How to open the USA bank accout(debit card) for non-resident
Nov 9th 2010, 2:51 pm
#16
MODERATOR
Joined: Apr 2003
Location: Phoenix, Arizona
Posts: 58,679
Re: How to open the USA bank accout(debit card) for non-resident
My understanding is that he does not need a SSN or TIN if the account is not interest-bearing. So he should be able to open a non-interest-bearing account in the USA as a non-resident.
Rene
Rene
Nov 9th 2010, 3:53 pm
#17
Forum Regular
Joined: Jan 2010
Location: Stamford, CT
Posts: 200
Re: How to open the USA bank accout(debit card) for non-resident
I opened a checking account with HSBC without a SSN when I arrived here in March this year - just needed my passport and UK driving license.
My girlfriend is here on an F1 visa - she won't get a SSN - she opened a bank account OK with just her passport and driving license from her home country.
My girlfriend is here on an F1 visa - she won't get a SSN - she opened a bank account OK with just her passport and driving license from her home country.
Nov 10th 2010, 1:45 pm
#18
Just Joined
Joined: Jul 2009
Posts: 22
Re: How to open the USA bank accout(debit card) for non-resident
We opened a Premier acc with HSBC in the UK and then the same in the US
With out a SSN too
With out a SSN too
Nov 10th 2010, 8:08 pm
#20
Just Joined
Joined: Jul 2009
Posts: 22
Re: How to open the USA bank accout(debit card) for non-resident
We did ours on house sale, salary etc..... but best off going in to speak with the Premier Manager, Ours have been v helpful
Nov 10th 2010, 9:02 pm
#21
BE Enthusiast
Joined: Jul 2003
Location: New York City
Posts: 611
Re: How to open the USA bank accout(debit card) for non-resident
I have a contact at HSBC who can open US accounts without a SSN. He can also get you a US credit card based on your UK credit history.
PM me if you would like me to forward his details.
PM me if you would like me to forward his details.
Last edited by Peter Newton; Nov 10th 2010 at 9:05 pm.
Nov 10th 2010, 10:19 pm
#22
Septicity
Joined: May 2004
Posts: 23,762
Re: How to open the USA bank accout(debit card) for non-resident
You DON'T need a SSN to open checking accounts, period!
Paranoid Act
If you've got a SSN, you need to give it to them.
If you don't have a SSN, you have to prove your identity -- a passport seems to work quite well.
Common Sense
If you visit the 38th Bank of Podnuck in Sticksville where the patrons of the local diner are busy discussing last night's UFO sighting, you may get all sorts of crap asked for......but that is irrelevant to this discussion. If you want an easy life, open an account in a city with one of the main players.
Nov 10th 2010, 10:28 pm
#23
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Location: Stamford, CT
Posts: 200
Re: How to open the USA bank accout(debit card) for non-resident
I opened an account with HSBC without a SSN by just walking in off the street into the branch.
Nov 11th 2010, 10:46 am
#27
Ping-ponger
Joined: Jul 2002
Location: Dreich Alba
Posts: 12,006
Re: How to open the USA bank accout(debit card) for non-resident
If the OP means he is a noncitizen, with no right to live in the US and no intention to reside in the US (i.e., no visa or GC). surely he can't have a US bank account, can he???
Nonresident could mean a) Not a LPR, but on a visa/work permit b) not legally entitled to reside in the US, but intending to live there anyway, or c) not legally entitled to reside in the US, and not intending to live there, either.
Which of these is the OP talking about? Surely the answer to his question depends on his exact residence situation?
Nonresident could mean a) Not a LPR, but on a visa/work permit b) not legally entitled to reside in the US, but intending to live there anyway, or c) not legally entitled to reside in the US, and not intending to live there, either.
Which of these is the OP talking about? Surely the answer to his question depends on his exact residence situation?
Nov 11th 2010, 1:21 pm
#28
Septicity
Joined: May 2004
Posts: 23,762
Re: How to open the USA bank accout(debit card) for non-resident
If the OP means he is a noncitizen, with no right to live in the US and no intention to reside in the US (i.e., no visa or GC). surely he can't have a US bank account, can he???
Nonresident could mean a) Not a LPR, but on a visa/work permit b) not legally entitled to reside in the US, but intending to live there anyway, or c) not legally entitled to reside in the US, and not intending to live there, either.
Which of these is the OP talking about? Surely the answer to his question depends on his exact residence situation?
Nonresident could mean a) Not a LPR, but on a visa/work permit b) not legally entitled to reside in the US, but intending to live there anyway, or c) not legally entitled to reside in the US, and not intending to live there, either.
Which of these is the OP talking about? Surely the answer to his question depends on his exact residence situation?
Nov 11th 2010, 3:10 pm
#30
Septicity
Joined: May 2004
Posts: 23,762
Re: How to open the USA bank accout(debit card) for non-resident
Why should we expect banks to be immigration enforcement officers? There's plenty of new regulations I'd like to impose on the US banking industry..but this isn't one of them.