Speedwell

Oh, sure, because raising premiums to unaffordable levels is going to delay the spread of nationalized medicine. I don't THINK so.

celticgrid

We recently, for the second time in 4 years I think, received a check back from a health organization with a note to say that as part of a review they note that they overcharged me for something last year. I suspect that no-one, not even the organizations involved in the process, fully grasps how it all works. On several occasions while dealing with the front desk of some health place the struggle for the receptionist to figure out what they should be charging me under my insurance takes longer than the treatment.

Health insurance is one of the reasons nature built the human being with the ability to cross its fingers.

scrubbedexpat099

Interesting that Congress is trying to excuse itself from Obamacare, would that include the Administration as well?

Pulaski

My guess would be that the intention is to force people off legacy programs, that may not even be Obamacare compliant, onto schemes that are competitive with the market.

Pulaski

I don't think anyone thinks that Obamacare in its current form, as legislated, will last. Depending on who follows Obama, a number of changes are possible; IMO some sort of change is certain.

Jerseygirl

It's easy to check out if a doctor is in network or not. Even with a HMO you can still see a doctor at the ER who is not in network. There is no end of people you may see or tests you may have that your insurance will not cover.

scrubbedexpat099

There was an item on the Radio about increasing premiums in Colorado, this was Progressive Radio. The highest increase I remember was 40 odd %.

scrubbedexpat099

When I visited Hospital last week, I was tagged. Seems simple enough to tag your Insurance info and a do not treat me if you are not in my network instruction.

Jerseygirl

That seems like a good solution as long as its not an emergency.

lansbury

If what I posted was misleading my apologies. What you posted is what I was trying to say, and what I would expect the policy to say. Once your reach the out of pocket max you get 100% coverage. In the case you quote I would ask what is not included in "most services", so you know in advance.

GeoffM

Hah! The new plan lists the same service twice - one at "no cost"; the other at $50 copay.

And that was wrong too (including my mistake). I was quoted anything from $2500 upwards to $30 copay. After the 3rd time of calling them it turns out the $2500 applied to general anaesthetic; the $30 for a standard day procedure. But the plan says $250. The new plan says $50 in one section and free in another section. Just one example of how you can't get a cost up front for a routine procedure.

Sally Redux

Also you can get a card that means you pay a fixed amount per year no matter how many prescriptions you need. Plus it's free for kids, older people and unemployed.

Jerseygirl

All prescriptions are also free for pregnant women and for the following 12 months after the birth...free for people with a chronic illness.

Sally Redux

Yes forgot about those.

Giantaxe

60 votes to get a change through the Senate so it will be tough...The basic tenets of Obamacare are here to stay imo: no discrimination on those with pre-existing conditions, no dropping people because they get sick, insuring young adult children etc.