Healthcare and Pregnancy in the U.S.?
Jul 2nd 2012, 6:19 pm
#31
Lost in BE Cyberspace
Joined: Jan 2008
Posts: 41,518
Re: Healthcare and Pregnancy in the U.S.?
Jul 2nd 2012, 6:31 pm
#32
Forum Regular
Joined: Jun 2012
Location: Boston
Posts: 62
Re: Healthcare and Pregnancy in the U.S.?
if you want to know more about US healthcare, look for some articles by Wendell Potter, he used to be a senior exec in health insurance, and became a whistleblower.
A sad tale of companies systematically denying people insurance on any technicality, removing sick people from insurance, deliberately misleading them, etc. One reason US healthcare is so expensive is that an estimated 30% of costs go on admin, armies of professionals who market plans and then find ways to deny insurance.
one recent piece:
http://www.tcdailyplanet.net/news/20...dable-care-act
A sad tale of companies systematically denying people insurance on any technicality, removing sick people from insurance, deliberately misleading them, etc. One reason US healthcare is so expensive is that an estimated 30% of costs go on admin, armies of professionals who market plans and then find ways to deny insurance.
one recent piece:
http://www.tcdailyplanet.net/news/20...dable-care-act
Jul 2nd 2012, 6:35 pm
#33
BE Forum Addict
Joined: Aug 2004
Posts: 4,754
Re: Healthcare and Pregnancy in the U.S.?
I'll agree with those that say the cost and level of coverage will entirely depend on your employer and the state you live in. An average policy will have a couple of thousand deductible and 2 or 3 times that as you out of pocket annual max. For a family you'll be looking at $1000 to $1500 /month in premiums of which you'll pay 25% to 50%.....so expect to pay at least $500/month in premiums and up to $10k as a lump sum if you get seriously ill.
I'm lucky as I work for a state government where the benefits are reasonable. I pay $100/month for myself (no family) and must pay the first $250 of any tests, there's no deductible, or co-pay on anything else.
I'm lucky as I work for a state government where the benefits are reasonable. I pay $100/month for myself (no family) and must pay the first $250 of any tests, there's no deductible, or co-pay on anything else.
Jul 2nd 2012, 8:17 pm
#34
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Joined: Dec 2007
Location: Sheffield to AZ to Sheffield to NJ
Posts: 342
Re: Healthcare and Pregnancy in the U.S.?
I hate all the health insurance aftermath!
