is correct as well as the secure pin - I receive a green tick for each I receive a LOG_008 message telling me that something is incorrect or to try again. Of course I try again and get the same message. I tried e-mailing tech support who told me to telephone them instead or that I should go into my home branch whis isn't feasible.

So just so I understand this correctly, are you supposed to generate a new secure PIN each time you want to log in?

Re: HSBC Secure Key
 

Yes. You have a PIN number to turn the device on, and then the device generates a new PIN for each log-in.

Re: HSBC Secure Key
 

I also have one of these devices. It was a pain at first but now I just make sure it's close by and I take it with me when I go back to the UK.

Re: HSBC Secure Key
 

My (not HSBC) bank has had these for a while, but only as a second layer of security. I can log on without it and do loads of basic transactions, but if I want to do serious stuff, like overseas transfers or transactions above a certain amount, out comes the little calculator. I'm happy with that....it isn't too much of a hassle.

Knowing I was heading to the US (2008) I was concerned about the calculator thingy breaking just when I needed it to work - and they happily gave me a second one. It needs a personalized, chipped card to work, so if the card fails that's an issue, but I thought it more likely the calculator would die than the card. Anyway, it was free, so no harm in a little contingency!

Re: HSBC Secure Key
 

Santander has a one time passcode they text to you. Unfortunately it's set up to my UK mobile, which is now showing as SIM invalid. Slight problem...

I now have to fax stuff to them, and they phone me back. Technology at it's best.

Re: HSBC Secure Key
 

Had one for over 6 months. They sent plenty of correspondence and it was very clear they'd be required in order to access online banking. Not sure what the negative is other than having to carry a small calculator around with you / leave it near your computer which, for the level of fraud protection you get in UK accounts, is a small price...

Re: HSBC Secure Key
 

I've still yet to get any mail on this. They have usually been good about sending in notices and regular statements though.

Re: HSBC Secure Key
 

HSBC are rolling this initiative out worldwide. I've received them for both my Channel Islands and UAE accounts. There is usually a 90 day lead in time as shown on their online banking entry pages.

Re: HSBC Secure Key
 

Hmm.. Nothing in the USA yet.